HomeOhioGuernsey CountyCumberland
Cumberland, Ohio: commercial real estate data.
Cumberland is a Census village of 319 people across 0.49 square miles of land, in Guernsey County. Median household income is $56,607, 86.3 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $245,600 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cumberland
What Cumberland is
- Census place typevillage
- Land area0.49 sq mi
- Water area0 sq mi
- Population per square mile of land657 plus or minus 179
- County holding the largest share of its areaGuernsey County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumberland
How many people live in Cumberland
- Population319 plus or minus 87
- Median age43.9 plus or minus 17.4
- Population under 1872 plus or minus 30
- Share under 1822.6 percent plus or minus 7.2
- Population 65 and over32 plus or minus 22
- Share 65 and over10.0 percent plus or minus 6.3
- Households124 plus or minus 35
- Family households90 plus or minus 33
- Share of households that are families72.6 percent plus or minus 17.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumberland
Income and work in Cumberland
- Median household income$56,607 plus or minus $28,856
- Per capita income$26,775 plus or minus $7,181
- Civilian labor force178 plus or minus 61
- Employed172 plus or minus 62
- Unemployed6 plus or minus 7
- Unemployment rate3.4 percent plus or minus 3.8
- Adults 25 and over226 plus or minus 61
- Adults 25 and over with a high school diploma or higher92.0 percent
- Adults 25 and over with a bachelor degree or higher8.4 percent plus or minus 9.9
- Adults 25 and over with a graduate degree2.2 percent plus or minus 6.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumberland
Housing in Cumberland
- Housing units139 plus or minus 37
- Occupied units124 plus or minus 35
- Vacant units15 plus or minus 12
- Vacancy rate10.8 percent plus or minus 8.1
- Owner occupied107 plus or minus 35
- Renter occupied17 plus or minus 13
- Ownership rate86.3 percent
- Median owner-occupied home value$82,800
- Median gross rent, monthly$744 plus or minus $332
- Annual rent as a share of median income15.8 percent plus or minus 10.7
- Single family units117 plus or minus 38
- Share single family84.2 percent
- Units in buildings of two or more4 plus or minus 14
- Share in buildings of two or more2.9 percent plus or minus 10.3
- Mobile homes18 plus or minus 12
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumberland
How Cumberland gets to work
- Workers 16 and over who commute167 plus or minus 63
- Commuting under 15 minutes9 plus or minus 16
- Share commuting under 15 minutes5.4 percent plus or minus 9.4
- Commuting 30 minutes or more76 plus or minus 36
- Share commuting 30 minutes or more45.5 percent plus or minus 13.1
- Drove alone72.7 percent plus or minus 22.1
- Carpooled20.3 percent plus or minus 7.5
- Public transport0.0 percent
- Walked3.5 percent plus or minus 5.1
- Worked from home2.9 percent plus or minus 4.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumberland
SBA loans in Cumberland (7(a))
- Approvals1
- Gross approval$245,600
- Average approval$245,600
- Median approval$245,600
- Largest approval$245,600
- Jobs supported3
- Jobs per approval3.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Cumberland, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cumberland
Flood risk in Cumberland
- NFIP communityVillage of Cumberland
- NFIP community number390824
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/16/11
The Village of Cumberland participates in the National Flood Insurance Program as community 390824 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Guernsey County, not Cumberland
Guernsey County context, not Cumberland figures
- Establishments in Guernsey County828
- Covered employment, Guernsey County14,599
- Average annual pay, Guernsey County$52,287
- Housing units permitted, Guernsey County35
Every figure in this section is published for Guernsey County as a whole and is not a measurement of Cumberland.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cumberland questions, answered from the record.
How many people live in Cumberland, Ohio?
319, in 124 households. Cumberland village covers 0.49 square miles of land, which is 657 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cumberland in?
Guernsey County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cumberland?
$56,607. The median owner-occupied home is valued at $82,800. Median gross rent is $744 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cumberland businesses?
1 7(a) approvals totaling $245,600 since FY2020, across 1 lenders, median approval $245,600. These count approvals to borrowers whose address is in Cumberland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cumberland borrowers get paid back?
No rate is published for Cumberland. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cumberland in the National Flood Insurance Program?
Yes. Cumberland appears in the FEMA Community Status Book as Cumberland, village of, community 390824, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cumberland figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Guernsey County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cumberland.
Is zoning published for Cumberland?
No. Nothing on this page presents parcel level zoning.