Geauga County, Ohio: commercial real estate data.
Geauga County, Ohio had an estimated 95,362 residents on July 1, 2024, down 0.1 percent since the 2020 census base of 95,427, across 400 square miles. County output reached $6.13 bn in 2024, 2,816 establishments operate here, and the SBA record carries 290 7(a) approvals worth $66.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Geauga County
How many people live in Geauga County
- Population, American Community Survey 2020-202495,481
- Households35,807
- Average household size2.67
- Median household income$107,860
- Median age45.0
- Median gross rent$1,083 per month
- Median owner-occupied home value$331,100
- Home value to household income3.1 times
- Annual rent as a share of median income12.0 percent
- Adults 25 and over with a bachelor degree or higher40.9 percent
- Adults 25 and over with a graduate degree15.8 percent
- Adults 25 and over66,748
- Population under 1821,185
- Share under 1822.2 percent
- Population 65 and over21,289
- Share 65 and over22.3 percent
- Working age population, 18 to 6453,007
- Civilian labor force49,159
- Unemployment rate3.0 percent
- Labor force participation, adults 18 and over66.2 percent
- Rank by population among Ohio counties29th of 88
- Rank by population among US county-equivalents, Puerto Rico included646th of 3,222
Geauga County is the 29th largest of 88 Ohio counties by population. A median home costs 3.1 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 22.3 percent against 22.2 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Geauga County
Is Geauga County's population growing?
- Population, July 1, 202495,362
- Census 2020 base population95,427
- Population change since the 2020 census base-0.07 percent
- Population change, 2023 to 2024-27
- Births, 2024862
- Deaths, 2024986
- Natural change, 2024-124
- Net domestic migration, 202445
- Net international migration, 202461
- Total net migration, 2024106
- Cumulative net domestic migration, 2021 to 2024177
- Rank by growth among US county-equivalents1863rd of 3,144
The county has lost 0.07 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Geauga County
Where are people moving to Geauga County from?
- Tax returns filed by households arriving2,184
- People arriving, from those returns3,860
- Tax returns filed by households leaving2,309
- Net household movement-125
- Adjusted gross income arriving$268.5 m
- Net adjusted gross income movement$4.1 m
- Average income of an arriving household$122,940
- Average income of a leaving household$114,491
- Largest single originCuyahoga County (570 households)
- Largest single destinationCuyahoga County (479 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Cuyahoga County | 570 | 978 | $96.6 m |
| Lake County | 477 | 807 | $42.5 m |
| Portage County | 144 | 251 | $10.5 m |
| Summit County | 119 | 219 | $17.4 m |
| Trumbull County | 100 | 193 | $4.7 m |
| Ashtabula County | 89 | 177 | $5.2 m |
| Franklin County | 40 | 74 | $3.8 m |
Households arriving report $8,449 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Cuyahoga County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Geauga County
What is the Geauga County economy?
- County GDP, 2024$6.13 bn
- County GDP, 2023$5.78 bn
- GDP change, 2023 to 20246.1 percent
- GDP change over five years39.8 percent
- Rank by GDP among the Ohio areas BEA publishes27th of 88
- Rank by GDP among the US county areas BEA publishes641st of 3,127
- GDP per resident$64,176
Output grew 6.1 percent in the latest year and 39.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Geauga County
Employment by industry in Geauga County
- Covered employment, annual average36,578
- Establishments reporting3,221
- Average annual pay$56,641
- Average weekly wage$1,089
- Manufacturing, employment6,641
- Manufacturing, average annual pay$64,736
- Retail trade, employment4,914
- Retail trade, average annual pay$35,944
- Health care and social assistance, employment4,571
- Health care and social assistance, average annual pay$48,768
- Wholesale trade, employment2,652
- Wholesale trade, average annual pay$76,928
- Accommodation and food services, employment2,569
- Construction, employment2,474
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 6,641 | 219 | $64,736 |
| Retail trade | 4,914 | 312 | $35,944 |
| Health care and social assistance | 4,571 | 278 | $48,768 |
| Wholesale trade | 2,652 | 228 | $76,928 |
| Accommodation and food services | 2,569 | 178 | $21,220 |
| Construction | 2,474 | 456 | $67,696 |
| Administrative and support and waste management services | 2,179 | 284 | $49,610 |
| Other services, except public administration | 1,369 | 243 | $41,734 |
Manufacturing is the largest private sector at 6,641 jobs, 18.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Geauga County
How many businesses are in Geauga County?
- Establishments, all industries2,816
- Employment at those establishments31,141
- Annual payroll$1.68 bn
- Establishments per 1,000 residents29.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Geauga County
Building permits in Geauga County
- Housing units authorized by permit, 2024219
- Declared construction value permitted$76.9 m
- Single family units authorized219
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$351,102
- Units authorized per 1,000 households6.1
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Geauga County
SBA loans in Geauga County (7(a) and 504)
- 7(a) approvals recorded290
- 7(a) gross approval dollars$66.9 m
- Average 7(a) approval$230,790
- Median 7(a) approval$77,500
- 10th percentile approval$25,000
- 90th percentile approval$489,200
- Largest single approval$3,596,000
- Jobs reported supported, 7(a)1,761
- Jobs per approval6.1
- Distinct 7(a) lenders active29
- Distinct industries receiving approvals129
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer4.8 percent
- Loans on real estate terms14
- Loans on working capital terms, 120 months or shorter269
- Franchise loans17
- Franchise share of approvals5.9 percent
- Leading industry by approval countResidential Remodelers (21)
- Most active lenderThe Huntington National Bank (197)
- 504 approvals recorded37
- 504 gross approval dollars$16.5 m
- Average 504 approval$445,892
- Median 504 approval$362,000
- Distinct CDCs active7
- 504 jobs per approval12.7
- 504 jobs per million dollars approved28.5
- Most active CDCGrowth Capital Corp. (23)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$83.4 m
The average approval of $230,790 sits well above the median of $77,500, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 4.8 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Geauga County
SBA loan default and charge-off rates in Geauga County
Do SBA loans in Geauga County get paid back?
- Loans with a final outcome recorded60
- Paid in full58
- Charged off2
- Charge-off rate on resolved loans3.3 percent
- Status: Exempt from disclosure190
- Status: Paid in full58
- Status: Cancelled28
- Status: Charged off2
- Status: Committed, not yet disbursed12
Of the 60 loans that have reached a final outcome, 3.3 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Geauga County
SBA lending by place in Geauga County
- Borrower cities with recorded lending19
- Chagrin Falls, approvals72
- Chardon, approvals62
- Middlefield, approvals43
- Chesterland, approvals43
- Burton, approvals15
- Newbury, approvals13
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Chagrin Falls | 72 | $29,882,600 |
| Chardon | 62 | $10,317,500 |
| Middlefield | 43 | $7,116,000 |
| Chesterland | 43 | $6,921,800 |
| Burton | 15 | $1,191,000 |
| Newbury | 13 | $4,076,200 |
| Thompson | 9 | $837,700 |
| Montville | 7 | $3,571,600 |
| 11 other borrower cities | 26 | $3,014,700 |
Chagrin Falls accounts for 72 approvals against 62 in Chardon. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Geauga County
How large is Geauga County?
- Land area400 sq mi
- Rank by land area among Ohio counties81st of 88
- Width, east to west20.1 mi
- Height, north to south25.4 mi
- Geographies sharing a boundary5
- Residents per square mile of land239
- Establishments per square mile7.04
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Geauga County
Flood risk in Geauga County
- Participation of the county's own NFIP community Geauga County, unincorporated areasParticipating, community 390190
- Communities in the county in the NFIP Community Status Book6
- Of those, participating in the NFIP5
- NFIP participation rate83.3 percent
- Communities carrying a CRS class0
- Radon levels in Geauga County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Geauga County (community 390190), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Geauga County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 83.3 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Geauga County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Geauga County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202495,481
- Households35,807
- Average household size2.67
- Median household income$107,860
- Median age45.0
Common questions
Geauga County questions, answered from the record.
How many people live in Geauga County, Ohio?
The Census Bureau estimates 95,362 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 95,481, in 35,807 households, ranking 29th of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Geauga County's population growing?
The population has fallen 0.07 percent since the 2020 census base of 95,427, to 95,362 on July 1, 2024. In 2024 there were 862 births against 986 deaths, with net migration of 106. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Geauga County?
$107,860. The median owner-occupied home is valued at $331,100, which is 3.1 times income, and median gross rent is $1,083 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Geauga County?
2,816 establishments, employing 31,141 people with an annual payroll of $1.68 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Geauga County?
Manufacturing is the largest private sector at 6,641 jobs, 18.2 percent of covered employment. Covered employment averages 36,578 jobs at an average annual pay of $56,641, or $1,089 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Geauga County?
290 7(a) approvals totaling $66.9 m since FY2020, across 29 lenders, with a median approval of $77,500, plus 37 504 approvals worth $16.5 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Geauga County get paid back?
Of the 60 loans that have reached a final outcome, 58 were paid in full and 2 charged off, a charge-off rate of 3.3 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Geauga County?
219 housing units were authorized by permit in 2024, with a declared construction value of $76.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Geauga County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Geauga County come from?
The largest single origin is Cuyahoga County, with 570 households. Arriving households report an average income of $122,940 against $114,491 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Geauga County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Geauga County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Geauga County
Cities and places in Geauga.
10 Census places lie wholly or partly in Geauga County. All 10 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Bainbridge | CDP | 8,623 | None recorded | Wholly in this county |
| Chesterland | CDP | 7,086 | 43 | Wholly in this county |
| Chardon | city | 5,249 | 62 | Wholly in this county |
| South Russell | village | 3,956 | None recorded | Wholly in this county |
| Middlefield | village | 2,743 | 43 | Wholly in this county |
| Burton | village | 1,522 | 15 | Wholly in this county |
| Hunting Valley | village | 839 | None recorded | 11.9 percent here, 88.1 percent Cuyahoga County |
| Bass Lake | CDP | 475 | None recorded | Wholly in this county |
| Aquilla | village | 248 | None recorded | Wholly in this county |
| Parkman | CDP | 53 | 1 | Wholly in this county |
A further 126 of the county's 290 SBA 7(a) approvals are to borrowers in cities that match no Census place in Geauga County, the largest being Chagrin Falls (72), Newbury (13), Thompson (9). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby