HomeNorth CarolinaWake CountyGarner
Garner, North Carolina: commercial real estate data.
Garner is a Census town of 34,473 people across 19.73 square miles of land, in Wake County. Median household income is $78,756, 63.2 percent of occupied homes are owned, and the SBA record carries 60 7(a) approvals to borrowers here worth $28.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Garner
What Garner is
- Census place typetown
- Land area19.73 sq mi
- Water area0.05 sq mi
- Population per square mile of land1,747
- County holding the largest share of its areaWake County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garner
How many people live in Garner
- Population34,473
- Median age37.7
- Population under 186,758
- Share under 1819.6 percent
- Population 65 and over5,648
- Share 65 and over16.4 percent
- Households13,899
- Family households8,485
- Share of households that are families61.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garner
Income and work in Garner
- Median household income$78,756
- Per capita income$44,201
- Civilian labor force18,468
- Employed17,317
- Unemployed1,151 plus or minus 331
- Unemployment rate6.2 percent plus or minus 1.8
- Adults 25 and over25,104
- Adults 25 and over with a high school diploma or higher94.8 percent
- Adults 25 and over with a bachelor degree or higher46.5 percent
- Adults 25 and over with a graduate degree17.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garner
Housing in Garner
- Housing units15,043
- Occupied units13,899
- Vacant units1,144 plus or minus 421
- Vacancy rate7.6 percent plus or minus 2.8
- Owner occupied8,784
- Renter occupied5,115
- Ownership rate63.2 percent
- Median owner-occupied home value$355,000
- Median gross rent, monthly$1,549
- Annual rent as a share of median income23.6 percent
- Single family units10,555
- Share single family70.2 percent
- Units in buildings of two or more4,250
- Share in buildings of two or more28.3 percent
- Mobile homes238 plus or minus 162
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garner
How Garner gets to work
- Workers 16 and over who commute12,909
- Commuting under 15 minutes3,027
- Share commuting under 15 minutes23.4 percent
- Commuting 30 minutes or more5,491
- Share commuting 30 minutes or more42.5 percent
- Drove alone65.8 percent
- Carpooled8.0 percent plus or minus 2.0
- Public transport0.1 percent plus or minus 0.1
- Walked0.7 percent plus or minus 0.6
- Worked from home24.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garner
SBA loans in Garner (7(a))
- Approvals60
- Gross approval$28,730,100
- Average approval$478,835
- Median approval$295,000
- Ninetieth percentile approval$1,071,900
- Largest approval$4,484,300
- Jobs supported770
- Jobs per approval12.8
- Loans with a final outcome10
- Paid in full9
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more11.7 percent
- Share to franchises28.3 percent
- Distinct lenders32
- Distinct industries by NAICS37
Counted by borrower city: approvals to borrowers whose address is in Garner, in any county, FY2020 to FY2026. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Garner
SBA loans in Garner (504)
- Approvals11
- Gross approval$6,355,000
- Average approval$577,727
- Median approval$588,000
- Largest approval$1,106,000
- Jobs supported27
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Garner, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Garner
Flood risk in Garner
- NFIP communityTown of Garner
- NFIP community number370240
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/19/22
The Town of Garner participates in the National Flood Insurance Program as community 370240 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Wake County, not Garner
Wake County context, not Garner figures
- Establishments in Wake County33,873
- Covered employment, Wake County653,153
- Average annual pay, Wake County$76,807
- Housing units permitted, Wake County15,248
Every figure in this section is published for Wake County as a whole and is not a measurement of Garner.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Garner questions, answered from the record.
How many people live in Garner, North Carolina?
34,473, in 13,899 households. Garner town covers 19.73 square miles of land, which is 1,747 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Garner in?
Wake County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Garner?
$78,756. The median owner-occupied home is valued at $355,000. Median gross rent is $1,549 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Garner businesses?
60 7(a) approvals totaling $28.7 m since FY2020, across 32 lenders, median approval $295,000, plus 11 504 approvals worth $6.4 m since FY2010. These count approvals to borrowers whose address is in Garner, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Garner borrowers get paid back?
No rate is published for Garner. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Garner in the National Flood Insurance Program?
Yes. Garner appears in the FEMA Community Status Book as Garner, town of, community 370240, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Garner figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wake County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Garner.
Is zoning published for Garner?
No. Nothing on this page presents parcel level zoning.