HomeOhioFranklin CountyWesterville city
Westerville city, Ohio: commercial real estate data.
Westerville city is a Census city of 38,645 people across 12.60 square miles of land, lying across Franklin County and Delaware County. Median household income is $109,404, 72.5 percent of occupied homes are owned, and the SBA record carries 254 7(a) approvals to borrowers here worth $84.7 m.
83 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Westerville
What Westerville is
- Census place typecity
- Land area12.6 sq mi
- Water area0.14 sq mi
- Population per square mile of land3,067
- County holding the largest share of its areaFranklin County, 68.4 percent
- Counties this place lies inFranklin County 68.4 percent, Delaware County 31.6 percent
Westerville city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Westerville
How many people live in Westerville
- Population38,645
- Median age40.7
- Population under 188,736
- Share under 1822.6 percent
- Population 65 and over8,306
- Share 65 and over21.5 percent
- Households15,208
- Family households10,620
- Share of households that are families69.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Westerville
Income and work in Westerville
- Median household income$109,404
- Per capita income$52,858
- Civilian labor force19,990
- Employed19,543
- Unemployed447 plus or minus 164
- Unemployment rate2.2 percent plus or minus 0.8
- Adults 25 and over26,750
- Adults 25 and over with a high school diploma or higher97.4 percent
- Adults 25 and over with a bachelor degree or higher57.9 percent
- Adults 25 and over with a graduate degree24.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Westerville
Housing in Westerville
- Housing units15,912
- Occupied units15,208
- Vacant units704 plus or minus 260
- Vacancy rate4.4 percent plus or minus 1.6
- Owner occupied11,025
- Renter occupied4,183
- Ownership rate72.5 percent
- Median owner-occupied home value$374,500
- Median gross rent, monthly$1,364
- Annual rent as a share of median income15.0 percent
- Single family units12,026
- Share single family75.6 percent
- Units in buildings of two or more3,886
- Share in buildings of two or more24.4 percent
- Mobile homes0
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Westerville
How Westerville gets to work
- Workers 16 and over who commute14,035
- Commuting under 15 minutes4,202
- Share commuting under 15 minutes29.9 percent
- Commuting 30 minutes or more2,561
- Share commuting 30 minutes or more18.2 percent
- Drove alone65.8 percent
- Carpooled3.4 percent plus or minus 0.9
- Public transport0.5 percent plus or minus 0.5
- Walked2.4 percent plus or minus 0.8
- Worked from home27.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Westerville
SBA loans in Westerville (7(a))
- Approvals254
- Gross approval$84,738,700
- Average approval$333,617
- Median approval$120,000
- Ninetieth percentile approval$785,000
- Largest approval$5,000,000
- Jobs supported2,550
- Jobs per approval10.0
- Loans with a final outcome65
- Paid in full60
- Charged off5
- Charge-off rate over resolved loans7.7 percent
- Median term120 months
- Share on real estate terms of 20 years or more2.8 percent
- Share to franchises15.4 percent
- Distinct lenders43
- Distinct industries by NAICS115
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Westerville
SBA loans in Westerville (504)
- Approvals37
- Gross approval$13,739,000
- Average approval$371,324
- Median approval$311,000
- Largest approval$1,522,000
- Jobs supported203
- Loans with a final outcome10
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Westerville
Flood risk in Westerville
- Listed NFIP communities1
- Of those, participating1
- NFIP community number390179
- Currently effective map date06/17/08
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Franklin County, not Westerville
Franklin County context, not Westerville figures
These are Franklin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Westerville measurements.
- Establishments in Franklin County30,700
- Employment at those establishments, Franklin County695,387
- Covered employment, Franklin County779,560
- Average annual pay, Franklin County$73,180
- Average weekly wage, Franklin County$1,407
- Housing units permitted, Franklin County8,122
- Of those, single family, Franklin County2,013
- County product, 2024, Franklin County$141,972,302,000
- County product change over the prior year, Franklin County5.6 percent
- Average income of an arriving household, Franklin County$66,058
Every figure in this section is published for Franklin County as a whole and is not a measurement of Westerville. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Westerville questions, answered from the record.
How many people live in Westerville, Ohio?
38,645, in 15,208 households. Westerville city covers 12.60 square miles of land, which is 3,067 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Westerville in?
Westerville lies in more than one. By area it is 68.4 percent in Franklin County, 31.6 percent in Delaware County. This page sits under Franklin County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Westerville?
$109,404. The median owner-occupied home is valued at $374,500. Median gross rent is $1,364 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Westerville businesses?
254 7(a) approvals totalling $84.7 m, across 43 lenders, median approval $120,000, plus 37 504 approvals worth $13.7 m. These count approvals to borrowers whose address is in Westerville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Westerville borrowers get paid back?
Of the 65 loans that have reached a final outcome, 60 were paid in full and 5 charged off, a charge off rate of 7.7 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Westerville in the National Flood Insurance Program?
Yes. Westerville appears in the FEMA Community Status Book as community 390179, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Westerville figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Westerville.
Is zoning published for Westerville?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.