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North Wilkesboro, North Carolina: commercial real estate data.

North Wilkesboro is a Census town of 4,421 people across 6.63 square miles of land, in Wilkes County. Median household income is $38,474, 51.3 percent of occupied homes are owned, and the SBA record carries 18 7(a) approvals to borrowers here worth $7.6 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

North Wilkesboro

What North Wilkesboro is

  • Census place typetown
  • Land area6.63 sq mi
  • Water area0 sq mi
  • Population per square mile of land667
  • County holding the largest share of its areaWilkes County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

North Wilkesboro

How many people live in North Wilkesboro

  • Population4,421
  • Median age43.1
  • Population under 18778 plus or minus 230
  • Share under 1817.6 percent plus or minus 5.2
  • Population 65 and over904 plus or minus 197
  • Share 65 and over20.4 percent plus or minus 4.5
  • Households1,859
  • Family households819
  • Share of households that are families44.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

North Wilkesboro

Income and work in North Wilkesboro

  • Median household income$38,474 plus or minus $7,688
  • Per capita income$28,364 plus or minus $6,380
  • Civilian labor force1,871
  • Employed1,781
  • Unemployed90 plus or minus 94
  • Unemployment rate4.8 percent plus or minus 5.0
  • Adults 25 and over3,204
  • Adults 25 and over with a high school diploma or higher77.6 percent
  • Adults 25 and over with a bachelor degree or higher24.7 percent plus or minus 7.5
  • Adults 25 and over with a graduate degree8.5 percent plus or minus 5.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

North Wilkesboro

Housing in North Wilkesboro

  • Housing units2,025
  • Occupied units1,859
  • Vacant units166 plus or minus 117
  • Vacancy rate8.2 percent plus or minus 5.7
  • Owner occupied954
  • Renter occupied905 plus or minus 196
  • Ownership rate51.3 percent
  • Median owner-occupied home value$212,700 plus or minus $68,156
  • Median gross rent, monthly$599 plus or minus $197
  • Annual rent as a share of median income18.7 percent plus or minus 7.2
  • Single family units1,237 plus or minus 251
  • Share single family61.1 percent
  • Units in buildings of two or more763 plus or minus 238
  • Share in buildings of two or more37.7 percent plus or minus 10.9
  • Mobile homes25 plus or minus 46
  • Median year structure built1965

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

North Wilkesboro

How North Wilkesboro gets to work

  • Workers 16 and over who commute1,458
  • Commuting under 15 minutes851 plus or minus 309
  • Share commuting under 15 minutes58.4 percent plus or minus 18.3
  • Commuting 30 minutes or more152 plus or minus 103
  • Share commuting 30 minutes or more10.4 percent plus or minus 6.8
  • Drove alone70.8 percent
  • Carpooled7.5 percent plus or minus 5.8
  • Public transport0.4 percent plus or minus 0.8
  • Walked4.2 percent plus or minus 6.0
  • Worked from home16.3 percent plus or minus 9.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

North Wilkesboro

SBA loans in North Wilkesboro (7(a))

  • Approvals18
  • Gross approval$7,632,300
  • Average approval$424,017
  • Median approval$280,000
  • Largest approval$1,520,000
  • Jobs supported112
  • Jobs per approval6.2
  • Loans with a final outcome2
  • Paid in full2
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more33.3 percent
  • Share to franchises0.0 percent
  • Distinct lenders7
  • Distinct industries by NAICS14

Counted by borrower city: approvals to borrowers whose address is in North Wilkesboro, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

North Wilkesboro

SBA loans in North Wilkesboro (504)

  • Approvals2
  • Gross approval$681,000
  • Average approval$340,500
  • Median approval$340,500
  • Largest approval$412,000
  • Jobs supported9
  • Loans with a final outcome1
  • Charged off1
  • Median term270 months
  • Distinct CDCs2

Counted by borrower city: approvals to borrowers whose address is in North Wilkesboro, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

North Wilkesboro

Flood risk in North Wilkesboro

  • NFIP communityTown of North Wilkesboro
  • NFIP community number370257
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date12/03/09

The Town of North Wilkesboro participates in the National Flood Insurance Program as community 370257 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Wilkes County, not North Wilkesboro

Wilkes County context, not North Wilkesboro figures

  • Establishments in Wilkes County1,157
  • Covered employment, Wilkes County18,933
  • Average annual pay, Wilkes County$48,003
  • Housing units permitted, Wilkes County134

Every figure in this section is published for Wilkes County as a whole and is not a measurement of North Wilkesboro.

All Wilkes County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

North Wilkesboro questions, answered from the record.

How many people live in North Wilkesboro, North Carolina?

4,421, in 1,859 households. North Wilkesboro town covers 6.63 square miles of land, which is 667 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is North Wilkesboro in?

Wilkes County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in North Wilkesboro?

$38,474. The median owner-occupied home is valued at $212,700. Median gross rent is $599 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to North Wilkesboro businesses?

18 7(a) approvals totaling $7.6 m since FY2020, across 7 lenders, median approval $280,000, plus 2 504 approvals worth $681,000 since FY2010. These count approvals to borrowers whose address is in North Wilkesboro, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to North Wilkesboro borrowers get paid back?

No rate is published for North Wilkesboro. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is North Wilkesboro in the National Flood Insurance Program?

Yes. North Wilkesboro appears in the FEMA Community Status Book as North Wilkesboro, town of, community 370257, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page North Wilkesboro figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wilkes County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of North Wilkesboro.

Is zoning published for North Wilkesboro?

No. Nothing on this page presents parcel level zoning.