HomeOhioTrumbull CountyGirard city
Girard city, Ohio: commercial real estate data.
Girard city is a Census city of 9,505 people across 5.64 square miles of land, in Trumbull County. Median household income is $52,550, 67.8 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $4.4 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Girard
What Girard is
- Census place typecity
- Land area5.64 sq mi
- Water area0.46 sq mi
- Population per square mile of land1,685
- County holding the largest share of its areaTrumbull County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Girard
How many people live in Girard
- Population9,505
- Median age43.7
- Population under 181,923
- Share under 1820.2 percent
- Population 65 and over1,920
- Share 65 and over20.2 percent
- Households4,376
- Family households2,510
- Share of households that are families57.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Girard
Income and work in Girard
- Median household income$52,550 plus or minus $10,554
- Per capita income$31,306
- Civilian labor force4,346
- Employed4,132
- Unemployed214 plus or minus 123
- Unemployment rate4.9 percent plus or minus 2.8
- Adults 25 and over6,811
- Adults 25 and over with a high school diploma or higher94.0 percent
- Adults 25 and over with a bachelor degree or higher20.0 percent plus or minus 4.0
- Adults 25 and over with a graduate degree7.6 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Girard
Housing in Girard
- Housing units5,013
- Occupied units4,376
- Vacant units637 plus or minus 167
- Vacancy rate12.7 percent plus or minus 3.3
- Owner occupied2,968
- Renter occupied1,408 plus or minus 289
- Ownership rate67.8 percent
- Median owner-occupied home value$115,500
- Median gross rent, monthly$769
- Annual rent as a share of median income17.6 percent plus or minus 4.2
- Single family units3,986
- Share single family79.5 percent
- Units in buildings of two or more932 plus or minus 279
- Share in buildings of two or more18.6 percent plus or minus 5.5
- Mobile homes95 plus or minus 97
- Median year structure built1956
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Girard
How Girard gets to work
- Workers 16 and over who commute3,807
- Commuting under 15 minutes1,355 plus or minus 276
- Share commuting under 15 minutes35.6 percent
- Commuting 30 minutes or more538 plus or minus 198
- Share commuting 30 minutes or more14.1 percent plus or minus 5.0
- Drove alone81.9 percent
- Carpooled7.3 percent plus or minus 3.3
- Public transport0.9 percent plus or minus 1.1
- Walked3.4 percent plus or minus 4.5
- Worked from home6.5 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Girard
SBA loans in Girard (7(a))
- Approvals13
- Gross approval$4,414,700
- Average approval$339,592
- Median approval$179,000
- Ninetieth percentile approval$885,000
- Largest approval$2,025,100
- Jobs supported94
- Jobs per approval7.2
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more15.4 percent
- Share to franchises7.7 percent
- Distinct lenders7
- Distinct industries by NAICS12
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Girard
SBA loans in Girard (504)
- Approvals4
- Gross approval$1,718,000
- Average approval$429,500
- Median approval$353,000
- Largest approval$951,000
- Jobs supported6
- Loans with a final outcome1
- Charged off1
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Girard
Flood risk in Girard
- Listed NFIP communities1
- Of those, participating1
- NFIP community number390536
- Currently effective map date06/18/10
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Trumbull County, not Girard
Trumbull County context, not Girard figures
These are Trumbull County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Girard measurements.
- Establishments in Trumbull County3,800
- Employment at those establishments, Trumbull County56,533
- Covered employment, Trumbull County65,830
- Average annual pay, Trumbull County$51,810
- Average weekly wage, Trumbull County$996
- Housing units permitted, Trumbull County127
- Of those, single family, Trumbull County127
- County product, 2024, Trumbull County$9,686,777,000
- County product change over the prior year, Trumbull County4.4 percent
- Average income of an arriving household, Trumbull County$47,617
Every figure in this section is published for Trumbull County as a whole and is not a measurement of Girard. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Girard questions, answered from the record.
How many people live in Girard, Ohio?
9,505, in 4,376 households. Girard city covers 5.64 square miles of land, which is 1,685 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Girard in?
Trumbull County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Girard?
$52,550. The median owner-occupied home is valued at $115,500. Median gross rent is $769 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Girard businesses?
13 7(a) approvals totalling $4.4 m, across 7 lenders, median approval $179,000, plus 4 504 approvals worth $1.7 m. These count approvals to borrowers whose address is in Girard, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Girard borrowers get paid back?
No rate is published for Girard. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Girard in the National Flood Insurance Program?
Yes. Girard appears in the FEMA Community Status Book as community 390536, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Girard figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Trumbull County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Girard.
Is zoning published for Girard?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.