HomeOhioClark CountySpringfield city
Springfield city, Ohio: commercial real estate data.
Springfield city is a Census city of 58,190 people across 26.64 square miles of land, in Clark County. Median household income is $47,143, 52.4 percent of occupied homes are owned, and the SBA record carries 83 7(a) approvals to borrowers here worth $47.6 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Springfield
What Springfield is
- Census place typecity
- Land area26.64 sq mi
- Water area0.2 sq mi
- Population per square mile of land2,184
- County holding the largest share of its areaClark County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springfield
How many people live in Springfield
- Population58,190
- Median age37.9
- Population under 1813,799
- Share under 1823.7 percent
- Population 65 and over10,371
- Share 65 and over17.8 percent
- Households24,650
- Family households13,539
- Share of households that are families54.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springfield
Income and work in Springfield
- Median household income$47,143
- Per capita income$27,034
- Civilian labor force26,236
- Employed23,776
- Unemployed2,460
- Unemployment rate9.4 percent
- Adults 25 and over38,617
- Adults 25 and over with a high school diploma or higher84.9 percent
- Adults 25 and over with a bachelor degree or higher16.7 percent
- Adults 25 and over with a graduate degree4.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springfield
Housing in Springfield
- Housing units27,758
- Occupied units24,650
- Vacant units3,108
- Vacancy rate11.2 percent
- Owner occupied12,920
- Renter occupied11,730
- Ownership rate52.4 percent
- Median owner-occupied home value$116,800
- Median gross rent, monthly$851
- Annual rent as a share of median income21.7 percent
- Single family units20,497
- Share single family73.8 percent
- Units in buildings of two or more7,146
- Share in buildings of two or more25.7 percent
- Mobile homes73 plus or minus 78
- Median year structure built1953
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springfield
How Springfield gets to work
- Workers 16 and over who commute21,759
- Commuting under 15 minutes8,656
- Share commuting under 15 minutes39.8 percent
- Commuting 30 minutes or more6,076
- Share commuting 30 minutes or more27.9 percent
- Drove alone77.5 percent
- Carpooled10.8 percent
- Public transport0.6 percent plus or minus 0.3
- Walked2.9 percent plus or minus 0.7
- Worked from home7.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springfield
SBA loans in Springfield (7(a))
- Approvals83
- Gross approval$47,600,900
- Average approval$573,505
- Median approval$150,000
- Ninetieth percentile approval$1,044,000
- Largest approval$5,000,000
- Jobs supported1,356
- Jobs per approval16.3
- Loans with a final outcome19
- Paid in full19
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more13.3 percent
- Share to franchises6.0 percent
- Distinct lenders20
- Distinct industries by NAICS50
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Springfield
SBA loans in Springfield (504)
- Approvals16
- Gross approval$10,340,000
- Average approval$646,250
- Median approval$522,000
- Largest approval$3,276,000
- Jobs supported61
- Loans with a final outcome7
- Charged off1
- Median term240 months
- Distinct CDCs6
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Springfield
Flood risk in Springfield
- Listed NFIP communities1
- Of those, participating1
- NFIP community number390063
- Currently effective map date02/17/10
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Clark County, not Springfield
Clark County context, not Springfield figures
These are Clark County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Springfield measurements.
- Establishments in Clark County2,196
- Employment at those establishments, Clark County42,831
- Covered employment, Clark County46,967
- Average annual pay, Clark County$52,055
- Average weekly wage, Clark County$1,001
- Housing units permitted, Clark County232
- Of those, single family, Clark County102
- County product, 2024, Clark County$6,090,855,000
- County product change over the prior year, Clark County2.7 percent
- Average income of an arriving household, Clark County$49,104
Every figure in this section is published for Clark County as a whole and is not a measurement of Springfield. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Springfield questions, answered from the record.
How many people live in Springfield, Ohio?
58,190, in 24,650 households. Springfield city covers 26.64 square miles of land, which is 2,184 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Springfield in?
Clark County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Springfield?
$47,143. The median owner-occupied home is valued at $116,800. Median gross rent is $851 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Springfield businesses?
83 7(a) approvals totalling $47.6 m, across 20 lenders, median approval $150,000, plus 16 504 approvals worth $10.3 m. These count approvals to borrowers whose address is in Springfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Springfield borrowers get paid back?
Of the 19 loans that have reached a final outcome, 19 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Springfield in the National Flood Insurance Program?
Yes. Springfield appears in the FEMA Community Status Book as community 390063, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Springfield figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clark County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Springfield.
Is zoning published for Springfield?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.