HomeOhioTrumbull CountyCortland city
Cortland city, Ohio: commercial real estate data.
Cortland city is a Census city of 7,080 people across 4.33 square miles of land, in Trumbull County. Median household income is $71,563, 75.9 percent of occupied homes are owned, and the SBA record carries 49 7(a) approvals to borrowers here worth $4.8 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Cortland
What Cortland is
- Census place typecity
- Land area4.33 sq mi
- Water area0 sq mi
- Population per square mile of land1,635
- County holding the largest share of its areaTrumbull County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cortland
How many people live in Cortland
- Population7,080
- Median age47.0
- Population under 181,504 plus or minus 421
- Share under 1821.2 percent plus or minus 5.9
- Population 65 and over1,935
- Share 65 and over27.3 percent
- Households3,142
- Family households2,025
- Share of households that are families64.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cortland
Income and work in Cortland
- Median household income$71,563
- Per capita income$43,261
- Civilian labor force3,430
- Employed3,394
- Unemployed36 plus or minus 40
- Unemployment rate1.0 percent plus or minus 1.2
- Adults 25 and over5,167
- Adults 25 and over with a high school diploma or higher96.8 percent
- Adults 25 and over with a bachelor degree or higher34.7 percent plus or minus 7.2
- Adults 25 and over with a graduate degree16.2 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cortland
Housing in Cortland
- Housing units3,545
- Occupied units3,142
- Vacant units403 plus or minus 191
- Vacancy rate11.4 percent plus or minus 5.3
- Owner occupied2,384
- Renter occupied758 plus or minus 226
- Ownership rate75.9 percent
- Median owner-occupied home value$224,900
- Median gross rent, monthly$720
- Annual rent as a share of median income12.1 percent plus or minus 2.7
- Single family units2,895
- Share single family81.7 percent
- Units in buildings of two or more610 plus or minus 207
- Share in buildings of two or more17.2 percent plus or minus 5.7
- Mobile homes40 plus or minus 56
- Median year structure built1981
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cortland
How Cortland gets to work
- Workers 16 and over who commute3,022
- Commuting under 15 minutes659 plus or minus 242
- Share commuting under 15 minutes21.8 percent plus or minus 7.7
- Commuting 30 minutes or more864 plus or minus 239
- Share commuting 30 minutes or more28.6 percent plus or minus 7.3
- Drove alone81.5 percent
- Carpooled7.0 percent plus or minus 3.6
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home10.2 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cortland
SBA loans in Cortland (7(a))
- Approvals49
- Gross approval$4,823,500
- Average approval$98,439
- Median approval$50,000
- Ninetieth percentile approval$222,200
- Largest approval$1,000,000
- Jobs supported196
- Jobs per approval4.0
- Loans with a final outcome10
- Paid in full10
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more10.2 percent
- Share to franchises4.1 percent
- Distinct lenders8
- Distinct industries by NAICS28
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cortland
SBA loans in Cortland (504)
- Approvals3
- Gross approval$1,197,000
- Average approval$399,000
- Median approval$333,000
- Largest approval$575,000
- Jobs supported21
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cortland
Flood risk in Cortland
- Listed NFIP communities1
- Of those, participating1
- NFIP community number390823
- Currently effective map date(NSFHA)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Trumbull County, not Cortland
Trumbull County context, not Cortland figures
These are Trumbull County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cortland measurements.
- Establishments in Trumbull County3,800
- Employment at those establishments, Trumbull County56,533
- Covered employment, Trumbull County65,830
- Average annual pay, Trumbull County$51,810
- Average weekly wage, Trumbull County$996
- Housing units permitted, Trumbull County127
- Of those, single family, Trumbull County127
- County product, 2024, Trumbull County$9,686,777,000
- County product change over the prior year, Trumbull County4.4 percent
- Average income of an arriving household, Trumbull County$47,617
Every figure in this section is published for Trumbull County as a whole and is not a measurement of Cortland. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cortland questions, answered from the record.
How many people live in Cortland, Ohio?
7,080, in 3,142 households. Cortland city covers 4.33 square miles of land, which is 1,635 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cortland in?
Trumbull County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cortland?
$71,563. The median owner-occupied home is valued at $224,900. Median gross rent is $720 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cortland businesses?
49 7(a) approvals totalling $4.8 m, across 8 lenders, median approval $50,000, plus 3 504 approvals worth $1.2 m. These count approvals to borrowers whose address is in Cortland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cortland borrowers get paid back?
Of the 10 loans that have reached a final outcome, 10 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Cortland in the National Flood Insurance Program?
Yes. Cortland appears in the FEMA Community Status Book as community 390823, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cortland figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Trumbull County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cortland.
Is zoning published for Cortland?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.