HomeOhioAshland CountyAshland city
Ashland city, Ohio: commercial real estate data.
Ashland city is a Census city of 18,911 people across 11.42 square miles of land, in Ashland County. Median household income is $60,029, 63.0 percent of occupied homes are owned, and the SBA record carries 58 7(a) approvals to borrowers here worth $16.1 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ashland
What Ashland is
- Census place typecity
- Land area11.42 sq mi
- Water area0.06 sq mi
- Population per square mile of land1,656
- County holding the largest share of its areaAshland County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ashland
How many people live in Ashland
- Population18,911
- Median age38.2
- Population under 183,830
- Share under 1820.3 percent
- Population 65 and over3,939
- Share 65 and over20.8 percent
- Households8,087
- Family households4,375
- Share of households that are families54.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ashland
Income and work in Ashland
- Median household income$60,029
- Per capita income$30,314
- Civilian labor force9,456
- Employed9,098
- Unemployed358 plus or minus 133
- Unemployment rate3.8 percent plus or minus 1.4
- Adults 25 and over12,858
- Adults 25 and over with a high school diploma or higher92.4 percent
- Adults 25 and over with a bachelor degree or higher23.8 percent
- Adults 25 and over with a graduate degree8.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ashland
Housing in Ashland
- Housing units8,985
- Occupied units8,087
- Vacant units898 plus or minus 267
- Vacancy rate10.0 percent plus or minus 2.9
- Owner occupied5,094
- Renter occupied2,993
- Ownership rate63.0 percent
- Median owner-occupied home value$157,900
- Median gross rent, monthly$893
- Annual rent as a share of median income17.9 percent
- Single family units6,401
- Share single family71.2 percent
- Units in buildings of two or more2,195
- Share in buildings of two or more24.4 percent
- Mobile homes389 plus or minus 138
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ashland
How Ashland gets to work
- Workers 16 and over who commute8,123
- Commuting under 15 minutes4,612
- Share commuting under 15 minutes56.8 percent
- Commuting 30 minutes or more1,961
- Share commuting 30 minutes or more24.1 percent
- Drove alone78.7 percent
- Carpooled6.6 percent plus or minus 2.0
- Public transport0.0 percent
- Walked3.9 percent plus or minus 1.5
- Worked from home9.0 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ashland
SBA loans in Ashland (7(a))
- Approvals58
- Gross approval$16,129,300
- Average approval$278,091
- Median approval$100,000
- Ninetieth percentile approval$895,000
- Largest approval$3,150,000
- Jobs supported211
- Jobs per approval3.6
- Loans with a final outcome9
- Paid in full9
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more8.6 percent
- Share to franchises10.3 percent
- Distinct lenders13
- Distinct industries by NAICS29
A charge-off rate is not published here. only 9 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ashland
SBA loans in Ashland (504)
- Approvals11
- Gross approval$3,704,000
- Average approval$336,727
- Median approval$258,000
- Largest approval$795,000
- Jobs supported59
- Loans with a final outcome6
- Charged off1
- Median term240 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ashland
Flood risk in Ashland
- Listed NFIP communities1
- Of those, participating1
- NFIP community number390007
- Currently effective map date08/18/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Ashland County, not Ashland
Ashland County context, not Ashland figures
These are Ashland County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ashland measurements.
- Establishments in Ashland County1,021
- Employment at those establishments, Ashland County17,851
- Covered employment, Ashland County18,904
- Average annual pay, Ashland County$48,877
- Average weekly wage, Ashland County$940
- Housing units permitted, Ashland County57
- Of those, single family, Ashland County57
- County product, 2024, Ashland County$2,445,748,000
- County product change over the prior year, Ashland County4.3 percent
- Average income of an arriving household, Ashland County$51,587
Every figure in this section is published for Ashland County as a whole and is not a measurement of Ashland. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ashland questions, answered from the record.
How many people live in Ashland, Ohio?
18,911, in 8,087 households. Ashland city covers 11.42 square miles of land, which is 1,656 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ashland in?
Ashland County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ashland?
$60,029. The median owner-occupied home is valued at $157,900. Median gross rent is $893 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ashland businesses?
58 7(a) approvals totalling $16.1 m, across 13 lenders, median approval $100,000, plus 11 504 approvals worth $3.7 m. These count approvals to borrowers whose address is in Ashland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ashland borrowers get paid back?
No rate is published for Ashland. only 9 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Ashland in the National Flood Insurance Program?
Yes. Ashland appears in the FEMA Community Status Book as community 390007, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ashland figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ashland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ashland.
Is zoning published for Ashland?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.