HomeOhioDefiance CountyDefiance city
Defiance city, Ohio: commercial real estate data.
Defiance city is a Census city of 17,276 people across 12.87 square miles of land, in Defiance County. Median household income is $61,439, 69.1 percent of occupied homes are owned, and the SBA record carries 54 7(a) approvals to borrowers here worth $27.3 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Defiance
What Defiance is
- Census place typecity
- Land area12.87 sq mi
- Water area0.49 sq mi
- Population per square mile of land1,342
- County holding the largest share of its areaDefiance County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Defiance
How many people live in Defiance
- Population17,276
- Median age41.8
- Population under 183,401
- Share under 1819.7 percent
- Population 65 and over3,743
- Share 65 and over21.7 percent
- Households7,412
- Family households4,575
- Share of households that are families61.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Defiance
Income and work in Defiance
- Median household income$61,439
- Per capita income$35,146
- Civilian labor force8,832
- Employed8,342
- Unemployed490 plus or minus 186
- Unemployment rate5.5 percent plus or minus 2.1
- Adults 25 and over12,232
- Adults 25 and over with a high school diploma or higher91.8 percent
- Adults 25 and over with a bachelor degree or higher21.1 percent
- Adults 25 and over with a graduate degree7.4 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Defiance
Housing in Defiance
- Housing units8,164
- Occupied units7,412
- Vacant units752 plus or minus 197
- Vacancy rate9.2 percent plus or minus 2.4
- Owner occupied5,124
- Renter occupied2,288
- Ownership rate69.1 percent
- Median owner-occupied home value$139,900
- Median gross rent, monthly$853
- Annual rent as a share of median income16.7 percent
- Single family units6,187
- Share single family75.8 percent
- Units in buildings of two or more1,708 plus or minus 342
- Share in buildings of two or more20.9 percent
- Mobile homes269 plus or minus 124
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Defiance
How Defiance gets to work
- Workers 16 and over who commute7,747
- Commuting under 15 minutes4,121
- Share commuting under 15 minutes53.2 percent
- Commuting 30 minutes or more1,685 plus or minus 358
- Share commuting 30 minutes or more21.8 percent plus or minus 4.4
- Drove alone83.0 percent
- Carpooled7.5 percent plus or minus 2.7
- Public transport0.0 percent
- Walked2.3 percent plus or minus 1.2
- Worked from home5.9 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Defiance
SBA loans in Defiance (7(a))
- Approvals54
- Gross approval$27,294,800
- Average approval$505,459
- Median approval$143,900
- Ninetieth percentile approval$1,400,000
- Largest approval$3,667,000
- Jobs supported721
- Jobs per approval13.4
- Loans with a final outcome6
- Paid in full5
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more3.7 percent
- Share to franchises0.0 percent
- Distinct lenders11
- Distinct industries by NAICS29
A charge-off rate is not published here. only 6 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Defiance
SBA loans in Defiance (504)
- Approvals3
- Gross approval$1,751,000
- Average approval$583,667
- Median approval$356,000
- Largest approval$1,258,000
- Jobs supported5
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Defiance
Flood risk in Defiance
- Listed NFIP communities1
- Of those, participating1
- NFIP community number390144
- Currently effective map date03/09/21
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Defiance County, not Defiance
Defiance County context, not Defiance figures
These are Defiance County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Defiance measurements.
- Establishments in Defiance County813
- Employment at those establishments, Defiance County13,708
- Covered employment, Defiance County15,518
- Average annual pay, Defiance County$52,758
- Average weekly wage, Defiance County$1,015
- Housing units permitted, Defiance County46
- Of those, single family, Defiance County37
- County product, 2024, Defiance County$2,162,498,000
- County product change over the prior year, Defiance County0.7 percent
- Average income of an arriving household, Defiance County$44,956
Every figure in this section is published for Defiance County as a whole and is not a measurement of Defiance. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Defiance questions, answered from the record.
How many people live in Defiance, Ohio?
17,276, in 7,412 households. Defiance city covers 12.87 square miles of land, which is 1,342 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Defiance in?
Defiance County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Defiance?
$61,439. The median owner-occupied home is valued at $139,900. Median gross rent is $853 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Defiance businesses?
54 7(a) approvals totalling $27.3 m, across 11 lenders, median approval $143,900, plus 3 504 approvals worth $1.8 m. These count approvals to borrowers whose address is in Defiance, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Defiance borrowers get paid back?
No rate is published for Defiance. only 6 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Defiance in the National Flood Insurance Program?
Yes. Defiance appears in the FEMA Community Status Book as community 390144, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Defiance figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Defiance County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Defiance.
Is zoning published for Defiance?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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