Trumbull County, Ohio: commercial real estate data.
Trumbull County, Ohio has a population of 200,929 across 618 square miles, down 0.9 percent since the 2020 census base. County output reached $9.69 bn in 2024, 3,800 establishments operate here, and the SBA record carries 374 7(a) approvals worth $75.4 m.
128 sourced county values · tier FULL · 12 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Trumbull County
How many people live in Trumbull County
- Population200,929
- Households86,550
- Average household size2.32
- Median household income$56,435
- Median age43.7
- Median gross rent$797 per month
- Median owner-occupied home value$141,800
- Home value to household income2.5 times
- Annual rent as a share of median income16.9 percent
- Adults 25 and over with a bachelor degree or higher20.9 percent
- Adults 25 and over with a graduate degree6.9 percent
- Adults 25 and over144,304
- Population under 1841,363
- Share under 1820.6 percent
- Population 65 and over44,931
- Share 65 and over22.4 percent
- Working age population, 18 to 64114,635
- Civilian labor force90,926
- Unemployment rate4.7 percent
- Labor force participation, adults 18 and over57.0 percent
- Rank by population among Ohio counties15th of 88
- Rank by population among US county-equivalents348th
Trumbull County is the 15th largest of 88 Ohio counties by population. A median home costs 2.5 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 22.4 percent against 20.6 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Trumbull County
Is Trumbull County's population growing?
- Population change since the 2020 census base-0.87 percent
- Census 2020 base population202,062
- Births, 20241,997
- Deaths, 20242,774
- Natural change, 2024-777
- Net domestic migration, 2024677
- Net international migration, 202457
- Total net migration, 2024734
- Cumulative net domestic migration, 2021 to 20242,661
- Rank by growth among US county-equivalents2148th
The county has lost 0.87 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Trumbull County
Where are people moving to Trumbull County from?
- Tax returns filed by households arriving3,912
- People arriving, from those returns6,670
- Adjusted gross income arriving$186.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$47,617
- Largest single originTrumbull County Non-migrants (82,379 households)
- Largest single destination (82,379 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Trumbull County Non-migrants | 82,379 | 153,660 | $4.94 bn |
| Other flows - Different State | 1,165 | 2,018 | $70.9 m |
| Mahoning County | 1,053 | 1,748 | $40.5 m |
| Other flows - South | 608 | 1,079 | $40.8 m |
| Other flows - Northeast | 239 | 392 | $11.3 m |
| Mercer County | 234 | 402 | $9.7 m |
| Portage County | 232 | 389 | $10.3 m |
| Other flows - West | 189 | 340 | $9.7 m |
The largest single source of arrivals is Trumbull County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Trumbull County
What is the Trumbull County economy?
- County GDP, 2024$9.69 bn
- County GDP, 2023$9.28 bn
- GDP change, 2023 to 20244.4 percent
- GDP change over five years38.6 percent
- Rank by GDP among Ohio counties20th
- Rank by GDP among US county-equivalents454th
- GDP per resident$48,210
Output grew 4.4 percent in the latest year and 38.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Trumbull County
Largest employers in Trumbull County
- Covered employment, annual average65,830
- Establishments reporting4,454
- Average annual pay$51,810
- Average weekly wage$996
- Sector 62, employment10,387
- Sector 62, average annual pay$51,436
- Sector 31-33, employment10,249
- Sector 31-33, average annual pay$78,258
- Sector 44-45, employment9,757
- Sector 44-45, average annual pay$36,140
- Sector 72, employment7,334
- Sector 72, average annual pay$19,769
- Sector 48-49, employment3,489
- Sector 56, employment3,082
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 10,387 | 540 | $51,436 |
| Sector 31-33 | 10,249 | 220 | $78,258 |
| Sector 44-45 | 9,757 | 635 | $36,140 |
| Sector 72 | 7,334 | 432 | $19,769 |
| Sector 48-49 | 3,489 | 163 | $56,603 |
| Sector 56 | 3,082 | 276 | $41,137 |
| Sector 23 | 2,991 | 426 | $66,270 |
| Sector 81 | 1,988 | 349 | $39,316 |
The largest sector is the biggest private employer group at 10,387 jobs, 15.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Trumbull County
How many businesses are in Trumbull County?
- Establishments, all industries3,800
- Employment at those establishments56,533
- Annual payroll$2.76 bn
- Establishments per 1,000 residents18.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Trumbull County
Building permits in Trumbull County
- Housing units authorised by permit, 2024127
- Declared construction value permitted$33.7 m
- Single family units authorised127
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$265,394
- Units authorised per 1,000 households1.5
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Trumbull County
SBA loans in Trumbull County (7(a) and 504)
- 7(a) approvals recorded374
- 7(a) gross approval dollars$75.4 m
- Average 7(a) approval$201,521
- Median 7(a) approval$50,000
- 10th percentile approval$15,000
- 90th percentile approval$400,000
- Largest single approval$3,608,000
- Jobs reported supported, 7(a)2,690
- Jobs per approval7.2
- Distinct 7(a) lenders active32
- Distinct industries receiving approvals133
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer7.2 percent
- Loans on real estate terms27
- Loans on working capital terms, 120 months or shorter332
- Franchise loans14
- Franchise share of approvals3.7 percent
- Leading industry by approval countResidential Remodelers (26)
- Most active lenderThe Huntington National Bank (291)
- 504 approvals recorded28
- 504 gross approval dollars$12.8 m
- Average 504 approval$457,393
- Median 504 approval$289,000
- Distinct CDCs active3
- 504 jobs per approval5.2
- 504 jobs per million dollars approved11.4
- Most active CDCValley Economic Development Partners, Inc. (26)
- 7(a) share of SBA approvals93.0 percent
- Combined SBA approval dollars$88.2 m
The average approval of $201,521 sits well above the median of $50,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 7.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Trumbull County
SBA loan default and charge-off rates in Trumbull County
Do SBA loans in Trumbull County get paid back?
- Loans with a final outcome recorded81
- Paid in full75
- Charged off6
- Charge off rate on resolved loans7.4 percent
- Status: Exempt from disclosure244
- Status: Paid in full75
- Status: Charged off6
- Status: Cancelled32
- Status: Committed, not yet disbursed17
Of the 81 loans that have reached a final outcome, 7.4 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Trumbull County
SBA lending by place in Trumbull County
- Places in the county with recorded lending33
- Warren, approvals110
- CORTLAND, approvals49
- Newton Falls, approvals20
- Hubbard, approvals20
- Niles, approvals20
- Youngstown, approvals18
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Warren | 110 | $19,816,200 |
| CORTLAND | 49 | $4,823,500 |
| Newton Falls | 20 | $2,256,000 |
| Hubbard | 20 | $2,668,700 |
| Niles | 20 | $3,399,200 |
| Youngstown | 18 | $8,948,300 |
| Girard | 13 | $4,414,700 |
| West Farmington | 12 | $5,258,700 |
Warren accounts for 110 approvals against 49 in CORTLAND. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Trumbull County
How large is Trumbull County?
- Land area618 sq mi
- Rank by land area among Ohio counties6th of 88
- Width, east to west25.2 mi
- Height, north to south25.4 mi
- Geographies sharing a boundary4
- Residents per square mile of land325
- Establishments per square mile6.15
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Trumbull County
Flood risk in Trumbull County
- Communities in the NFIP Community Status Book13
- Of those, participating in the NFIP11
- NFIP participation rate84.6 percent
- Communities carrying a CRS class0
- Radon levels in Trumbull County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The EPA places Trumbull County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 84.6 percent of the county's listed communities participate in the National Flood Insurance Program, per FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Trumbull County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Trumbull County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population200,929
- Households86,550
- Average household size2.32
- Median household income$56,435
- Median age43.7
Common questions
Trumbull County questions, answered from the record.
How many people live in Trumbull County, Ohio?
200,929, in 86,550 households, ranking 15th of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Trumbull County's population growing?
The population has fallen 0.87 percent since the 2020 census base. In 2024 there were 1,997 births against 2,774 deaths, with net migration of 734. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Trumbull County?
$56,435. The median owner-occupied home is valued at $141,800, which is 2.5 times income, and median gross rent is $797 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Trumbull County?
3,800 establishments, employing 56,533 people with an annual payroll of $2.76 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Trumbull County?
Average annual pay is $51,810, or $996 a week, across 65,830 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Trumbull County?
374 7(a) approvals totalling $75.4 m since FY2020, across 32 lenders, with a median approval of $50,000, plus 28 504 approvals worth $12.8 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Trumbull County get paid back?
Of the 81 loans that have reached a final outcome, 75 were paid in full and 6 charged off, a charge off rate of 7.4 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Trumbull County?
127 housing units were authorised by permit in 2024, with a declared construction value of $33.7 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Trumbull County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Trumbull County come from?
The largest single origin is Trumbull County Non-migrants, with 82,379 households. Arriving households report an average income of $47,617 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Trumbull County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Trumbull County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.
Trumbull County
Cities and places in Trumbull.
27 Census places lie wholly or partly in Trumbull County. 27 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.
| Place | Type | Population | SBA approvals | Lies in |
|---|---|---|---|---|
| Warren | city | 38,912 | 110 | Wholly in this county |
| Niles | city | 18,287 | 20 | Wholly in this county |
| Girard | city | 9,505 | 13 | Wholly in this county |
| Hubbard | city | 7,598 | 20 | Wholly in this county |
| Cortland | city | 7,080 | 49 | Wholly in this county |
| Champion Heights | CDP | 6,380 | None recorded | Wholly in this county |
| Howland Center | CDP | 6,266 | None recorded | Wholly in this county |
| Newton Falls | village | 4,549 | 20 | Wholly in this county |
| Mineral Ridge | CDP | 3,657 | 12 | 60.4 percent here, 39.6 percent Mahoning County |
| Lordstown | village | 3,332 | None recorded | Wholly in this county |
| McDonald | village | 3,136 | 4 | Wholly in this county |
| West Hill | CDP | 2,425 | None recorded | Wholly in this county |
| Masury | CDP | 2,283 | 9 | Wholly in this county |
| Bolindale | CDP | 1,637 | None recorded | Wholly in this county |
| Churchill | CDP | 1,608 | None recorded | Wholly in this county |
| McKinley Heights | CDP | 1,366 | None recorded | Wholly in this county |
| Leavittsburg | CDP | 1,283 | 2 | Wholly in this county |
| Brookfield Center | CDP | 1,216 | None recorded | Wholly in this county |
| Morgandale | CDP | 1,129 | None recorded | Wholly in this county |
| Kinsman Center | CDP | 765 | None recorded | Wholly in this county |
| South Canal | CDP | 673 | None recorded | Wholly in this county |
| Hilltop | CDP | 640 | None recorded | Wholly in this county |
| Vienna Center | CDP | 611 | None recorded | Wholly in this county |
| West Farmington | village | 485 | 13 | Wholly in this county |
| Orangeville | village | 235 | None recorded | Wholly in this county |
| Maplewood Park | CDP | 155 | None recorded | Wholly in this county |
| Yankee Lake | village | 88 | None recorded | Wholly in this county |
A further 90 SBA approvals in Trumbull County are recorded against borrower cities that match no Census place, the largest being Southington, Vienna, Farmdale. Those are postal cities and unincorporated areas rather than incorporated places, so no page claims them, and their lending is counted in this county's totals above rather than under any city.