HomeNorth CarolinaWilkes CountyWilkesboro
Wilkesboro, North Carolina: commercial real estate data.
Wilkesboro is a Census town of 3,646 people across 6.59 square miles of land, in Wilkes County. Median household income is $40,907, 48.0 percent of occupied homes are owned, and the SBA record carries 21 7(a) approvals to borrowers here worth $16.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Wilkesboro
What Wilkesboro is
- Census place typetown
- Land area6.59 sq mi
- Water area0 sq mi
- Population per square mile of land553
- County holding the largest share of its areaWilkes County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wilkesboro
How many people live in Wilkesboro
- Population3,646
- Median age47.9
- Population under 18810 plus or minus 241
- Share under 1822.2 percent plus or minus 6.6
- Population 65 and over1,125 plus or minus 241
- Share 65 and over30.9 percent plus or minus 6.6
- Households1,670
- Family households911
- Share of households that are families54.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wilkesboro
Income and work in Wilkesboro
- Median household income$40,907
- Per capita income$30,058
- Civilian labor force1,526
- Employed1,465
- Unemployed61 plus or minus 64
- Unemployment rate4.0 percent plus or minus 4.2
- Adults 25 and over2,609
- Adults 25 and over with a high school diploma or higher89.2 percent
- Adults 25 and over with a bachelor degree or higher24.5 percent plus or minus 7.7
- Adults 25 and over with a graduate degree8.2 percent plus or minus 4.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wilkesboro
Housing in Wilkesboro
- Housing units1,943
- Occupied units1,670
- Vacant units273 plus or minus 140
- Vacancy rate14.1 percent plus or minus 7.0
- Owner occupied802 plus or minus 163
- Renter occupied868 plus or minus 192
- Ownership rate48.0 percent
- Median owner-occupied home value$223,700 plus or minus $57,036
- Median gross rent, monthly$764
- Annual rent as a share of median income22.4 percent
- Single family units1,025
- Share single family52.8 percent
- Units in buildings of two or more804 plus or minus 273
- Share in buildings of two or more41.4 percent plus or minus 13.2
- Mobile homes114 plus or minus 109
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wilkesboro
How Wilkesboro gets to work
- Workers 16 and over who commute1,407
- Commuting under 15 minutes806 plus or minus 235
- Share commuting under 15 minutes57.3 percent plus or minus 14.2
- Commuting 30 minutes or more294 plus or minus 141
- Share commuting 30 minutes or more20.9 percent plus or minus 9.5
- Drove alone84.7 percent
- Carpooled4.2 percent plus or minus 3.4
- Public transport2.5 percent plus or minus 3.4
- Walked3.9 percent plus or minus 5.4
- Worked from home3.4 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wilkesboro
SBA loans in Wilkesboro (7(a))
- Approvals21
- Gross approval$16,811,900
- Average approval$800,567
- Median approval$500,000
- Ninetieth percentile approval$1,520,000
- Largest approval$5,000,000
- Jobs supported100
- Jobs per approval4.8
- Loans with a final outcome6
- Paid in full5
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more19.0 percent
- Share to franchises4.8 percent
- Distinct lenders10
- Distinct industries by NAICS15
Counted by borrower city: approvals to borrowers whose address is in Wilkesboro, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wilkesboro
SBA loans in Wilkesboro (504)
- Approvals5
- Gross approval$3,556,000
- Average approval$711,200
- Median approval$569,000
- Largest approval$1,630,000
- Jobs supported34
- Loans with a final outcome3
- Charged off1
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Wilkesboro, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Wilkesboro
Flood risk in Wilkesboro
- NFIP communityTown of Wilkesboro
- NFIP community number370259
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/03/09
The Town of Wilkesboro participates in the National Flood Insurance Program as community 370259 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Wilkes County, not Wilkesboro
Wilkes County context, not Wilkesboro figures
- Establishments in Wilkes County1,157
- Covered employment, Wilkes County18,933
- Average annual pay, Wilkes County$48,003
- Housing units permitted, Wilkes County134
Every figure in this section is published for Wilkes County as a whole and is not a measurement of Wilkesboro.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Wilkesboro questions, answered from the record.
How many people live in Wilkesboro, North Carolina?
3,646, in 1,670 households. Wilkesboro town covers 6.59 square miles of land, which is 553 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Wilkesboro in?
Wilkes County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Wilkesboro?
$40,907. The median owner-occupied home is valued at $223,700. Median gross rent is $764 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Wilkesboro businesses?
21 7(a) approvals totaling $16.8 m since FY2020, across 10 lenders, median approval $500,000, plus 5 504 approvals worth $3.6 m since FY2010. These count approvals to borrowers whose address is in Wilkesboro, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Wilkesboro borrowers get paid back?
No rate is published for Wilkesboro. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Wilkesboro in the National Flood Insurance Program?
Yes. Wilkesboro appears in the FEMA Community Status Book as Wilkesboro, town of, community 370259, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Wilkesboro figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wilkes County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Wilkesboro.
Is zoning published for Wilkesboro?
No. Nothing on this page presents parcel level zoning.
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