HomeOhioAthens CountyAthens city
Athens city, Ohio: commercial real estate data.
Athens city is a Census city of 23,396 people across 9.95 square miles of land, in Athens County. Median household income is $38,204, 32.6 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $6.8 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Athens
What Athens is
- Census place typecity
- Land area9.95 sq mi
- Water area0.24 sq mi
- Population per square mile of land2,352
- County holding the largest share of its areaAthens County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Athens
How many people live in Athens
- Population23,396
- Median age21.6
- Population under 181,879 plus or minus 387
- Share under 188.0 percent plus or minus 1.7
- Population 65 and over1,476
- Share 65 and over6.3 percent
- Households7,238
- Family households1,990
- Share of households that are families27.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Athens
Income and work in Athens
- Median household income$38,204 plus or minus $8,071
- Per capita income$26,028
- Civilian labor force12,889
- Employed11,835
- Unemployed1,054 plus or minus 256
- Unemployment rate8.2 percent plus or minus 1.9
- Adults 25 and over8,121
- Adults 25 and over with a high school diploma or higher94.7 percent
- Adults 25 and over with a bachelor degree or higher64.1 percent
- Adults 25 and over with a graduate degree36.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Athens
Housing in Athens
- Housing units8,221
- Occupied units7,238
- Vacant units983 plus or minus 245
- Vacancy rate12.0 percent plus or minus 2.9
- Owner occupied2,356
- Renter occupied4,882
- Ownership rate32.6 percent
- Median owner-occupied home value$247,000
- Median gross rent, monthly$1,011
- Annual rent as a share of median income31.8 percent plus or minus 7.2
- Single family units3,966
- Share single family48.2 percent
- Units in buildings of two or more4,219
- Share in buildings of two or more51.3 percent
- Mobile homes26 plus or minus 28
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Athens
How Athens gets to work
- Workers 16 and over who commute8,974
- Commuting under 15 minutes5,969
- Share commuting under 15 minutes66.5 percent
- Commuting 30 minutes or more1,026 plus or minus 246
- Share commuting 30 minutes or more11.4 percent plus or minus 2.6
- Drove alone46.1 percent
- Carpooled8.3 percent plus or minus 2.8
- Public transport1.6 percent plus or minus 0.9
- Walked21.8 percent
- Worked from home20.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Athens
SBA loans in Athens (7(a))
- Approvals11
- Gross approval$6,769,300
- Average approval$615,391
- Median approval$250,000
- Ninetieth percentile approval$1,350,000
- Largest approval$2,705,000
- Jobs supported149
- Jobs per approval13.5
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises27.3 percent
- Distinct lenders6
- Distinct industries by NAICS11
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Athens
SBA loans in Athens (504)
- Approvals3
- Gross approval$2,637,000
- Average approval$879,000
- Median approval$605,000
- Largest approval$1,877,000
- Jobs supported21
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Athens
Flood risk in Athens
- Listed NFIP communities1
- Of those, participating1
- NFIP community number390016
- Currently effective map date09/26/24
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Athens County, not Athens
Athens County context, not Athens figures
These are Athens County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Athens measurements.
- Establishments in Athens County1,030
- Employment at those establishments, Athens County13,467
- Covered employment, Athens County21,207
- Average annual pay, Athens County$50,117
- Average weekly wage, Athens County$964
- Housing units permitted, Athens County6
- Of those, single family, Athens County4
- County product, 2024, Athens County$2,745,183,000
- County product change over the prior year, Athens County5.6 percent
- Average income of an arriving household, Athens County$42,653
Every figure in this section is published for Athens County as a whole and is not a measurement of Athens. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Athens questions, answered from the record.
How many people live in Athens, Ohio?
23,396, in 7,238 households. Athens city covers 9.95 square miles of land, which is 2,352 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Athens in?
Athens County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Athens?
$38,204. The median owner-occupied home is valued at $247,000. Median gross rent is $1,011 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Athens businesses?
11 7(a) approvals totalling $6.8 m, across 6 lenders, median approval $250,000, plus 3 504 approvals worth $2.6 m. These count approvals to borrowers whose address is in Athens, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Athens borrowers get paid back?
No rate is published for Athens. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Athens in the National Flood Insurance Program?
Yes. Athens appears in the FEMA Community Status Book as community 390016, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Athens figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Athens County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Athens.
Is zoning published for Athens?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.