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HomeNorth CarolinaWake CountyHolly Springs

Holly Springs, North Carolina: commercial real estate data.

Holly Springs is a Census town of 45,248 people across 19.44 square miles of land, in Wake County. Median household income is $135,578, 80.6 percent of occupied homes are owned, and the SBA record carries 55 7(a) approvals to borrowers here worth $39.6 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Holly Springs

What Holly Springs is

  • Census place typetown
  • Land area19.44 sq mi
  • Water area0.13 sq mi
  • Population per square mile of land2,327
  • County holding the largest share of its areaWake County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Holly Springs

How many people live in Holly Springs

  • Population45,248
  • Median age36.5
  • Population under 1814,672
  • Share under 1832.4 percent
  • Population 65 and over4,049
  • Share 65 and over8.9 percent
  • Households14,982
  • Family households12,541
  • Share of households that are families83.7 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Holly Springs

Income and work in Holly Springs

  • Median household income$135,578
  • Per capita income$53,656
  • Civilian labor force23,241
  • Employed22,455
  • Unemployed786 plus or minus 236
  • Unemployment rate3.4 percent plus or minus 1.0
  • Adults 25 and over28,174
  • Adults 25 and over with a high school diploma or higher96.3 percent
  • Adults 25 and over with a bachelor degree or higher67.3 percent
  • Adults 25 and over with a graduate degree26.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Holly Springs

Housing in Holly Springs

  • Housing units15,625
  • Occupied units14,982
  • Vacant units643 plus or minus 239
  • Vacancy rate4.1 percent plus or minus 1.5
  • Owner occupied12,078
  • Renter occupied2,904
  • Ownership rate80.6 percent
  • Median owner-occupied home value$535,800
  • Median gross rent, monthly$2,021
  • Annual rent as a share of median income17.9 percent
  • Single family units13,941
  • Share single family89.2 percent
  • Units in buildings of two or more1,609 plus or minus 364
  • Share in buildings of two or more10.3 percent plus or minus 2.3
  • Mobile homes75 plus or minus 58
  • Median year structure built2008

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Holly Springs

How Holly Springs gets to work

  • Workers 16 and over who commute14,813
  • Commuting under 15 minutes2,405
  • Share commuting under 15 minutes16.2 percent
  • Commuting 30 minutes or more7,629
  • Share commuting 30 minutes or more51.5 percent
  • Drove alone60.2 percent
  • Carpooled3.9 percent plus or minus 1.1
  • Public transport0.0 percent
  • Walked1.4 percent plus or minus 0.8
  • Worked from home33.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Holly Springs

SBA loans in Holly Springs (7(a))

  • Approvals55
  • Gross approval$39,648,500
  • Average approval$720,882
  • Median approval$303,900
  • Ninetieth percentile approval$1,833,800
  • Largest approval$5,000,000
  • Jobs supported496
  • Jobs per approval9.0
  • Loans with a final outcome15
  • Paid in full15
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more3.6 percent
  • Share to franchises40.0 percent
  • Distinct lenders29
  • Distinct industries by NAICS32

Counted by borrower city: approvals to borrowers whose address is in Holly Springs, in any county, FY2020 to FY2026. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Holly Springs

SBA loans in Holly Springs (504)

  • Approvals12
  • Gross approval$11,351,000
  • Average approval$945,917
  • Median approval$640,500
  • Largest approval$2,294,000
  • Jobs supported125
  • Loans with a final outcome4
  • Charged off0
  • Median term300 months
  • Distinct CDCs3

Counted by borrower city: approvals to borrowers whose address is in Holly Springs, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Holly Springs

Flood risk in Holly Springs

  • NFIP communityTown of Holly Springs
  • NFIP community number370403
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date07/19/22

The Town of Holly Springs participates in the National Flood Insurance Program as community 370403 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Wake County, not Holly Springs

Wake County context, not Holly Springs figures

  • Establishments in Wake County33,873
  • Covered employment, Wake County653,153
  • Average annual pay, Wake County$76,807
  • Housing units permitted, Wake County15,248

Every figure in this section is published for Wake County as a whole and is not a measurement of Holly Springs.

All Wake County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Holly Springs questions, answered from the record.

How many people live in Holly Springs, North Carolina?

45,248, in 14,982 households. Holly Springs town covers 19.44 square miles of land, which is 2,327 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Holly Springs in?

Wake County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Holly Springs?

$135,578. The median owner-occupied home is valued at $535,800. Median gross rent is $2,021 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Holly Springs businesses?

55 7(a) approvals totaling $39.6 m since FY2020, across 29 lenders, median approval $303,900, plus 12 504 approvals worth $11.4 m since FY2010. These count approvals to borrowers whose address is in Holly Springs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Holly Springs borrowers get paid back?

No rate is published for Holly Springs. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Holly Springs in the National Flood Insurance Program?

Yes. Holly Springs appears in the FEMA Community Status Book as Holly Springs, town of, community 370403, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Holly Springs figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wake County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Holly Springs.

Is zoning published for Holly Springs?

No. Nothing on this page presents parcel level zoning.