HomeOhioClark CountySpringfield
Springfield, Ohio: commercial real estate data.
Springfield is a Census city of 58,190 people across 26.64 square miles of land, in Clark County. Median household income is $47,143, 52.4 percent of occupied homes are owned, and the SBA record carries 83 7(a) approvals to borrowers here worth $47.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Springfield
What Springfield is
- Census place typecity
- Land area26.64 sq mi
- Water area0.2 sq mi
- Population per square mile of land2,184
- County holding the largest share of its areaClark County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springfield
How many people live in Springfield
- Population58,190
- Median age37.9
- Population under 1813,799
- Share under 1823.7 percent
- Population 65 and over10,371
- Share 65 and over17.8 percent
- Households24,650
- Family households13,539
- Share of households that are families54.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springfield
Income and work in Springfield
- Median household income$47,143
- Per capita income$27,034
- Civilian labor force26,236
- Employed23,776
- Unemployed2,460
- Unemployment rate9.4 percent
- Adults 25 and over38,617
- Adults 25 and over with a high school diploma or higher84.9 percent
- Adults 25 and over with a bachelor degree or higher16.7 percent
- Adults 25 and over with a graduate degree4.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springfield
Housing in Springfield
- Housing units27,758
- Occupied units24,650
- Vacant units3,108
- Vacancy rate11.2 percent
- Owner occupied12,920
- Renter occupied11,730
- Ownership rate52.4 percent
- Median owner-occupied home value$116,800
- Median gross rent, monthly$851
- Annual rent as a share of median income21.7 percent
- Single family units20,497
- Share single family73.8 percent
- Units in buildings of two or more7,146
- Share in buildings of two or more25.7 percent
- Mobile homes73 plus or minus 78
- Median year structure built1953
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springfield
How Springfield gets to work
- Workers 16 and over who commute21,759
- Commuting under 15 minutes8,656
- Share commuting under 15 minutes39.8 percent
- Commuting 30 minutes or more6,076
- Share commuting 30 minutes or more27.9 percent
- Drove alone77.5 percent
- Carpooled10.8 percent
- Public transport0.6 percent plus or minus 0.3
- Walked2.9 percent plus or minus 0.7
- Worked from home7.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springfield
SBA loans in Springfield (7(a))
- Approvals83
- Gross approval$47,600,900
- Average approval$573,505
- Median approval$150,000
- Ninetieth percentile approval$1,036,600
- Largest approval$5,000,000
- Jobs supported1,356
- Jobs per approval16.3
- Loans with a final outcome19
- Paid in full19
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more13.3 percent
- Share to franchises6.0 percent
- Distinct lenders20
- Distinct industries by NAICS50
Counted by borrower city: approvals to borrowers whose address is in Springfield, in any county, FY2020 to FY2026. Only 19 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Springfield
SBA loans in Springfield (504)
- Approvals16
- Gross approval$10,340,000
- Average approval$646,250
- Median approval$435,500
- Largest approval$3,276,000
- Jobs supported61
- Loans with a final outcome7
- Charged off1
- Median term240 months
- Distinct CDCs6
Counted by borrower city: approvals to borrowers whose address is in Springfield, in any county, FY2010 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Springfield
Flood risk in Springfield
- NFIP communityCity of Springfield
- NFIP community number390063
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/17/10
The City of Springfield participates in the National Flood Insurance Program as community 390063 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Clark County, not Springfield
Clark County context, not Springfield figures
- Establishments in Clark County2,196
- Covered employment, Clark County46,967
- Average annual pay, Clark County$52,055
- Housing units permitted, Clark County232
Every figure in this section is published for Clark County as a whole and is not a measurement of Springfield.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Springfield questions, answered from the record.
How many people live in Springfield, Ohio?
58,190, in 24,650 households. Springfield city covers 26.64 square miles of land, which is 2,184 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Springfield in?
Clark County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Springfield?
$47,143. The median owner-occupied home is valued at $116,800. Median gross rent is $851 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Springfield businesses?
83 7(a) approvals totaling $47.6 m since FY2020, across 20 lenders, median approval $150,000, plus 16 504 approvals worth $10.3 m since FY2010. These count approvals to borrowers whose address is in Springfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Springfield borrowers get paid back?
No rate is published for Springfield. Only 19 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Springfield in the National Flood Insurance Program?
Yes. Springfield appears in the FEMA Community Status Book as Springfield, city of, community 390063, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Springfield figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clark County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Springfield.
Is zoning published for Springfield?
No. Nothing on this page presents parcel level zoning.