HomeOhioChampaign CountyUrbana
Urbana, Ohio: commercial real estate data.
Urbana is a Census city of 11,204 people across 8.32 square miles of land, in Champaign County. Median household income is $68,003, 60.2 percent of occupied homes are owned, and the SBA record carries 16 7(a) approvals to borrowers here worth $3.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Urbana
What Urbana is
- Census place typecity
- Land area8.32 sq mi
- Water area0 sq mi
- Population per square mile of land1,347
- County holding the largest share of its areaChampaign County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Urbana
How many people live in Urbana
- Population11,204
- Median age37.2
- Population under 182,591
- Share under 1823.1 percent
- Population 65 and over2,123
- Share 65 and over18.9 percent
- Households4,778
- Family households2,978
- Share of households that are families62.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Urbana
Income and work in Urbana
- Median household income$68,003
- Per capita income$36,235
- Civilian labor force5,670
- Employed5,347
- Unemployed323 plus or minus 131
- Unemployment rate5.7 percent plus or minus 2.3
- Adults 25 and over7,752
- Adults 25 and over with a high school diploma or higher87.4 percent
- Adults 25 and over with a bachelor degree or higher17.9 percent
- Adults 25 and over with a graduate degree5.5 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Urbana
Housing in Urbana
- Housing units5,320
- Occupied units4,778
- Vacant units542 plus or minus 210
- Vacancy rate10.2 percent plus or minus 3.9
- Owner occupied2,875
- Renter occupied1,903
- Ownership rate60.2 percent
- Median owner-occupied home value$163,000
- Median gross rent, monthly$935
- Annual rent as a share of median income16.5 percent
- Single family units3,838
- Share single family72.1 percent
- Units in buildings of two or more1,422
- Share in buildings of two or more26.7 percent
- Mobile homes60 plus or minus 35
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Urbana
How Urbana gets to work
- Workers 16 and over who commute4,850
- Commuting under 15 minutes2,352
- Share commuting under 15 minutes48.5 percent
- Commuting 30 minutes or more1,442
- Share commuting 30 minutes or more29.7 percent
- Drove alone81.2 percent
- Carpooled7.8 percent plus or minus 2.4
- Public transport0.3 percent plus or minus 0.4
- Walked3.5 percent plus or minus 1.6
- Worked from home6.6 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Urbana
SBA loans in Urbana (7(a))
- Approvals16
- Gross approval$3,733,700
- Average approval$233,356
- Median approval$130,500
- Largest approval$1,625,000
- Jobs supported95
- Jobs per approval5.9
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises6.3 percent
- Distinct lenders7
- Distinct industries by NAICS13
Counted by borrower city: approvals to borrowers whose address is in Urbana, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Urbana
SBA loans in Urbana (504)
- Approvals6
- Gross approval$1,745,000
- Average approval$290,833
- Median approval$140,500
- Largest approval$822,000
- Jobs supported43
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Urbana, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Urbana
Flood risk in Urbana
- NFIP communityCity of Urbana
- NFIP community number390060
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/18/09
The City of Urbana participates in the National Flood Insurance Program as community 390060 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Champaign County, not Urbana
Champaign County context, not Urbana figures
- Establishments in Champaign County566
- Covered employment, Champaign County10,880
- Average annual pay, Champaign County$52,045
- Housing units permitted, Champaign County42
Every figure in this section is published for Champaign County as a whole and is not a measurement of Urbana.
All Champaign County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Urbana questions, answered from the record.
How many people live in Urbana, Ohio?
11,204, in 4,778 households. Urbana city covers 8.32 square miles of land, which is 1,347 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Urbana in?
Champaign County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Urbana?
$68,003. The median owner-occupied home is valued at $163,000. Median gross rent is $935 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Urbana businesses?
16 7(a) approvals totaling $3.7 m since FY2020, across 7 lenders, median approval $130,500, plus 6 504 approvals worth $1.7 m since FY2010. These count approvals to borrowers whose address is in Urbana, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Urbana borrowers get paid back?
No rate is published for Urbana. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Urbana in the National Flood Insurance Program?
Yes. Urbana appears in the FEMA Community Status Book as Urbana, city of, community 390060, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Urbana figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Champaign County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Urbana.
Is zoning published for Urbana?
No. Nothing on this page presents parcel level zoning.
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