HomeOhioTrumbull CountyCortland
Cortland, Ohio: commercial real estate data.
Cortland is a Census city of 7,080 people across 4.33 square miles of land, in Trumbull County. Median household income is $71,563, 75.9 percent of occupied homes are owned, and the SBA record carries 49 7(a) approvals to borrowers here worth $4.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cortland
What Cortland is
- Census place typecity
- Land area4.33 sq mi
- Water area0 sq mi
- Population per square mile of land1,635
- County holding the largest share of its areaTrumbull County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cortland
How many people live in Cortland
- Population7,080
- Median age47.0
- Population under 181,504 plus or minus 421
- Share under 1821.2 percent plus or minus 5.9
- Population 65 and over1,935
- Share 65 and over27.3 percent
- Households3,142
- Family households2,025
- Share of households that are families64.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cortland
Income and work in Cortland
- Median household income$71,563
- Per capita income$43,261
- Civilian labor force3,430
- Employed3,394
- Unemployed36 plus or minus 40
- Unemployment rate1.0 percent plus or minus 1.2
- Adults 25 and over5,167
- Adults 25 and over with a high school diploma or higher96.8 percent
- Adults 25 and over with a bachelor degree or higher34.7 percent plus or minus 7.2
- Adults 25 and over with a graduate degree16.2 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cortland
Housing in Cortland
- Housing units3,545
- Occupied units3,142
- Vacant units403 plus or minus 191
- Vacancy rate11.4 percent plus or minus 5.3
- Owner occupied2,384
- Renter occupied758 plus or minus 226
- Ownership rate75.9 percent
- Median owner-occupied home value$224,900
- Median gross rent, monthly$720
- Annual rent as a share of median income12.1 percent plus or minus 2.7
- Single family units2,895
- Share single family81.7 percent
- Units in buildings of two or more610 plus or minus 207
- Share in buildings of two or more17.2 percent plus or minus 5.7
- Mobile homes40 plus or minus 56
- Median year structure built1981
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cortland
How Cortland gets to work
- Workers 16 and over who commute3,022
- Commuting under 15 minutes659 plus or minus 242
- Share commuting under 15 minutes21.8 percent plus or minus 7.7
- Commuting 30 minutes or more864 plus or minus 239
- Share commuting 30 minutes or more28.6 percent plus or minus 7.3
- Drove alone81.5 percent
- Carpooled7.0 percent plus or minus 3.6
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home10.2 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cortland
SBA loans in Cortland (7(a))
- Approvals49
- Gross approval$4,823,500
- Average approval$98,439
- Median approval$50,000
- Ninetieth percentile approval$164,440
- Largest approval$1,000,000
- Jobs supported196
- Jobs per approval4.0
- Loans with a final outcome10
- Paid in full10
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more10.2 percent
- Share to franchises4.1 percent
- Distinct lenders8
- Distinct industries by NAICS28
Counted by borrower city: approvals to borrowers whose address is in Cortland, in any county, FY2020 to FY2026. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cortland
SBA loans in Cortland (504)
- Approvals3
- Gross approval$1,197,000
- Average approval$399,000
- Median approval$333,000
- Largest approval$575,000
- Jobs supported21
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Cortland, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cortland
Flood risk in Cortland
- NFIP communityCity of Cortland
- NFIP community number390823
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date(NSFHA)
The City of Cortland participates in the National Flood Insurance Program as community 390823 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Trumbull County, not Cortland
Trumbull County context, not Cortland figures
- Establishments in Trumbull County3,800
- Covered employment, Trumbull County65,830
- Average annual pay, Trumbull County$51,810
- Housing units permitted, Trumbull County127
Every figure in this section is published for Trumbull County as a whole and is not a measurement of Cortland.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cortland questions, answered from the record.
How many people live in Cortland, Ohio?
7,080, in 3,142 households. Cortland city covers 4.33 square miles of land, which is 1,635 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cortland in?
Trumbull County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cortland?
$71,563. The median owner-occupied home is valued at $224,900. Median gross rent is $720 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cortland businesses?
49 7(a) approvals totaling $4.8 m since FY2020, across 8 lenders, median approval $50,000, plus 3 504 approvals worth $1.2 m since FY2010. These count approvals to borrowers whose address is in Cortland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cortland borrowers get paid back?
No rate is published for Cortland. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cortland in the National Flood Insurance Program?
Yes. Cortland appears in the FEMA Community Status Book as Cortland, city of, community 390823, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cortland figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Trumbull County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cortland.
Is zoning published for Cortland?
No. Nothing on this page presents parcel level zoning.