HomeOhioHamilton CountyMontgomery city
Montgomery city, Ohio: commercial real estate data.
Montgomery city is a Census city of 10,855 people across 5.31 square miles of land, in Hamilton County. Median household income is $150,995, 90.1 percent of occupied homes are owned, and the SBA record carries 20 7(a) approvals to borrowers here worth $4.8 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Montgomery
What Montgomery is
- Census place typecity
- Land area5.31 sq mi
- Water area0.01 sq mi
- Population per square mile of land2,045
- County holding the largest share of its areaHamilton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
How many people live in Montgomery
- Population10,855
- Median age43.3
- Population under 183,194
- Share under 1829.4 percent
- Population 65 and over2,543
- Share 65 and over23.4 percent
- Households3,993
- Family households2,913
- Share of households that are families73.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
Income and work in Montgomery
- Median household income$150,995
- Per capita income$80,360
- Civilian labor force4,984
- Employed4,849
- Unemployed135 plus or minus 110
- Unemployment rate2.7 percent plus or minus 2.2
- Adults 25 and over7,366
- Adults 25 and over with a high school diploma or higher98.9 percent
- Adults 25 and over with a bachelor degree or higher73.5 percent
- Adults 25 and over with a graduate degree35.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
Housing in Montgomery
- Housing units4,204
- Occupied units3,993
- Vacant units211 plus or minus 138
- Vacancy rate5.0 percent plus or minus 3.3
- Owner occupied3,599
- Renter occupied394 plus or minus 128
- Ownership rate90.1 percent
- Median owner-occupied home value$545,100
- Median gross rent, monthly$1,605
- Annual rent as a share of median income12.8 percent
- Single family units3,801
- Share single family90.4 percent
- Units in buildings of two or more403 plus or minus 152
- Share in buildings of two or more9.6 percent plus or minus 3.5
- Mobile homes0
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
How Montgomery gets to work
- Workers 16 and over who commute3,749
- Commuting under 15 minutes1,309 plus or minus 289
- Share commuting under 15 minutes34.9 percent
- Commuting 30 minutes or more948 plus or minus 250
- Share commuting 30 minutes or more25.3 percent plus or minus 6.1
- Drove alone73.2 percent
- Carpooled2.4 percent plus or minus 1.2
- Public transport0.2 percent plus or minus 0.3
- Walked0.4 percent plus or minus 0.6
- Worked from home21.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
SBA loans in Montgomery (7(a))
- Approvals20
- Gross approval$4,768,400
- Average approval$238,420
- Median approval$150,800
- Ninetieth percentile approval$500,000
- Largest approval$900,000
- Jobs supported167
- Jobs per approval8.3
- Loans with a final outcome3
- Paid in full2
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more15.0 percent
- Share to franchises15.0 percent
- Distinct lenders11
- Distinct industries by NAICS18
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Montgomery
Flood risk in Montgomery
- Listed NFIP communities1
- Of those, participating1
- NFIP community number390228
- Currently effective map date06/07/23
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Hamilton County, not Montgomery
Hamilton County context, not Montgomery figures
These are Hamilton County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Montgomery measurements.
- Establishments in Hamilton County21,087
- Employment at those establishments, Hamilton County529,211
- Covered employment, Hamilton County515,652
- Average annual pay, Hamilton County$76,924
- Average weekly wage, Hamilton County$1,479
- Housing units permitted, Hamilton County822
- Of those, single family, Hamilton County566
- County product, 2024, Hamilton County$107,275,150,000
- County product change over the prior year, Hamilton County3.4 percent
- Average income of an arriving household, Hamilton County$74,542
Every figure in this section is published for Hamilton County as a whole and is not a measurement of Montgomery. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Montgomery questions, answered from the record.
How many people live in Montgomery, Ohio?
10,855, in 3,993 households. Montgomery city covers 5.31 square miles of land, which is 2,045 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Montgomery in?
Hamilton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Montgomery?
$150,995. The median owner-occupied home is valued at $545,100. Median gross rent is $1,605 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Montgomery businesses?
20 7(a) approvals totalling $4.8 m, across 11 lenders, median approval $150,800. These count approvals to borrowers whose address is in Montgomery, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Montgomery borrowers get paid back?
No rate is published for Montgomery. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Montgomery in the National Flood Insurance Program?
Yes. Montgomery appears in the FEMA Community Status Book as community 390228, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Montgomery figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hamilton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Montgomery.
Is zoning published for Montgomery?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.