HomeNorth CarolinaUnion CountyIndian Trail town
Indian Trail town, North Carolina: commercial real estate data.
Indian Trail town is a Census town of 42,036 people across 22.84 square miles of land, in Union County. Median household income is $108,483, 78.1 percent of occupied homes are owned, and the SBA record carries 57 7(a) approvals to borrowers here worth $25.3 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Indian Trail
What Indian Trail is
- Census place typetown
- Land area22.84 sq mi
- Water area0.15 sq mi
- Population per square mile of land1,840
- County holding the largest share of its areaUnion County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Indian Trail
How many people live in Indian Trail
- Population42,036
- Median age36.2
- Population under 1810,940
- Share under 1826.0 percent
- Population 65 and over3,960
- Share 65 and over9.4 percent
- Households13,796
- Family households11,047
- Share of households that are families80.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Indian Trail
Income and work in Indian Trail
- Median household income$108,483
- Per capita income$41,956
- Civilian labor force24,719
- Employed23,403
- Unemployed1,316 plus or minus 314
- Unemployment rate5.3 percent plus or minus 1.3
- Adults 25 and over27,075
- Adults 25 and over with a high school diploma or higher93.6 percent
- Adults 25 and over with a bachelor degree or higher40.2 percent
- Adults 25 and over with a graduate degree13.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Indian Trail
Housing in Indian Trail
- Housing units14,576
- Occupied units13,796
- Vacant units780 plus or minus 283
- Vacancy rate5.4 percent plus or minus 1.9
- Owner occupied10,776
- Renter occupied3,020
- Ownership rate78.1 percent
- Median owner-occupied home value$385,000
- Median gross rent, monthly$2,077
- Annual rent as a share of median income23.0 percent
- Single family units13,291
- Share single family91.2 percent
- Units in buildings of two or more865 plus or minus 260
- Share in buildings of two or more5.9 percent plus or minus 1.8
- Mobile homes420 plus or minus 183
- Median year structure built2004
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Indian Trail
How Indian Trail gets to work
- Workers 16 and over who commute18,629
- Commuting under 15 minutes3,180
- Share commuting under 15 minutes17.1 percent
- Commuting 30 minutes or more8,571
- Share commuting 30 minutes or more46.0 percent
- Drove alone73.6 percent
- Carpooled5.7 percent plus or minus 1.3
- Public transport0.4 percent plus or minus 0.4
- Walked0.1 percent plus or minus 0.1
- Worked from home18.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Indian Trail
SBA loans in Indian Trail (7(a))
- Approvals57
- Gross approval$25,339,300
- Average approval$444,549
- Median approval$200,000
- Ninetieth percentile approval$1,407,000
- Largest approval$2,237,000
- Jobs supported492
- Jobs per approval8.6
- Loans with a final outcome14
- Paid in full14
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more14.0 percent
- Share to franchises33.3 percent
- Distinct lenders26
- Distinct industries by NAICS36
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Indian Trail
SBA loans in Indian Trail (504)
- Approvals16
- Gross approval$14,908,000
- Average approval$931,750
- Median approval$754,000
- Largest approval$3,786,000
- Jobs supported136
- Loans with a final outcome8
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Indian Trail
Flood risk in Indian Trail
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370235
- Currently effective map date02/19/14
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Union County, not Indian Trail
Union County context, not Indian Trail figures
These are Union County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Indian Trail measurements.
- Establishments in Union County5,732
- Employment at those establishments, Union County66,082
- Covered employment, Union County74,299
- Average annual pay, Union County$61,500
- Average weekly wage, Union County$1,183
- Housing units permitted, Union County2,334
- Of those, single family, Union County2,166
- County product, 2024, Union County$13,112,505,000
- County product change over the prior year, Union County7.6 percent
- Average income of an arriving household, Union County$108,429
Every figure in this section is published for Union County as a whole and is not a measurement of Indian Trail. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Indian Trail questions, answered from the record.
How many people live in Indian Trail, North Carolina?
42,036, in 13,796 households. Indian Trail town covers 22.84 square miles of land, which is 1,840 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Indian Trail in?
Union County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Indian Trail?
$108,483. The median owner-occupied home is valued at $385,000. Median gross rent is $2,077 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Indian Trail businesses?
57 7(a) approvals totalling $25.3 m, across 26 lenders, median approval $200,000, plus 16 504 approvals worth $14.9 m. These count approvals to borrowers whose address is in Indian Trail, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Indian Trail borrowers get paid back?
Of the 14 loans that have reached a final outcome, 14 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Indian Trail in the National Flood Insurance Program?
Yes. Indian Trail appears in the FEMA Community Status Book as community 370235, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Indian Trail figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Union County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Indian Trail.
Is zoning published for Indian Trail?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.