HomeOhioChampaign CountyUrbana city
Urbana city, Ohio: commercial real estate data.
Urbana city is a Census city of 11,204 people across 8.32 square miles of land, in Champaign County. Median household income is $68,003, 60.2 percent of occupied homes are owned, and the SBA record carries 16 7(a) approvals to borrowers here worth $3.7 m.
80 sourced place values · tier FULL · 9 sections
Urbana
What Urbana is
- Census place typecity
- Land area8.32 sq mi
- Water area0 sq mi
- Population per square mile of land1,347
- County holding the largest share of its areaChampaign County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Urbana
How many people live in Urbana
- Population11,204
- Median age37.2
- Population under 182,591
- Share under 1823.1 percent
- Population 65 and over2,123
- Share 65 and over18.9 percent
- Households4,778
- Family households2,978
- Share of households that are families62.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Urbana
Income and work in Urbana
- Median household income$68,003
- Per capita income$36,235
- Civilian labor force5,670
- Employed5,347
- Unemployed323 plus or minus 131
- Unemployment rate5.7 percent plus or minus 2.3
- Adults 25 and over7,752
- Adults 25 and over with a high school diploma or higher87.4 percent
- Adults 25 and over with a bachelor degree or higher17.9 percent
- Adults 25 and over with a graduate degree5.5 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Urbana
Housing in Urbana
- Housing units5,320
- Occupied units4,778
- Vacant units542 plus or minus 210
- Vacancy rate10.2 percent plus or minus 3.9
- Owner occupied2,875
- Renter occupied1,903
- Ownership rate60.2 percent
- Median owner-occupied home value$163,000
- Median gross rent, monthly$935
- Annual rent as a share of median income16.5 percent
- Single family units3,838
- Share single family72.1 percent
- Units in buildings of two or more1,422
- Share in buildings of two or more26.7 percent
- Mobile homes60 plus or minus 35
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Urbana
How Urbana gets to work
- Workers 16 and over who commute4,850
- Commuting under 15 minutes2,352
- Share commuting under 15 minutes48.5 percent
- Commuting 30 minutes or more1,442
- Share commuting 30 minutes or more29.7 percent
- Drove alone81.2 percent
- Carpooled7.8 percent plus or minus 2.4
- Public transport0.3 percent plus or minus 0.4
- Walked3.5 percent plus or minus 1.6
- Worked from home6.6 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Urbana
SBA 7(a) lending to Urbana borrowers
- Approvals16
- Gross approval$3,733,700
- Average approval$233,356
- Median approval$150,000
- Ninetieth percentile approval$350,000
- Largest approval$1,625,000
- Jobs supported95
- Jobs per approval5.9
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises6.3 percent
- Distinct lenders7
- Distinct industries by NAICS13
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Urbana
SBA 504 lending to Urbana borrowers
- Approvals6
- Gross approval$1,745,000
- Average approval$290,833
- Median approval$173,000
- Largest approval$822,000
- Jobs supported43
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Urbana
Flood programme status in Urbana
- Listed NFIP communities1
- Of those, participating1
- NFIP community number390060
- Currently effective map date11/18/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Champaign County, not Urbana
Champaign County context, not Urbana figures
These are Champaign County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Urbana measurements.
- Establishments in Champaign County566
- Employment at those establishments, Champaign County8,605
- Covered employment, Champaign County10,880
- Average annual pay, Champaign County$52,045
- Average weekly wage, Champaign County$1,001
- Housing units permitted, Champaign County42
- Of those, single family, Champaign County42
- County product, 2024, Champaign County$1,680,441,000
- County product change over the prior year, Champaign County2.1 percent
- Average income of an arriving household, Champaign County$53,229
Every figure in this section is published for Champaign County as a whole and is not a measurement of Urbana. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Urbana questions, answered from the record.
How many people live in Urbana, Ohio?
11,204, in 4,778 households. Urbana city covers 8.32 square miles of land, which is 1,347 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Urbana in?
Champaign County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Urbana?
$68,003. The median owner-occupied home is valued at $163,000. Median gross rent is $935 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Urbana businesses?
16 7(a) approvals totalling $3.7 m, across 7 lenders, median approval $150,000, plus 6 504 approvals worth $1.7 m. These count approvals to borrowers whose address is in Urbana, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Urbana borrowers get paid back?
No rate is published for Urbana. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Urbana in the National Flood Insurance Program?
Yes. Urbana appears in the FEMA Community Status Book as community 390060, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Urbana figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Champaign County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Urbana.
Is zoning published for Urbana?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby