HomeNorth DakotaCass CountyHarwood city
Harwood city, North Dakota: commercial real estate data.
Harwood city is a Census city of 819 people across 1.30 square miles of land, in Cass County. Median household income is $145,139, 100.0 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.2 m.
74 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Harwood
What Harwood is
- Census place typecity
- Land area1.3 sq mi
- Water area0.01 sq mi
- Population per square mile of land628 plus or minus 174
- County holding the largest share of its areaCass County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harwood
How many people live in Harwood
- Population819 plus or minus 227
- Median age39.2
- Population under 18236 plus or minus 87
- Share under 1828.8 percent plus or minus 7.1
- Population 65 and over131 plus or minus 30
- Share 65 and over16.0 percent plus or minus 5.7
- Households283 plus or minus 63
- Family households235 plus or minus 60
- Share of households that are families83.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harwood
Income and work in Harwood
- Median household income$145,139
- Per capita income$62,612
- Civilian labor force436 plus or minus 108
- Employed432 plus or minus 108
- Unemployed4 plus or minus 6
- Unemployment rate0.9 percent plus or minus 1.4
- Adults 25 and over562 plus or minus 134
- Adults 25 and over with a high school diploma or higher97.7 percent plus or minus 31.9
- Adults 25 and over with a bachelor degree or higher47.0 percent plus or minus 16.0
- Adults 25 and over with a graduate degree9.4 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harwood
Housing in Harwood
- Housing units290 plus or minus 64
- Occupied units283 plus or minus 63
- Vacant units7 plus or minus 11
- Vacancy rate2.4 percent plus or minus 3.8
- Owner occupied283 plus or minus 63
- Renter occupied0
- Ownership rate100.0 percent
- Median owner-occupied home value$321,100
- Single family units285 plus or minus 65
- Share single family98.3 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes5 plus or minus 5
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harwood
How Harwood gets to work
- Workers 16 and over who commute402 plus or minus 106
- Commuting under 15 minutes107 plus or minus 41
- Share commuting under 15 minutes26.6 percent plus or minus 7.5
- Commuting 30 minutes or more72 plus or minus 56
- Share commuting 30 minutes or more17.9 percent plus or minus 13.1
- Drove alone81.7 percent
- Carpooled5.3 percent plus or minus 3.0
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home6.9 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harwood
SBA loans in Harwood (7(a))
- Approvals6
- Gross approval$1,202,800
- Average approval$200,467
- Median approval$247,500
- Ninetieth percentile approval$350,000
- Largest approval$350,000
- Jobs supported31
- Jobs per approval5.2
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term144 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harwood
SBA loans in Harwood (504)
- Approvals1
- Gross approval$214,000
- Average approval$214,000
- Median approval$214,000
- Largest approval$214,000
- Jobs supported6
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cass County, not Harwood
Cass County context, not Harwood figures
These are Cass County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Harwood measurements.
- Establishments in Cass County5,988
- Employment at those establishments, Cass County113,306
- Covered employment, Cass County128,033
- Average annual pay, Cass County$66,805
- Average weekly wage, Cass County$1,285
- Housing units permitted, Cass County1,223
- Of those, single family, Cass County728
- County product, 2024, Cass County$19,104,920,000
- County product change over the prior year, Cass County5.4 percent
- Average income of an arriving household, Cass County$58,911
Every figure in this section is published for Cass County as a whole and is not a measurement of Harwood. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Harwood questions, answered from the record.
How many people live in Harwood, North Dakota?
819, in 283 households. Harwood city covers 1.30 square miles of land, which is 628 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Harwood in?
Cass County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Harwood?
$145,139. The median owner-occupied home is valued at $321,100. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Harwood businesses?
6 7(a) approvals totalling $1.2 m, across 4 lenders, median approval $247,500, plus 1 504 approvals worth $214,000. These count approvals to borrowers whose address is in Harwood, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Harwood borrowers get paid back?
No rate is published for Harwood. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Harwood figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cass County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Harwood.
Is zoning published for Harwood?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.