HomeOhioCuyahoga CountyGarfield Heights
Garfield Heights, Ohio: commercial real estate data.
Garfield Heights is a Census city of 29,269 people across 7.23 square miles of land, in Cuyahoga County. Median household income is $54,593, 58.5 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $3.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Garfield Heights
What Garfield Heights is
- Census place typecity
- Land area7.23 sq mi
- Water area0.06 sq mi
- Population per square mile of land4,049
- County holding the largest share of its areaCuyahoga County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garfield Heights
How many people live in Garfield Heights
- Population29,269
- Median age38.1
- Population under 186,585
- Share under 1822.5 percent
- Population 65 and over4,726
- Share 65 and over16.1 percent
- Households11,946
- Family households6,828
- Share of households that are families57.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garfield Heights
Income and work in Garfield Heights
- Median household income$54,593
- Per capita income$27,666
- Civilian labor force14,837
- Employed13,584
- Unemployed1,253 plus or minus 379
- Unemployment rate8.4 percent plus or minus 2.5
- Adults 25 and over19,944
- Adults 25 and over with a high school diploma or higher89.7 percent
- Adults 25 and over with a bachelor degree or higher14.6 percent
- Adults 25 and over with a graduate degree5.5 percent plus or minus 1.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garfield Heights
Housing in Garfield Heights
- Housing units13,000
- Occupied units11,946
- Vacant units1,054 plus or minus 275
- Vacancy rate8.1 percent plus or minus 2.1
- Owner occupied6,993
- Renter occupied4,953
- Ownership rate58.5 percent
- Median owner-occupied home value$109,900
- Median gross rent, monthly$1,129
- Annual rent as a share of median income24.8 percent
- Single family units9,958
- Share single family76.6 percent
- Units in buildings of two or more3,042
- Share in buildings of two or more23.4 percent
- Mobile homes0
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garfield Heights
How Garfield Heights gets to work
- Workers 16 and over who commute12,166
- Commuting under 15 minutes2,901 plus or minus 593
- Share commuting under 15 minutes23.8 percent
- Commuting 30 minutes or more2,692
- Share commuting 30 minutes or more22.1 percent
- Drove alone77.2 percent
- Carpooled9.4 percent plus or minus 2.9
- Public transport1.1 percent plus or minus 0.8
- Walked2.3 percent plus or minus 1.1
- Worked from home9.0 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garfield Heights
SBA loans in Garfield Heights (7(a))
- Approvals14
- Gross approval$3,603,600
- Average approval$257,400
- Median approval$123,000
- Largest approval$1,050,000
- Jobs supported64
- Jobs per approval4.6
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises7.1 percent
- Distinct lenders7
- Distinct industries by NAICS13
Counted by borrower city: approvals to borrowers whose address is in Garfield Heights, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Garfield Heights
SBA loans in Garfield Heights (504)
- Approvals9
- Gross approval$4,326,000
- Average approval$480,667
- Median approval$365,000
- Largest approval$1,247,000
- Jobs supported136
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Garfield Heights, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Garfield Heights
Flood risk in Garfield Heights
- NFIP communityCity of Garfield Heights
- NFIP community number390109
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/03/10
The City of Garfield Heights participates in the National Flood Insurance Program as community 390109 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Cuyahoga County, not Garfield Heights
Cuyahoga County context, not Garfield Heights figures
- Establishments in Cuyahoga County31,496
- Covered employment, Cuyahoga County705,152
- Average annual pay, Cuyahoga County$75,134
- Housing units permitted, Cuyahoga County1,685
Every figure in this section is published for Cuyahoga County as a whole and is not a measurement of Garfield Heights.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Garfield Heights questions, answered from the record.
How many people live in Garfield Heights, Ohio?
29,269, in 11,946 households. Garfield Heights city covers 7.23 square miles of land, which is 4,049 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Garfield Heights in?
Cuyahoga County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Garfield Heights?
$54,593. The median owner-occupied home is valued at $109,900. Median gross rent is $1,129 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Garfield Heights businesses?
14 7(a) approvals totaling $3.6 m since FY2020, across 7 lenders, median approval $123,000, plus 9 504 approvals worth $4.3 m since FY2010. These count approvals to borrowers whose address is in Garfield Heights, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Garfield Heights borrowers get paid back?
No rate is published for Garfield Heights. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Garfield Heights in the National Flood Insurance Program?
Yes. Garfield Heights appears in the FEMA Community Status Book as Garfield Heights, city of, community 390109, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Garfield Heights figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cuyahoga County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Garfield Heights.
Is zoning published for Garfield Heights?
No. Nothing on this page presents parcel level zoning.