Cuyahoga County, Ohio: commercial real estate data.
Cuyahoga County, Ohio had an estimated 1,240,594 residents on July 1, 2024, down 1.9 percent since the 2020 census base of 1,264,775, across 457 square miles. County output reached $135.91 bn in 2024, 31,496 establishments operate here, and the SBA record carries 2,672 7(a) approvals worth $865.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cuyahoga County
How many people live in Cuyahoga County
- Population, American Community Survey 2020-20241,245,873
- Households554,551
- Average household size2.25
- Median household income$64,468
- Median age40.4
- Median gross rent$1,060 per month
- Median owner-occupied home value$195,400
- Home value to household income3.0 times
- Annual rent as a share of median income19.7 percent
- Adults 25 and over with a bachelor degree or higher36.5 percent
- Adults 25 and over with a graduate degree15.7 percent
- Adults 25 and over888,313
- Population under 18255,095
- Share under 1820.5 percent
- Population 65 and over242,818
- Share 65 and over19.5 percent
- Working age population, 18 to 64747,960
- Civilian labor force650,577
- Unemployment rate6.6 percent
- Labor force participation, adults 18 and over65.7 percent
- Rank by population among Ohio counties2nd of 88
- Rank by population among US county-equivalents, Puerto Rico included35th of 3,222
Cuyahoga County is the 2nd largest of 88 Ohio counties by population. A median home costs 3.0 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 20.5 percent against 19.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Cuyahoga County
Is Cuyahoga County's population growing?
- Population, July 1, 20241,240,594
- Census 2020 base population1,264,775
- Population change since the 2020 census base-1.91 percent
- Population change, 2023 to 20241,915
- Births, 202412,877
- Deaths, 202413,082
- Natural change, 2024-205
- Net domestic migration, 2024-6,741
- Net international migration, 20248,876
- Total net migration, 20242,135
- Cumulative net domestic migration, 2021 to 2024-37,465
- Rank by growth among US county-equivalents2479th of 3,144
The county has lost 1.91 percent of its population since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Cuyahoga County
Where are people moving to Cuyahoga County from?
- Tax returns filed by households arriving22,189
- People arriving, from those returns33,340
- Tax returns filed by households leaving25,721
- Net household movement-3,532
- Adjusted gross income arriving$1.57 bn
- Net adjusted gross income movement$-907.2 m
- Average income of an arriving household$70,762
- Average income of a leaving household$96,315
- Largest single originLorain County (2,039 households)
- Largest single destinationLorain County (3,232 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lorain County | 2,039 | 3,059 | $125.8 m |
| Summit County | 1,875 | 2,676 | $137.8 m |
| Lake County | 1,711 | 2,574 | $92.7 m |
| Medina County | 1,222 | 1,826 | $75.3 m |
| Franklin County | 812 | 1,140 | $48.2 m |
| Portage County | 599 | 842 | $32.2 m |
| Geauga County | 479 | 682 | $52.8 m |
| Cook County | 396 | 571 | $40.8 m |
Households arriving report $25,553 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Lorain County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Cuyahoga County
What is the Cuyahoga County economy?
- County GDP, 2024$135.91 bn
- County GDP, 2023$129.33 bn
- GDP change, 2023 to 20245.1 percent
- GDP change over five years33.0 percent
- Rank by GDP among the Ohio areas BEA publishes2nd of 88
- Rank by GDP among the US county areas BEA publishes37th of 3,127
- GDP per resident$109,091
Output grew 5.1 percent in the latest year and 33.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Cuyahoga County
Employment by industry in Cuyahoga County
- Covered employment, annual average705,152
- Establishments reporting39,269
- Average annual pay$75,134
- Average weekly wage$1,445
- Health care and social assistance, employment137,469
- Health care and social assistance, average annual pay$74,271
- Manufacturing, employment65,007
- Manufacturing, average annual pay$84,597
- Accommodation and food services, employment54,952
- Accommodation and food services, average annual pay$26,645
- Retail trade, employment54,522
- Retail trade, average annual pay$37,201
- Professional, scientific and technical services, employment46,403
- Administrative and support and waste management services, employment37,750
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 137,469 | 4,244 | $74,271 |
| Manufacturing | 65,007 | 1,795 | $84,597 |
| Accommodation and food services | 54,952 | 3,217 | $26,645 |
| Retail trade | 54,522 | 4,068 | $37,201 |
| Professional, scientific and technical services | 46,403 | 5,850 | $106,646 |
| Administrative and support and waste management services | 37,750 | 2,503 | $57,553 |
| Finance and insurance | 34,376 | 2,389 | $127,338 |
| Wholesale trade | 31,853 | 2,722 | $90,673 |
Health care and social assistance is the largest private sector at 137,469 jobs, 19.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Cuyahoga County
How many businesses are in Cuyahoga County?
- Establishments, all industries31,496
- Employment at those establishments681,543
- Annual payroll$47.91 bn
- Establishments per 1,000 residents25.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Cuyahoga County
Building permits in Cuyahoga County
- Housing units authorized by permit, 20241,685
- Declared construction value permitted$428.7 m
- Single family units authorized663
- Multifamily units authorized1,022
- Multifamily share of units60.7 percent
- Average declared value per unit$254,445
- Units authorized per 1,000 households3.0
Multifamily is 60.7 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Cuyahoga County
SBA loans in Cuyahoga County (7(a) and 504)
- 7(a) approvals recorded2,672
- 7(a) gross approval dollars$865.3 m
- Average 7(a) approval$323,850
- Median 7(a) approval$100,000
- 10th percentile approval$25,000
- 90th percentile approval$803,150
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)23,702
- Jobs per approval8.9
- Distinct 7(a) lenders active107
- Distinct industries receiving approvals385
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer7.4 percent
- Loans on real estate terms197
- Loans on working capital terms, 120 months or shorter2,405
- Franchise loans230
- Franchise share of approvals8.6 percent
- Leading industry by approval countGeneral Freight Trucking, Long-Distance, Truckload (274)
- Most active lenderThe Huntington National Bank (1,671)
- 504 approvals recorded302
- 504 gross approval dollars$216.4 m
- Average 504 approval$716,705
- Median 504 approval$370,000
- Distinct CDCs active11
- 504 jobs per approval13.4
- 504 jobs per million dollars approved18.7
- Most active CDCGrowth Capital Corp. (247)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$1.08 bn
The average approval of $323,850 sits well above the median of $100,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 7.4 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cuyahoga County
SBA loan default and charge-off rates in Cuyahoga County
Do SBA loans in Cuyahoga County get paid back?
- Loans with a final outcome recorded599
- Paid in full539
- Charged off60
- Charge-off rate on resolved loans10.0 percent
- Status: Paid in full539
- Status: Cancelled324
- Status: Exempt from disclosure1,577
- Status: Charged off60
- Status: Committed, not yet disbursed172
| NAICS | Industry | Resolved loans | Charged off | Charge off rate |
|---|---|---|---|---|
| 484121 | General Freight Trucking, Long-Distance, Truckload | 107 | 14 | 13.1% |
| 484110 | General Freight Trucking, Local | 30 | 3 | 10.0% |
Of the 599 loans that have reached a final outcome, 10.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong. Among industries with at least 30 resolved loans, General Freight Trucking, Long-Distance, Truckload carries the highest charge-off rate at 13.1 percent.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cuyahoga County
SBA lending by place in Cuyahoga County
- Borrower cities with recorded lending100
- Cleveland, approvals890
- Strongsville, approvals162
- Westlake, approvals122
- Lakewood, approvals106
- North Royalton, approvals105
- Solon, approvals96
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Cleveland | 890 | $315,908,400 |
| Strongsville | 162 | $54,202,500 |
| Westlake | 122 | $50,309,100 |
| Lakewood | 106 | $28,181,600 |
| North Royalton | 105 | $21,430,800 |
| Solon | 96 | $39,693,100 |
| Parma | 93 | $19,069,400 |
| Beachwood | 90 | $28,404,400 |
| 92 other borrower cities | 1,008 | $308,128,400 |
Cleveland accounts for 890 approvals against 162 in Strongsville. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cuyahoga County
How large is Cuyahoga County?
- Land area457 sq mi
- Rank by land area among Ohio counties39th of 88
- Width, east to west30.1 mi
- Height, north to south24.6 mi
- Geographies sharing a boundary5
- Residents per square mile of land2,726
- Establishments per square mile68.92
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Cuyahoga County
Flood risk in Cuyahoga County
- Participation of the county's own NFIP community Cuyahoga County, unincorporated areasParticipating, community 390766
- Communities in the county in the NFIP Community Status Book55
- Of those, participating in the NFIP51
- NFIP participation rate92.7 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 10
- Communities carrying a CRS class2
- Radon levels in Cuyahoga County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Cuyahoga County (community 390766), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Cuyahoga County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 10, which carries a flood insurance premium discount for policies written in that community. 92.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Cuyahoga County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Cuyahoga County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20241,245,873
- Households554,551
- Average household size2.25
- Median household income$64,468
- Median age40.4
Common questions
Cuyahoga County questions, answered from the record.
How many people live in Cuyahoga County, Ohio?
The Census Bureau estimates 1,240,594 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 1,245,873, in 554,551 households, ranking 2nd of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Cuyahoga County's population growing?
The population has fallen 1.91 percent since the 2020 census base of 1,264,775, to 1,240,594 on July 1, 2024. In 2024 there were 12,877 births against 13,082 deaths, with net migration of 2,135. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Cuyahoga County?
$64,468. The median owner-occupied home is valued at $195,400, which is 3.0 times income, and median gross rent is $1,060 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Cuyahoga County?
31,496 establishments, employing 681,543 people with an annual payroll of $47.91 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Cuyahoga County?
Health care and social assistance is the largest private sector at 137,469 jobs, 19.5 percent of covered employment. Covered employment averages 705,152 jobs at an average annual pay of $75,134, or $1,445 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Cuyahoga County?
2,672 7(a) approvals totaling $865.3 m since FY2020, across 107 lenders, with a median approval of $100,000, plus 302 504 approvals worth $216.4 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Cuyahoga County get paid back?
Of the 599 loans that have reached a final outcome, 539 were paid in full and 60 charged off, a charge-off rate of 10.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Cuyahoga County?
1,685 housing units were authorized by permit in 2024, with a declared construction value of $428.7 m. Multifamily was 60.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Cuyahoga County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Cuyahoga County come from?
The largest single origin is Lorain County, with 2,039 households. Arriving households report an average income of $70,762 against $96,315 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Cuyahoga County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Cuyahoga County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Cuyahoga County
Cities and places in Cuyahoga.
57 Census places lie wholly or partly in Cuyahoga County. All 57 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Cleveland | city | 366,097 | 890 | Wholly in this county |
| Parma | city | 79,870 | 93 | Wholly in this county |
| Lakewood | city | 50,007 | 106 | Wholly in this county |
| Euclid | city | 48,823 | 65 | Wholly in this county |
| Strongsville | city | 45,983 | 162 | Wholly in this county |
| Cleveland Heights | city | 44,497 | 33 | Wholly in this county |
| Westlake | city | 34,104 | 122 | Wholly in this county |
| North Olmsted | city | 31,924 | 45 | Wholly in this county |
| North Royalton | city | 30,972 | 105 | Wholly in this county |
| Garfield Heights | city | 29,269 | 14 | Wholly in this county |
| Shaker Heights | city | 28,922 | 24 | Wholly in this county |
| Solon | city | 23,943 | 96 | Wholly in this county |
| Maple Heights | city | 23,258 | 25 | Wholly in this county |
| South Euclid | city | 21,534 | 18 | Wholly in this county |
| Rocky River | city | 21,490 | 63 | Wholly in this county |
| Parma Heights | city | 20,581 | 27 | Wholly in this county |
| Mayfield Heights | city | 20,022 | 17 | Wholly in this county |
| Broadview Heights | city | 19,771 | 60 | Wholly in this county |
| Brook Park | city | 18,284 | 35 | Wholly in this county |
| Berea | city | 18,218 | 50 | Wholly in this county |
| Fairview Park | city | 17,018 | 20 | Wholly in this county |
| Bay Village | city | 15,984 | 30 | Wholly in this county |
| Middleburg Heights | city | 15,786 | 26 | Wholly in this county |
| Beachwood | city | 13,865 | 90 | Wholly in this county |
| Lyndhurst | city | 13,801 | 18 | Wholly in this county |
| Brecksville | city | 13,692 | 38 | Wholly in this county |
| Warrensville Heights | city | 13,545 | 17 | Wholly in this county |
| East Cleveland | city | 13,534 | 3 | Wholly in this county |
| University Heights | city | 13,394 | 14 | Wholly in this county |
| Bedford | city | 12,931 | 37 | Wholly in this county |
| Seven Hills | city | 11,603 | 13 | Wholly in this county |
| Brooklyn | city | 11,158 | 9 | Wholly in this county |
| Bedford Heights | city | 10,847 | 13 | Wholly in this county |
| Richmond Heights | city | 10,626 | 5 | Wholly in this county |
| Olmsted Falls | city | 8,639 | 14 | Wholly in this county |
| Highland Heights | city | 8,623 | 8 | Wholly in this county |
| Independence | city | 7,534 | 26 | Wholly in this county |
| Pepper Pike | city | 6,840 | 3 | Wholly in this county |
| Chagrin Falls | village | 4,201 | 48 | Wholly in this county |
| Oakwood | village | 3,518 | 7 | Wholly in this county |
| Orange | village | 3,485 | 4 | Wholly in this county |
| Moreland Hills | village | 3,456 | 3 | Wholly in this county |
| Mayfield | village | 3,321 | 11 | Wholly in this county |
| Gates Mills | village | 2,207 | 7 | Wholly in this county |
| Walton Hills | village | 2,010 | 6 | Wholly in this county |
| Valley View | village | 1,925 | 7 | Wholly in this county |
| Newburgh Heights | village | 1,919 | 2 | Wholly in this county |
| Brooklyn Heights | village | 1,501 | 4 | Wholly in this county |
| Bratenahl | village | 1,452 | None recorded | Wholly in this county |
| North Randall | village | 1,059 | None recorded | Wholly in this county |
| Hunting Valley | village | 839 | None recorded | 88.1 percent here, 11.9 percent Geauga County |
| Glenwillow | village | 758 | 2 | Wholly in this county |
| Bentleyville | village | 701 | 1 | Wholly in this county |
| Woodmere | village | 641 | 3 | Wholly in this county |
| Highland Hills | village | 632 | 1 | Wholly in this county |
| Cuyahoga Heights | village | 581 | 2 | Wholly in this county |
| Linndale | village | 243 | None recorded | Wholly in this county |
A further 130 of the county's 2,672 SBA 7(a) approvals are to borrowers in cities that match no Census place in Cuyahoga County, the largest being Broadview Hts (16), Cleveland Hts (11), Mayfield Hts (8). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby