HomeNorth CarolinaUnion CountyIndian Trail
Indian Trail, North Carolina: commercial real estate data.
Indian Trail is a Census town of 42,036 people across 22.84 square miles of land, in Union County. Median household income is $108,483, 78.1 percent of occupied homes are owned, and the SBA record carries 57 7(a) approvals to borrowers here worth $25.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Indian Trail
What Indian Trail is
- Census place typetown
- Land area22.84 sq mi
- Water area0.15 sq mi
- Population per square mile of land1,840
- County holding the largest share of its areaUnion County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Indian Trail
How many people live in Indian Trail
- Population42,036
- Median age36.2
- Population under 1810,940
- Share under 1826.0 percent
- Population 65 and over3,960
- Share 65 and over9.4 percent
- Households13,796
- Family households11,047
- Share of households that are families80.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Indian Trail
Income and work in Indian Trail
- Median household income$108,483
- Per capita income$41,956
- Civilian labor force24,719
- Employed23,403
- Unemployed1,316 plus or minus 314
- Unemployment rate5.3 percent plus or minus 1.3
- Adults 25 and over27,075
- Adults 25 and over with a high school diploma or higher93.6 percent
- Adults 25 and over with a bachelor degree or higher40.2 percent
- Adults 25 and over with a graduate degree13.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Indian Trail
Housing in Indian Trail
- Housing units14,576
- Occupied units13,796
- Vacant units780 plus or minus 283
- Vacancy rate5.4 percent plus or minus 1.9
- Owner occupied10,776
- Renter occupied3,020
- Ownership rate78.1 percent
- Median owner-occupied home value$385,000
- Median gross rent, monthly$2,077
- Annual rent as a share of median income23.0 percent
- Single family units13,291
- Share single family91.2 percent
- Units in buildings of two or more865 plus or minus 260
- Share in buildings of two or more5.9 percent plus or minus 1.8
- Mobile homes420 plus or minus 183
- Median year structure built2004
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Indian Trail
How Indian Trail gets to work
- Workers 16 and over who commute18,629
- Commuting under 15 minutes3,180
- Share commuting under 15 minutes17.1 percent
- Commuting 30 minutes or more8,571
- Share commuting 30 minutes or more46.0 percent
- Drove alone73.6 percent
- Carpooled5.7 percent plus or minus 1.3
- Public transport0.4 percent plus or minus 0.4
- Walked0.1 percent plus or minus 0.1
- Worked from home18.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Indian Trail
SBA loans in Indian Trail (7(a))
- Approvals57
- Gross approval$25,339,300
- Average approval$444,549
- Median approval$200,000
- Ninetieth percentile approval$1,382,700
- Largest approval$2,237,000
- Jobs supported492
- Jobs per approval8.6
- Loans with a final outcome14
- Paid in full14
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.0 percent
- Share to franchises33.3 percent
- Distinct lenders26
- Distinct industries by NAICS36
Counted by borrower city: approvals to borrowers whose address is in Indian Trail, in any county, FY2020 to FY2026. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Indian Trail
SBA loans in Indian Trail (504)
- Approvals16
- Gross approval$14,908,000
- Average approval$931,750
- Median approval$665,000
- Largest approval$3,786,000
- Jobs supported136
- Loans with a final outcome8
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Indian Trail, in any county, FY2010 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Indian Trail
Flood risk in Indian Trail
- NFIP communityTown of Indian Trail
- NFIP community number370235
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/19/14
The Town of Indian Trail participates in the National Flood Insurance Program as community 370235 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Union County, not Indian Trail
Union County context, not Indian Trail figures
- Establishments in Union County5,732
- Covered employment, Union County74,299
- Average annual pay, Union County$61,500
- Housing units permitted, Union County2,334
Every figure in this section is published for Union County as a whole and is not a measurement of Indian Trail.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Indian Trail questions, answered from the record.
How many people live in Indian Trail, North Carolina?
42,036, in 13,796 households. Indian Trail town covers 22.84 square miles of land, which is 1,840 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Indian Trail in?
Union County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Indian Trail?
$108,483. The median owner-occupied home is valued at $385,000. Median gross rent is $2,077 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Indian Trail businesses?
57 7(a) approvals totaling $25.3 m since FY2020, across 26 lenders, median approval $200,000, plus 16 504 approvals worth $14.9 m since FY2010. These count approvals to borrowers whose address is in Indian Trail, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Indian Trail borrowers get paid back?
No rate is published for Indian Trail. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Indian Trail in the National Flood Insurance Program?
Yes. Indian Trail appears in the FEMA Community Status Book as Indian Trail, town of, community 370235, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Indian Trail figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Union County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Indian Trail.
Is zoning published for Indian Trail?
No. Nothing on this page presents parcel level zoning.