Darke County, Ohio: commercial real estate data.
Darke County, Ohio had an estimated 51,462 residents on July 1, 2024, down 0.8 percent since the 2020 census base of 51,875, across 598 square miles. County output reached $3.39 bn in 2024, 1,117 establishments operate here, and the SBA record carries 20 7(a) approvals worth $6.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Darke County
How many people live in Darke County
- Population, American Community Survey 2020-202451,594
- Households21,297
- Average household size2.42
- Median household income$64,486
- Median age41.8
- Median gross rent$779 per month
- Median owner-occupied home value$173,200
- Home value to household income2.7 times
- Annual rent as a share of median income14.5 percent
- Adults 25 and over with a bachelor degree or higher16.5 percent
- Adults 25 and over with a graduate degree5.4 percent
- Adults 25 and over35,460
- Population under 1812,200
- Share under 1823.6 percent
- Population 65 and over10,564
- Share 65 and over20.5 percent
- Working age population, 18 to 6428,830
- Civilian labor force24,597
- Unemployment rate2.8 percent
- Labor force participation, adults 18 and over62.4 percent
- Rank by population among Ohio counties49th of 88
- Rank by population among US county-equivalents, Puerto Rico included992nd of 3,222
Darke County is the 49th largest of 88 Ohio counties by population. A median home costs 2.7 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.6 percent against 20.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Darke County
Is Darke County's population growing?
- Population, July 1, 202451,462
- Census 2020 base population51,875
- Population change since the 2020 census base-0.80 percent
- Population change, 2023 to 202430
- Births, 2024598
- Deaths, 2024649
- Natural change, 2024-51
- Net domestic migration, 202446
- Net international migration, 202438
- Total net migration, 202484
- Cumulative net domestic migration, 2021 to 2024-74
- Rank by growth among US county-equivalents2119th of 3,144
The county has lost 0.80 percent of its population since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Darke County
Where are people moving to Darke County from?
- Tax returns filed by households arriving920
- People arriving, from those returns1,583
- Tax returns filed by households leaving929
- Net household movement-9
- Adjusted gross income arriving$44.9 m
- Net adjusted gross income movement$-1.1 m
- Average income of an arriving household$48,846
- Average income of a leaving household$49,597
- Largest single originMiami County (167 households)
- Largest single destinationMiami County (174 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Miami County | 167 | 309 | $7.8 m |
| Montgomery County | 118 | 212 | $6.4 m |
| Randolph County | 73 | 120 | $2.5 m |
| Preble County | 67 | 138 | $2.7 m |
| Mercer County | 60 | 72 | $2.9 m |
| Shelby County | 34 | 46 | $1.6 m |
| Wayne County | 28 | 40 | $947,000 |
| Greene County | 25 | 40 | $2.0 m |
Households arriving report $751 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Miami County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Darke County
What is the Darke County economy?
- County GDP, 2024$3.39 bn
- County GDP, 2023$3.00 bn
- GDP change, 2023 to 202413.1 percent
- GDP change over five years59.3 percent
- Rank by GDP among the Ohio areas BEA publishes47th of 88
- Rank by GDP among the US county areas BEA publishes907th of 3,127
- GDP per resident$65,688
Output grew 13.1 percent in the latest year and 59.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Darke County
Employment by industry in Darke County
- Covered employment, annual average18,394
- Establishments reporting1,354
- Average annual pay$50,442
- Average weekly wage$970
- Manufacturing, employment4,205
- Manufacturing, average annual pay$61,970
- Health care and social assistance, employment2,459
- Health care and social assistance, average annual pay$48,583
- Retail trade, employment1,954
- Retail trade, average annual pay$32,965
- Accommodation and food services, employment1,290
- Accommodation and food services, average annual pay$17,963
- Transportation and warehousing, employment954
- Construction, employment885
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 4,205 | 81 | $61,970 |
| Health care and social assistance | 2,459 | 115 | $48,583 |
| Retail trade | 1,954 | 166 | $32,965 |
| Accommodation and food services | 1,290 | 94 | $17,963 |
| Transportation and warehousing | 954 | 88 | $61,063 |
| Construction | 885 | 166 | $65,981 |
| Wholesale trade | 885 | 72 | $58,250 |
| Other services, except public administration | 655 | 124 | $28,385 |
Manufacturing is the largest private sector at 4,205 jobs, 22.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Darke County
How many businesses are in Darke County?
- Establishments, all industries1,117
- Employment at those establishments15,805
- Annual payroll$813.2 m
- Establishments per 1,000 residents21.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Darke County
Building permits in Darke County
- Housing units authorized by permit, 202443
- Declared construction value permitted$15.5 m
- Single family units authorized35
- Multifamily units authorized8
- Multifamily share of units18.6 percent
- Average declared value per unit$360,487
- Units authorized per 1,000 households2.0
Single-family homes are 81.4 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Darke County
SBA loans in Darke County (7(a) and 504)
- 7(a) approvals recorded20
- 7(a) gross approval dollars$6.8 m
- Average 7(a) approval$339,485
- Median 7(a) approval$150,000
- 10th percentile approval$24,050
- 90th percentile approval$920,800
- Largest single approval$2,113,000
- Jobs reported supported, 7(a)227
- Jobs per approval11.3
- Distinct 7(a) lenders active11
- Distinct industries receiving approvals15
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer10.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter18
- Franchise loans2
- Franchise share of approvals10.0 percent
- Most active lenderThe Huntington National Bank (6)
- 504 approvals recorded9
- 504 gross approval dollars$2.7 m
- Average 504 approval$296,889
- Median 504 approval$250,000
- Distinct CDCs active4
- 504 jobs per approval4.9
- 504 jobs per million dollars approved16.5
- Most active CDCCitywide Small Business Development Corporation (4)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$9.5 m
The average approval of $339,485 sits well above the median of $150,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 10.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Darke County
SBA loan default and charge-off rates in Darke County
Do SBA loans in Darke County get paid back?
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Paid in full4
- Status: Exempt from disclosure11
- Status: Cancelled4
- Status: Committed, not yet disbursed1
Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Darke County
SBA lending by place in Darke County
- Borrower cities with recorded lending7
- Arcanum, approvals7
- Greenville, approvals5
- New Madison, approvals2
- Versailles, approvals2
- Perrysburg, approvals2
- Brookville, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Arcanum | 7 | $2,664,500 |
| Greenville | 5 | $2,538,300 |
| New Madison | 2 | $1,277,000 |
| Versailles | 2 | $74,500 |
| Perrysburg | 2 | $60,400 |
| Brookville | 1 | $100,000 |
| Troy | 1 | $75,000 |
Arcanum accounts for 7 approvals against 5 in Greenville. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Darke County
How large is Darke County?
- Land area598 sq mi
- Rank by land area among Ohio counties9th of 88
- Width, east to west20.4 mi
- Height, north to south30.2 mi
- Geographies sharing a boundary8
- Residents per square mile of land86
- Establishments per square mile1.87
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Darke County
Flood risk in Darke County
- Participation of the county's own NFIP community Darke County, unincorporated areasParticipating, community 390137
- Communities in the county in the NFIP Community Status Book12
- Of those, participating in the NFIP8
- NFIP participation rate66.7 percent
- Communities carrying a CRS class0
- Radon levels in Darke County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Darke County (community 390137), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Darke County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 66.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Darke County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Darke County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202451,594
- Households21,297
- Average household size2.42
- Median household income$64,486
- Median age41.8
Common questions
Darke County questions, answered from the record.
How many people live in Darke County, Ohio?
The Census Bureau estimates 51,462 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 51,594, in 21,297 households, ranking 49th of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Darke County's population growing?
The population has fallen 0.80 percent since the 2020 census base of 51,875, to 51,462 on July 1, 2024. In 2024 there were 598 births against 649 deaths, with net migration of 84. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Darke County?
$64,486. The median owner-occupied home is valued at $173,200, which is 2.7 times income, and median gross rent is $779 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Darke County?
1,117 establishments, employing 15,805 people with an annual payroll of $813.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Darke County?
Manufacturing is the largest private sector at 4,205 jobs, 22.9 percent of covered employment. Covered employment averages 18,394 jobs at an average annual pay of $50,442, or $970 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Darke County?
20 7(a) approvals totaling $6.8 m since FY2020, across 11 lenders, with a median approval of $150,000, plus 9 504 approvals worth $2.7 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Darke County?
43 housing units were authorized by permit in 2024, with a declared construction value of $15.5 m. Multifamily was 18.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Darke County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Darke County come from?
The largest single origin is Miami County, with 167 households. Arriving households report an average income of $48,846 against $49,597 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Darke County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Darke County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Darke County
Cities and places in Darke.
21 Census places lie wholly or partly in Darke County. All 21 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Greenville | city | 12,741 | 5 | Wholly in this county |
| Arcanum | village | 2,912 | 7 | Wholly in this county |
| Versailles | village | 2,715 | 2 | Wholly in this county |
| Bradford | village | 1,674 | None recorded | 41.6 percent here, 58.4 percent Miami County |
| Union City | village | 1,519 | None recorded | Wholly in this county |
| Ansonia | village | 1,051 | None recorded | Wholly in this county |
| New Madison | village | 783 | 2 | Wholly in this county |
| Wayne Lakes | village | 711 | None recorded | Wholly in this county |
| Gettysburg | village | 544 | None recorded | Wholly in this county |
| Pitsburg | village | 370 | None recorded | Wholly in this county |
| Osgood | village | 337 | None recorded | Wholly in this county |
| Hollansburg | village | 316 | None recorded | Wholly in this county |
| Rossburg | village | 261 | None recorded | Wholly in this county |
| Burkettsville | village | 227 | None recorded | 28.7 percent here, 71.3 percent Mercer County |
| Gordon | village | 222 | None recorded | Wholly in this county |
| North Star | village | 179 | None recorded | Wholly in this county |
| Palestine | village | 173 | None recorded | Wholly in this county |
| Ithaca | village | 78 | None recorded | Wholly in this county |
| Castine | village | 71 | None recorded | Wholly in this county |
| Yorkshire | village | 67 | None recorded | Wholly in this county |
| New Weston | village | 65 | None recorded | Wholly in this county |
A further 4 of the county's 20 SBA 7(a) approvals are to borrowers in cities that match no Census place in Darke County, the largest being Perrysburg (2), Brookville (1), Troy (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.