HomeNorth CarolinaUnion CountyMineral Springs
Mineral Springs, North Carolina: commercial real estate data.
Mineral Springs is a Census town of 3,314 people across 8.21 square miles of land, in Union County. Median household income is $91,500, 84.6 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $865,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Mineral Springs
What Mineral Springs is
- Census place typetown
- Land area8.21 sq mi
- Water area0.07 sq mi
- Population per square mile of land404
- County holding the largest share of its areaUnion County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mineral Springs
How many people live in Mineral Springs
- Population3,314
- Median age45.5
- Population under 18682 plus or minus 151
- Share under 1820.6 percent plus or minus 4.6
- Population 65 and over621
- Share 65 and over18.7 percent plus or minus 3.7
- Households1,170
- Family households936
- Share of households that are families80.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mineral Springs
Income and work in Mineral Springs
- Median household income$91,500
- Per capita income$45,712
- Civilian labor force1,855
- Employed1,816
- Unemployed39 plus or minus 29
- Unemployment rate2.1 percent plus or minus 1.5
- Adults 25 and over2,313
- Adults 25 and over with a high school diploma or higher94.1 percent
- Adults 25 and over with a bachelor degree or higher35.2 percent
- Adults 25 and over with a graduate degree9.4 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mineral Springs
Housing in Mineral Springs
- Housing units1,322
- Occupied units1,170
- Vacant units152 plus or minus 93
- Vacancy rate11.5 percent plus or minus 7.0
- Owner occupied990
- Renter occupied180 plus or minus 77
- Ownership rate84.6 percent
- Median owner-occupied home value$389,900
- Median gross rent, monthly$1,340
- Annual rent as a share of median income17.6 percent
- Single family units1,221
- Share single family92.4 percent
- Units in buildings of two or more38 plus or minus 33
- Share in buildings of two or more2.9 percent plus or minus 2.5
- Mobile homes63 plus or minus 29
- Median year structure built1993
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mineral Springs
How Mineral Springs gets to work
- Workers 16 and over who commute1,310
- Commuting under 15 minutes114 plus or minus 53
- Share commuting under 15 minutes8.7 percent plus or minus 3.8
- Commuting 30 minutes or more658 plus or minus 138
- Share commuting 30 minutes or more50.2 percent
- Drove alone67.3 percent
- Carpooled7.2 percent plus or minus 5.0
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home25.1 percent plus or minus 7.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mineral Springs
SBA loans in Mineral Springs (7(a))
- Approvals2
- Gross approval$865,000
- Average approval$432,500
- Median approval$432,500
- Largest approval$710,000
- Jobs supported12
- Jobs per approval6.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term200 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Mineral Springs, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mineral Springs
Flood risk in Mineral Springs
- NFIP communityTown of Mineral Springs
- NFIP community number370529
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/02/09
The Town of Mineral Springs participates in the National Flood Insurance Program as community 370529 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Union County, not Mineral Springs
Union County context, not Mineral Springs figures
- Establishments in Union County5,732
- Covered employment, Union County74,299
- Average annual pay, Union County$61,500
- Housing units permitted, Union County2,334
Every figure in this section is published for Union County as a whole and is not a measurement of Mineral Springs.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Mineral Springs questions, answered from the record.
How many people live in Mineral Springs, North Carolina?
3,314, in 1,170 households. Mineral Springs town covers 8.21 square miles of land, which is 404 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mineral Springs in?
Union County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mineral Springs?
$91,500. The median owner-occupied home is valued at $389,900. Median gross rent is $1,340 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mineral Springs businesses?
2 7(a) approvals totaling $865,000 since FY2020, across 2 lenders, median approval $432,500. These count approvals to borrowers whose address is in Mineral Springs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mineral Springs borrowers get paid back?
No rate is published for Mineral Springs. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Mineral Springs in the National Flood Insurance Program?
Yes. Mineral Springs appears in the FEMA Community Status Book as Mineral Springs, town of, community 370529, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Mineral Springs figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Union County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mineral Springs.
Is zoning published for Mineral Springs?
No. Nothing on this page presents parcel level zoning.