Trumbull County, Ohio: commercial real estate data.
Trumbull County, Ohio had an estimated 200,300 residents on July 1, 2024, down 0.9 percent since the 2020 census base of 202,062, across 618 square miles. County output reached $9.69 bn in 2024, 3,800 establishments operate here, and the SBA record carries 374 7(a) approvals worth $75.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Trumbull County
How many people live in Trumbull County
- Population, American Community Survey 2020-2024200,929
- Households86,550
- Average household size2.32
- Median household income$56,435
- Median age43.7
- Median gross rent$797 per month
- Median owner-occupied home value$141,800
- Home value to household income2.5 times
- Annual rent as a share of median income16.9 percent
- Adults 25 and over with a bachelor degree or higher20.9 percent
- Adults 25 and over with a graduate degree6.9 percent
- Adults 25 and over144,304
- Population under 1841,363
- Share under 1820.6 percent
- Population 65 and over44,931
- Share 65 and over22.4 percent
- Working age population, 18 to 64114,635
- Civilian labor force90,926
- Unemployment rate4.7 percent
- Labor force participation, adults 18 and over57.0 percent
- Rank by population among Ohio counties15th of 88
- Rank by population among US county-equivalents, Puerto Rico included348th of 3,222
Trumbull County is the 15th largest of 88 Ohio counties by population. A median home costs 2.5 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 22.4 percent against 20.6 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Trumbull County
Is Trumbull County's population growing?
- Population, July 1, 2024200,300
- Census 2020 base population202,062
- Population change since the 2020 census base-0.87 percent
- Population change, 2023 to 2024-54
- Births, 20241,997
- Deaths, 20242,774
- Natural change, 2024-777
- Net domestic migration, 2024677
- Net international migration, 202457
- Total net migration, 2024734
- Cumulative net domestic migration, 2021 to 20242,661
- Rank by growth among US county-equivalents2148th of 3,144
The county has lost 0.87 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Trumbull County
Where are people moving to Trumbull County from?
- Tax returns filed by households arriving3,912
- People arriving, from those returns6,670
- Tax returns filed by households leaving3,825
- Net household movement87
- Adjusted gross income arriving$186.3 m
- Net adjusted gross income movement$3.6 m
- Average income of an arriving household$47,617
- Average income of a leaving household$47,765
- Largest single originMahoning County (1,053 households)
- Largest single destinationMahoning County (1,018 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Mahoning County | 1,053 | 1,748 | $40.5 m |
| Mercer County | 234 | 402 | $9.7 m |
| Portage County | 232 | 389 | $10.3 m |
| Cuyahoga County | 173 | 291 | $7.1 m |
| Ashtabula County | 156 | 306 | $6.4 m |
| Geauga County | 137 | 316 | $6.6 m |
| Summit County | 124 | 198 | $5.7 m |
| Franklin County | 83 | 142 | $4.4 m |
Households arriving report $148 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Mahoning County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Trumbull County
What is the Trumbull County economy?
- County GDP, 2024$9.69 bn
- County GDP, 2023$9.28 bn
- GDP change, 2023 to 20244.4 percent
- GDP change over five years38.6 percent
- Rank by GDP among the Ohio areas BEA publishes20th of 88
- Rank by GDP among the US county areas BEA publishes454th of 3,127
- GDP per resident$48,210
Output grew 4.4 percent in the latest year and 38.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Trumbull County
Employment by industry in Trumbull County
- Covered employment, annual average65,830
- Establishments reporting4,454
- Average annual pay$51,810
- Average weekly wage$996
- Health care and social assistance, employment10,387
- Health care and social assistance, average annual pay$51,436
- Manufacturing, employment10,249
- Manufacturing, average annual pay$78,258
- Retail trade, employment9,757
- Retail trade, average annual pay$36,140
- Accommodation and food services, employment7,334
- Accommodation and food services, average annual pay$19,769
- Transportation and warehousing, employment3,489
- Administrative and support and waste management services, employment3,082
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 10,387 | 540 | $51,436 |
| Manufacturing | 10,249 | 220 | $78,258 |
| Retail trade | 9,757 | 635 | $36,140 |
| Accommodation and food services | 7,334 | 432 | $19,769 |
| Transportation and warehousing | 3,489 | 163 | $56,603 |
| Administrative and support and waste management services | 3,082 | 276 | $41,137 |
| Construction | 2,991 | 426 | $66,270 |
| Other services, except public administration | 1,988 | 349 | $39,316 |
Health care and social assistance is the largest private sector at 10,387 jobs, 15.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Trumbull County
How many businesses are in Trumbull County?
- Establishments, all industries3,800
- Employment at those establishments56,533
- Annual payroll$2.76 bn
- Establishments per 1,000 residents18.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Trumbull County
Building permits in Trumbull County
- Housing units authorized by permit, 2024127
- Declared construction value permitted$33.7 m
- Single family units authorized127
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$265,394
- Units authorized per 1,000 households1.5
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Trumbull County
SBA loans in Trumbull County (7(a) and 504)
- 7(a) approvals recorded374
- 7(a) gross approval dollars$75.4 m
- Average 7(a) approval$201,521
- Median 7(a) approval$50,000
- 10th percentile approval$15,060
- 90th percentile approval$397,000
- Largest single approval$3,608,000
- Jobs reported supported, 7(a)2,690
- Jobs per approval7.2
- Distinct 7(a) lenders active32
- Distinct industries receiving approvals133
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer7.2 percent
- Loans on real estate terms27
- Loans on working capital terms, 120 months or shorter332
- Franchise loans14
- Franchise share of approvals3.7 percent
- Leading industry by approval countResidential Remodelers (26)
- Most active lenderThe Huntington National Bank (291)
- 504 approvals recorded28
- 504 gross approval dollars$12.8 m
- Average 504 approval$457,393
- Median 504 approval$281,000
- Distinct CDCs active3
- 504 jobs per approval5.2
- 504 jobs per million dollars approved11.4
- Most active CDCValley Economic Development Partners, Inc. (26)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$88.2 m
The average approval of $201,521 sits well above the median of $50,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 7.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Trumbull County
SBA loan default and charge-off rates in Trumbull County
Do SBA loans in Trumbull County get paid back?
- Loans with a final outcome recorded81
- Paid in full75
- Charged off6
- Charge-off rate on resolved loans7.4 percent
- Status: Exempt from disclosure244
- Status: Paid in full75
- Status: Charged off6
- Status: Cancelled32
- Status: Committed, not yet disbursed17
Of the 81 loans that have reached a final outcome, 7.4 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Trumbull County
SBA lending by place in Trumbull County
- Borrower cities with recorded lending32
- Warren, approvals110
- Cortland, approvals49
- Niles, approvals20
- Hubbard, approvals20
- Newton Falls, approvals20
- Youngstown, approvals18
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Warren | 110 | $19,816,200 |
| Cortland | 49 | $4,823,500 |
| Niles | 20 | $3,399,200 |
| Hubbard | 20 | $2,668,700 |
| Newton Falls | 20 | $2,256,000 |
| Youngstown | 18 | $8,948,300 |
| Girard | 13 | $4,414,700 |
| West Farmington | 12 | $5,258,700 |
| 24 other borrower cities | 112 | $23,783,700 |
Warren accounts for 110 approvals against 49 in Cortland. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Trumbull County
How large is Trumbull County?
- Land area618 sq mi
- Rank by land area among Ohio counties6th of 88
- Width, east to west25.2 mi
- Height, north to south25.4 mi
- Geographies sharing a boundary6
- Residents per square mile of land325
- Establishments per square mile6.15
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Trumbull County
Flood risk in Trumbull County
- Participation of the county's own NFIP community Trumbull County, unincorporated areasParticipating, community 390535
- Communities in the county in the NFIP Community Status Book13
- Of those, participating in the NFIP11
- NFIP participation rate84.6 percent
- Communities carrying a CRS class0
- Radon levels in Trumbull County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Trumbull County (community 390535), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Trumbull County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 84.6 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Trumbull County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Trumbull County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024200,929
- Households86,550
- Average household size2.32
- Median household income$56,435
- Median age43.7
Common questions
Trumbull County questions, answered from the record.
How many people live in Trumbull County, Ohio?
The Census Bureau estimates 200,300 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 200,929, in 86,550 households, ranking 15th of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Trumbull County's population growing?
The population has fallen 0.87 percent since the 2020 census base of 202,062, to 200,300 on July 1, 2024. In 2024 there were 1,997 births against 2,774 deaths, with net migration of 734. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Trumbull County?
$56,435. The median owner-occupied home is valued at $141,800, which is 2.5 times income, and median gross rent is $797 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Trumbull County?
3,800 establishments, employing 56,533 people with an annual payroll of $2.76 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Trumbull County?
Health care and social assistance is the largest private sector at 10,387 jobs, 15.8 percent of covered employment. Covered employment averages 65,830 jobs at an average annual pay of $51,810, or $996 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Trumbull County?
374 7(a) approvals totaling $75.4 m since FY2020, across 32 lenders, with a median approval of $50,000, plus 28 504 approvals worth $12.8 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Trumbull County get paid back?
Of the 81 loans that have reached a final outcome, 75 were paid in full and 6 charged off, a charge-off rate of 7.4 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Trumbull County?
127 housing units were authorized by permit in 2024, with a declared construction value of $33.7 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Trumbull County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Trumbull County come from?
The largest single origin is Mahoning County, with 1,053 households. Arriving households report an average income of $47,617 against $47,765 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Trumbull County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Trumbull County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Trumbull County
Cities and places in Trumbull.
27 Census places lie wholly or partly in Trumbull County. All 27 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Warren | city | 38,912 | 110 | Wholly in this county |
| Niles | city | 18,287 | 20 | Wholly in this county |
| Girard | city | 9,505 | 13 | Wholly in this county |
| Hubbard | city | 7,598 | 20 | Wholly in this county |
| Cortland | city | 7,080 | 49 | Wholly in this county |
| Champion Heights | CDP | 6,380 | None recorded | Wholly in this county |
| Howland Center | CDP | 6,266 | None recorded | Wholly in this county |
| Newton Falls | village | 4,549 | 20 | Wholly in this county |
| Mineral Ridge | CDP | 3,657 | 12 | 60.4 percent here, 39.6 percent Mahoning County |
| Lordstown | village | 3,332 | None recorded | Wholly in this county |
| McDonald | village | 3,136 | 3 | Wholly in this county |
| West Hill | CDP | 2,425 | None recorded | Wholly in this county |
| Masury | CDP | 2,283 | 8 | Wholly in this county |
| Bolindale | CDP | 1,637 | None recorded | Wholly in this county |
| Churchill | CDP | 1,608 | None recorded | Wholly in this county |
| McKinley Heights | CDP | 1,366 | None recorded | Wholly in this county |
| Leavittsburg | CDP | 1,283 | 2 | Wholly in this county |
| Brookfield Center | CDP | 1,216 | None recorded | Wholly in this county |
| Morgandale | CDP | 1,129 | None recorded | Wholly in this county |
| Kinsman Center | CDP | 765 | None recorded | Wholly in this county |
| South Canal | CDP | 673 | None recorded | Wholly in this county |
| Hilltop | CDP | 640 | None recorded | Wholly in this county |
| Vienna Center | CDP | 611 | None recorded | Wholly in this county |
| West Farmington | village | 485 | 12 | Wholly in this county |
| Orangeville | village | 235 | None recorded | Wholly in this county |
| Maplewood Park | CDP | 155 | None recorded | Wholly in this county |
| Yankee Lake | village | 88 | None recorded | Wholly in this county |
A further 105 of the county's 374 SBA 7(a) approvals are to borrowers in cities that match no Census place in Trumbull County, the largest being Youngstown (18), Vienna (11), Farmdale (10). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.