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Fayette County, Ohio: commercial real estate data.

Fayette County, Ohio had an estimated 28,782 residents on July 1, 2024, down 0.6 percent since the 2020 census base of 28,948, across 406 square miles. County output reached $2.26 bn in 2024, 594 establishments operate here, and the SBA record carries 35 7(a) approvals worth $15.3 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Fayette County

How many people live in Fayette County

  • Population, American Community Survey 2020-202428,876
  • Households11,582
  • Average household size2.49
  • Median household income$63,275
  • Median age39.9
  • Median gross rent$822 per month
  • Median owner-occupied home value$170,700
  • Home value to household income2.7 times
  • Annual rent as a share of median income15.6 percent
  • Adults 25 and over with a bachelor degree or higher14.4 percent
  • Adults 25 and over with a graduate degree4.8 percent
  • Adults 25 and over19,877
  • Population under 186,761
  • Share under 1823.4 percent
  • Population 65 and over5,170
  • Share 65 and over17.9 percent
  • Working age population, 18 to 6416,945
  • Civilian labor force13,467
  • Unemployment rate3.7 percent
  • Labor force participation, adults 18 and over60.9 percent
  • Rank by population among Ohio counties74th of 88
  • Rank by population among US county-equivalents, Puerto Rico included1509th of 3,222

Fayette County is the 74th largest of 88 Ohio counties by population. A median home costs 2.7 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.4 percent against 17.9 percent, a household formation profile rather than a retirement one.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Fayette County

Is Fayette County's population growing?

  • Population, July 1, 202428,782
  • Census 2020 base population28,948
  • Population change since the 2020 census base-0.57 percent
  • Population change, 2023 to 2024-49
  • Births, 2024339
  • Deaths, 2024420
  • Natural change, 2024-81
  • Net domestic migration, 202426
  • Net international migration, 20246
  • Total net migration, 202432
  • Cumulative net domestic migration, 2021 to 2024103
  • Rank by growth among US county-equivalents2041st of 3,144

The county has lost 0.57 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Fayette County

Where are people moving to Fayette County from?

  • Tax returns filed by households arriving718
  • People arriving, from those returns1,280
  • Tax returns filed by households leaving717
  • Net household movement1
  • Adjusted gross income arriving$28.5 m
  • Net adjusted gross income movement$-1.9 m
  • Average income of an arriving household$39,691
  • Average income of a leaving household$42,445
  • Largest single originFranklin County (120 households)
  • Largest single destinationFranklin County (88 households)
Largest origins of households moving into Fayette County
OriginHouseholdsPeopleAdjusted gross income
Franklin County120218$6.1 m
Highland County91168$3.9 m
Ross County70125$2.5 m
Clinton County5699$2.0 m
Pickaway County5584$2.3 m
Madison County51118$2.3 m

Households arriving report $2,754 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Franklin County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Fayette County

What is the Fayette County economy?

  • County GDP, 2024$2.26 bn
  • County GDP, 2023$2.40 bn
  • GDP change, 2023 to 2024-5.9 percent
  • GDP change over five years27.0 percent
  • Rank by GDP among the Ohio areas BEA publishes60th of 88
  • Rank by GDP among the US county areas BEA publishes1182nd of 3,127
  • GDP per resident$78,333

Output grew -5.9 percent in the latest year and 27.0 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Fayette County

Employment by industry in Fayette County

  • Covered employment, annual average11,416
  • Establishments reporting692
  • Average annual pay$50,422
  • Average weekly wage$970
  • Retail trade, employment1,882
  • Retail trade, average annual pay$34,653
  • Manufacturing, employment1,874
  • Manufacturing, average annual pay$65,847
  • Transportation and warehousing, employment1,333
  • Transportation and warehousing, average annual pay$61,879
  • Accommodation and food services, employment1,147
  • Accommodation and food services, average annual pay$20,347
  • Construction, employment438
  • Administrative and support and waste management services, employment407
Private sector employment and pay by industry, Fayette County
SectorEmploymentEstablishmentsAverage annual pay
Retail trade1,882126$34,653
Manufacturing1,87437$65,847
Transportation and warehousing1,33330$61,879
Accommodation and food services1,14775$20,347
Construction43861$89,441
Administrative and support and waste management services40731$33,614
Other services, except public administration27544$54,793
Agriculture, forestry, fishing and hunting17222$52,382

Retail trade is the largest private sector at 1,882 jobs, 16.5 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Fayette County

How many businesses are in Fayette County?

  • Establishments, all industries594
  • Employment at those establishments9,980
  • Annual payroll$457.0 m
  • Establishments per 1,000 residents20.6

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Fayette County

Building permits in Fayette County

  • Housing units authorized by permit, 202471
  • Declared construction value permitted$14.9 m
  • Single family units authorized52
  • Multifamily units authorized19
  • Multifamily share of units26.8 percent
  • Average declared value per unit$210,141
  • Units authorized per 1,000 households6.1

Single-family homes are 73.2 percent of units authorized, so the pipeline is predominantly single-family.

US Census Bureau, Building Permits Survey, 2024 annual.

Fayette County

SBA loans in Fayette County (7(a) and 504)

  • 7(a) approvals recorded35
  • 7(a) gross approval dollars$15.3 m
  • Average 7(a) approval$438,534
  • Median 7(a) approval$50,000
  • 10th percentile approval$10,000
  • 90th percentile approval$786,000
  • Largest single approval$5,000,000
  • Jobs reported supported, 7(a)194
  • Jobs per approval5.5
  • Distinct 7(a) lenders active11
  • Distinct industries receiving approvals22
  • Median 7(a) term102 months
  • Share of loans on real estate terms, 240 months or longer20.0 percent
  • Loans on real estate terms7
  • Loans on working capital terms, 120 months or shorter27
  • Franchise loans2
  • Franchise share of approvals5.7 percent
  • Leading industry by approval countGeneral Freight Trucking, Long-Distance, Truckload (8)
  • Most active lenderThe Huntington National Bank (21)
  • 504 approvals recorded5
  • 504 gross approval dollars$3.1 m
  • Average 504 approval$616,000
  • Median 504 approval$154,000
  • Distinct CDCs active3
  • 504 jobs per approval2.2
  • 504 jobs per million dollars approved3.6
  • Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$18.4 m

The average approval of $438,534 sits well above the median of $50,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 20.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Fayette County

SBA loan default and charge-off rates in Fayette County

Do SBA loans in Fayette County get paid back?

  • Loans with a final outcome recorded16
  • Paid in full15
  • Charged off1
  • Status: Paid in full15
  • Status: Cancelled4
  • Status: Exempt from disclosure12
  • Status: Charged off1
  • Status: Committed, not yet disbursed3

Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Fayette County

SBA lending by place in Fayette County

  • Borrower cities with recorded lending5
  • Washington Court House, approvals25
  • Jeffersonville, approvals5
  • Bloomingburg, approvals2
  • Washington Ch, approvals2
  • Washington Courth House, approvals1
SBA 7(a) approvals by borrower city, loans with a project in Fayette County, FY2020 to FY2026
Borrower cityApprovalsGross approval dollars
Washington Court House25$4,473,600
Jeffersonville5$10,730,000
Bloomingburg2$75,300
Washington Ch2$44,800
Washington Courth House1$25,000

Washington Court House accounts for 25 approvals against 5 in Jeffersonville. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Fayette County

How large is Fayette County?

  • Land area406 sq mi
  • Rank by land area among Ohio counties71st of 88
  • Width, east to west22.3 mi
  • Height, north to south23.4 mi
  • Geographies sharing a boundary6
  • Residents per square mile of land71
  • Establishments per square mile1.46

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Fayette County

Flood risk in Fayette County

  • Participation of the county's own NFIP community Fayette County, unincorporated areasParticipating, community 390164
  • Communities in the county in the NFIP Community Status Book6
  • Of those, participating in the NFIP4
  • NFIP participation rate66.7 percent
  • Communities carrying a CRS class0
  • Radon levels in Fayette County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1

The county's own community in the status book, unincorporated Fayette County (community 390164), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Fayette County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 66.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Fayette County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Fayette County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-202428,876
  • Households11,582
  • Average household size2.49
  • Median household income$63,275
  • Median age39.9

How a feasibility study works →

Common questions

Fayette County questions, answered from the record.

How many people live in Fayette County, Ohio?

The Census Bureau estimates 28,782 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 28,876, in 11,582 households, ranking 74th of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Fayette County's population growing?

The population has fallen 0.57 percent since the 2020 census base of 28,948, to 28,782 on July 1, 2024. In 2024 there were 339 births against 420 deaths, with net migration of 32. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Fayette County?

$63,275. The median owner-occupied home is valued at $170,700, which is 2.7 times income, and median gross rent is $822 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Fayette County?

594 establishments, employing 9,980 people with an annual payroll of $457.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Fayette County?

Retail trade is the largest private sector at 1,882 jobs, 16.5 percent of covered employment. Covered employment averages 11,416 jobs at an average annual pay of $50,422, or $970 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Fayette County?

35 7(a) approvals totaling $15.3 m since FY2020, across 11 lenders, with a median approval of $50,000, plus 5 504 approvals worth $3.1 m since FY2010. These are approvals recorded in the release, not loans disbursed.

How many building permits were issued in Fayette County?

71 housing units were authorized by permit in 2024, with a declared construction value of $14.9 m. Multifamily was 26.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Fayette County?

Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Fayette County come from?

The largest single origin is Franklin County, with 120 households. Arriving households report an average income of $39,691 against $42,445 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Fayette County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Fayette County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Fayette County

Cities and places in Fayette.

8 Census places lie wholly or partly in Fayette County. All 8 carry enough published place level data for a page of their own and are linked.

Census places in Fayette County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Fayette County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
Washington Court Housecity14,43925Wholly in this county
Jeffersonvillevillage1,2405Wholly in this county
Bloomingburgvillage1,0192Wholly in this county
New Hollandvillage955None recorded11.3 percent here, 88.7 percent Pickaway County
Good HopeCDP279None recordedWholly in this county
Milledgevillevillage115None recordedWholly in this county
Octavillage63None recordedWholly in this county
PancoastburgCDP22None recordedWholly in this county

A further 3 of the county's 35 SBA 7(a) approvals are to borrowers in cities that match no Census place in Fayette County, the largest being Washington Ch (2), Washington Courth House (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.