HomeOhioFairfield CountyLancaster
Lancaster, Ohio: commercial real estate data.
Lancaster is a Census city of 41,249 people across 19.04 square miles of land, in Fairfield County. Median household income is $59,133, 59.1 percent of occupied homes are owned, and the SBA record carries 84 7(a) approvals to borrowers here worth $42.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lancaster
What Lancaster is
- Census place typecity
- Land area19.04 sq mi
- Water area0.06 sq mi
- Population per square mile of land2,166
- County holding the largest share of its areaFairfield County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
How many people live in Lancaster
- Population41,249
- Median age37.4
- Population under 189,348
- Share under 1822.7 percent
- Population 65 and over7,728
- Share 65 and over18.7 percent
- Households16,857
- Family households10,203
- Share of households that are families60.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
Income and work in Lancaster
- Median household income$59,133
- Per capita income$34,001
- Civilian labor force20,015
- Employed19,021
- Unemployed994 plus or minus 323
- Unemployment rate5.0 percent plus or minus 1.6
- Adults 25 and over28,285
- Adults 25 and over with a high school diploma or higher92.4 percent
- Adults 25 and over with a bachelor degree or higher21.9 percent
- Adults 25 and over with a graduate degree8.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
Housing in Lancaster
- Housing units18,317
- Occupied units16,857
- Vacant units1,460 plus or minus 337
- Vacancy rate8.0 percent plus or minus 1.8
- Owner occupied9,968
- Renter occupied6,889
- Ownership rate59.1 percent
- Median owner-occupied home value$193,900
- Median gross rent, monthly$1,083
- Annual rent as a share of median income22.0 percent
- Single family units13,552
- Share single family74.0 percent
- Units in buildings of two or more4,603
- Share in buildings of two or more25.1 percent
- Mobile homes162 plus or minus 68
- Median year structure built1963
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
How Lancaster gets to work
- Workers 16 and over who commute16,868
- Commuting under 15 minutes5,923
- Share commuting under 15 minutes35.1 percent
- Commuting 30 minutes or more7,498
- Share commuting 30 minutes or more44.5 percent
- Drove alone77.2 percent
- Carpooled8.5 percent plus or minus 2.0
- Public transport0.2 percent plus or minus 0.2
- Walked2.9 percent plus or minus 1.3
- Worked from home9.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
SBA loans in Lancaster (7(a))
- Approvals84
- Gross approval$42,203,100
- Average approval$502,418
- Median approval$150,000
- Ninetieth percentile approval$759,600
- Largest approval$5,000,000
- Jobs supported838
- Jobs per approval10.0
- Loans with a final outcome14
- Paid in full14
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more10.7 percent
- Share to franchises7.1 percent
- Distinct lenders23
- Distinct industries by NAICS53
Counted by borrower city: approvals to borrowers whose address is in Lancaster, in any county, FY2020 to FY2026. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lancaster
SBA loans in Lancaster (504)
- Approvals21
- Gross approval$8,705,000
- Average approval$414,524
- Median approval$200,000
- Largest approval$1,694,000
- Jobs supported171
- Loans with a final outcome7
- Charged off1
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Lancaster, in any county, FY2010 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lancaster
Flood risk in Lancaster
- NFIP communityCity of Lancaster
- NFIP community number390161
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/19/18
The City of Lancaster participates in the National Flood Insurance Program as community 390161 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Fairfield County, not Lancaster
Fairfield County context, not Lancaster figures
- Establishments in Fairfield County2,846
- Covered employment, Fairfield County47,292
- Average annual pay, Fairfield County$52,628
- Housing units permitted, Fairfield County464
Every figure in this section is published for Fairfield County as a whole and is not a measurement of Lancaster.
All Fairfield County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lancaster questions, answered from the record.
How many people live in Lancaster, Ohio?
41,249, in 16,857 households. Lancaster city covers 19.04 square miles of land, which is 2,166 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lancaster in?
Fairfield County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lancaster?
$59,133. The median owner-occupied home is valued at $193,900. Median gross rent is $1,083 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lancaster businesses?
84 7(a) approvals totaling $42.2 m since FY2020, across 23 lenders, median approval $150,000, plus 21 504 approvals worth $8.7 m since FY2010. These count approvals to borrowers whose address is in Lancaster, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lancaster borrowers get paid back?
No rate is published for Lancaster. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Lancaster in the National Flood Insurance Program?
Yes. Lancaster appears in the FEMA Community Status Book as Lancaster, city of, community 390161, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lancaster figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Fairfield County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lancaster.
Is zoning published for Lancaster?
No. Nothing on this page presents parcel level zoning.