HomeNorth DakotaCass CountyWest Fargo city
West Fargo city, North Dakota: commercial real estate data.
West Fargo city is a Census city of 40,094 people across 16.17 square miles of land, in Cass County. Median household income is $90,665, 64.4 percent of occupied homes are owned, and the SBA record carries 66 7(a) approvals to borrowers here worth $18.4 m.
78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
West Fargo
What West Fargo is
- Census place typecity
- Land area16.17 sq mi
- Water area0.24 sq mi
- Population per square mile of land2,479
- County holding the largest share of its areaCass County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Fargo
How many people live in West Fargo
- Population40,094
- Median age33.3
- Population under 1810,440
- Share under 1826.0 percent
- Population 65 and over4,963
- Share 65 and over12.4 percent
- Households15,841
- Family households9,713
- Share of households that are families61.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Fargo
Income and work in West Fargo
- Median household income$90,665
- Per capita income$48,836
- Civilian labor force23,582
- Employed23,314
- Unemployed268 plus or minus 160
- Unemployment rate1.1 percent plus or minus 0.7
- Adults 25 and over25,153
- Adults 25 and over with a high school diploma or higher97.0 percent
- Adults 25 and over with a bachelor degree or higher42.1 percent
- Adults 25 and over with a graduate degree14.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Fargo
Housing in West Fargo
- Housing units16,560
- Occupied units15,841
- Vacant units719 plus or minus 333
- Vacancy rate4.3 percent plus or minus 2.0
- Owner occupied10,205
- Renter occupied5,636
- Ownership rate64.4 percent
- Median owner-occupied home value$321,900
- Median gross rent, monthly$1,111
- Annual rent as a share of median income14.7 percent
- Single family units11,117
- Share single family67.1 percent
- Units in buildings of two or more5,017
- Share in buildings of two or more30.3 percent
- Mobile homes422 plus or minus 153
- Median year structure built2004
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Fargo
How West Fargo gets to work
- Workers 16 and over who commute20,899
- Commuting under 15 minutes7,981
- Share commuting under 15 minutes38.2 percent
- Commuting 30 minutes or more2,035 plus or minus 441
- Share commuting 30 minutes or more9.7 percent plus or minus 2.1
- Drove alone82.6 percent
- Carpooled5.3 percent plus or minus 1.4
- Public transport0.3 percent plus or minus 0.5
- Walked0.6 percent plus or minus 0.5
- Worked from home10.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Fargo
SBA loans in West Fargo (7(a))
- Approvals66
- Gross approval$18,351,500
- Average approval$278,053
- Median approval$150,000
- Ninetieth percentile approval$738,600
- Largest approval$2,000,000
- Jobs supported813
- Jobs per approval12.3
- Loans with a final outcome26
- Paid in full26
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more6.1 percent
- Share to franchises9.1 percent
- Distinct lenders19
- Distinct industries by NAICS40
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
West Fargo
SBA loans in West Fargo (504)
- Approvals92
- Gross approval$62,818,000
- Average approval$682,804
- Median approval$403,000
- Largest approval$5,500,000
- Jobs supported937
- Loans with a final outcome26
- Charged off1
- Charge-off rate over resolved loans3.8 percent
- Median term240 months
- Distinct CDCs7
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cass County, not West Fargo
Cass County context, not West Fargo figures
These are Cass County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as West Fargo measurements.
- Establishments in Cass County5,988
- Employment at those establishments, Cass County113,306
- Covered employment, Cass County128,033
- Average annual pay, Cass County$66,805
- Average weekly wage, Cass County$1,285
- Housing units permitted, Cass County1,223
- Of those, single family, Cass County728
- County product, 2024, Cass County$19,104,920,000
- County product change over the prior year, Cass County5.4 percent
- Average income of an arriving household, Cass County$58,911
Every figure in this section is published for Cass County as a whole and is not a measurement of West Fargo. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
West Fargo questions, answered from the record.
How many people live in West Fargo, North Dakota?
40,094, in 15,841 households. West Fargo city covers 16.17 square miles of land, which is 2,479 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is West Fargo in?
Cass County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in West Fargo?
$90,665. The median owner-occupied home is valued at $321,900. Median gross rent is $1,111 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to West Fargo businesses?
66 7(a) approvals totalling $18.4 m, across 19 lenders, median approval $150,000, plus 92 504 approvals worth $62.8 m. These count approvals to borrowers whose address is in West Fargo, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to West Fargo borrowers get paid back?
Of the 26 loans that have reached a final outcome, 26 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page West Fargo figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cass County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of West Fargo.
Is zoning published for West Fargo?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.