HomeOhioClermont CountyMilford city
Milford city, Ohio: commercial real estate data.
Milford city is a Census city of 6,497 people across 3.71 square miles of land, lying across Clermont County and Hamilton County. Median household income is $78,057, 49.6 percent of occupied homes are owned, and the SBA record carries 101 7(a) approvals to borrowers here worth $47.5 m.
82 sourced place values · tier FULL · 9 sections
Milford
What Milford is
- Census place typecity
- Land area3.71 sq mi
- Water area0.12 sq mi
- Population per square mile of land1,750
- County holding the largest share of its areaClermont County, 96.1 percent
- Counties this place lies inClermont County 96.1 percent, Hamilton County 3.9 percent
Milford city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milford
How many people live in Milford
- Population6,497
- Median age49.0
- Population under 181,180 plus or minus 274
- Share under 1818.2 percent plus or minus 4.2
- Population 65 and over1,938 plus or minus 413
- Share 65 and over29.8 percent plus or minus 6.4
- Households3,339
- Family households1,575
- Share of households that are families47.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milford
Income and work in Milford
- Median household income$78,057
- Per capita income$49,485 plus or minus $10,209
- Civilian labor force3,398
- Employed3,222
- Unemployed176 plus or minus 95
- Unemployment rate5.2 percent plus or minus 2.8
- Adults 25 and over4,893
- Adults 25 and over with a high school diploma or higher92.3 percent
- Adults 25 and over with a bachelor degree or higher37.0 percent
- Adults 25 and over with a graduate degree16.3 percent plus or minus 5.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milford
Housing in Milford
- Housing units3,490
- Occupied units3,339
- Vacant units151 plus or minus 120
- Vacancy rate4.3 percent plus or minus 3.4
- Owner occupied1,655
- Renter occupied1,684 plus or minus 348
- Ownership rate49.6 percent
- Median owner-occupied home value$238,700
- Median gross rent, monthly$940 plus or minus $202
- Annual rent as a share of median income14.5 percent plus or minus 3.8
- Single family units1,744
- Share single family50.0 percent
- Units in buildings of two or more1,659 plus or minus 393
- Share in buildings of two or more47.5 percent plus or minus 10.7
- Mobile homes87 plus or minus 66
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milford
How Milford gets to work
- Workers 16 and over who commute2,800
- Commuting under 15 minutes1,064 plus or minus 388
- Share commuting under 15 minutes38.0 percent plus or minus 12.8
- Commuting 30 minutes or more943 plus or minus 306
- Share commuting 30 minutes or more33.7 percent plus or minus 9.8
- Drove alone77.2 percent
- Carpooled5.2 percent plus or minus 3.8
- Public transport0.2 percent plus or minus 0.9
- Walked6.1 percent plus or minus 3.5
- Worked from home11.3 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milford
SBA 7(a) lending to Milford borrowers
- Approvals101
- Gross approval$47,536,200
- Average approval$470,655
- Median approval$165,400
- Ninetieth percentile approval$1,113,000
- Largest approval$5,000,000
- Jobs supported867
- Jobs per approval8.6
- Loans with a final outcome25
- Paid in full24
- Charged off1
- Charge-off rate over resolved loans4.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more10.9 percent
- Share to franchises9.9 percent
- Distinct lenders19
- Distinct industries by NAICS47
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Milford
SBA 504 lending to Milford borrowers
- Approvals17
- Gross approval$17,710,000
- Average approval$1,041,765
- Median approval$423,000
- Largest approval$4,444,000
- Jobs supported154
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Milford
Flood programme status in Milford
- Listed NFIP communities1
- Of those, participating1
- NFIP community number390227
- Currently effective map date02/17/10
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Clermont County, not Milford
Clermont County context, not Milford figures
These are Clermont County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Milford measurements.
- Establishments in Clermont County3,773
- Employment at those establishments, Clermont County55,685
- Covered employment, Clermont County62,149
- Average annual pay, Clermont County$57,779
- Average weekly wage, Clermont County$1,111
- Housing units permitted, Clermont County996
- Of those, single family, Clermont County664
- County product, 2024, Clermont County$10,606,702,000
- County product change over the prior year, Clermont County6.4 percent
- Average income of an arriving household, Clermont County$74,472
Every figure in this section is published for Clermont County as a whole and is not a measurement of Milford. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Milford questions, answered from the record.
How many people live in Milford, Ohio?
6,497, in 3,339 households. Milford city covers 3.71 square miles of land, which is 1,750 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Milford in?
Milford lies in more than one. By area it is 96.1 percent in Clermont County, 3.9 percent in Hamilton County. This page sits under Clermont County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Milford?
$78,057. The median owner-occupied home is valued at $238,700. Median gross rent is $940 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Milford businesses?
101 7(a) approvals totalling $47.5 m, across 19 lenders, median approval $165,400, plus 17 504 approvals worth $17.7 m. These count approvals to borrowers whose address is in Milford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Milford borrowers get paid back?
Of the 25 loans that have reached a final outcome, 24 were paid in full and 1 charged off, a charge off rate of 4.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Milford in the National Flood Insurance Program?
Yes. Milford appears in the FEMA Community Status Book as community 390227, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Milford figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clermont County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Milford.
Is zoning published for Milford?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.