HomeOhioHamilton CountyReading
Reading, Ohio: commercial real estate data.
Reading is a Census city of 10,502 people across 2.89 square miles of land, in Hamilton County. Median household income is $61,866, 58.5 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Reading
What Reading is
- Census place typecity
- Land area2.89 sq mi
- Water area0 sq mi
- Population per square mile of land3,635
- County holding the largest share of its areaHamilton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Reading
How many people live in Reading
- Population10,502
- Median age45.3
- Population under 181,872
- Share under 1817.8 percent
- Population 65 and over1,981 plus or minus 454
- Share 65 and over18.9 percent plus or minus 4.3
- Households5,158
- Family households2,547
- Share of households that are families49.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Reading
Income and work in Reading
- Median household income$61,866
- Per capita income$36,432
- Civilian labor force5,987
- Employed5,714
- Unemployed273 plus or minus 143
- Unemployment rate4.6 percent plus or minus 2.3
- Adults 25 and over7,990
- Adults 25 and over with a high school diploma or higher92.9 percent
- Adults 25 and over with a bachelor degree or higher24.5 percent
- Adults 25 and over with a graduate degree7.8 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Reading
Housing in Reading
- Housing units5,312
- Occupied units5,158
- Vacant units154 plus or minus 106
- Vacancy rate2.9 percent plus or minus 2.0
- Owner occupied3,018
- Renter occupied2,140
- Ownership rate58.5 percent
- Median owner-occupied home value$211,300
- Median gross rent, monthly$940
- Annual rent as a share of median income18.2 percent
- Single family units3,694
- Share single family69.5 percent
- Units in buildings of two or more1,618 plus or minus 360
- Share in buildings of two or more30.5 percent plus or minus 6.5
- Mobile homes0
- Median year structure built1956
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Reading
How Reading gets to work
- Workers 16 and over who commute4,539
- Commuting under 15 minutes1,298 plus or minus 325
- Share commuting under 15 minutes28.6 percent plus or minus 6.5
- Commuting 30 minutes or more700 plus or minus 268
- Share commuting 30 minutes or more15.4 percent plus or minus 5.7
- Drove alone69.5 percent
- Carpooled8.3 percent plus or minus 4.1
- Public transport0.8 percent plus or minus 0.8
- Walked1.5 percent plus or minus 1.6
- Worked from home19.5 percent plus or minus 6.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Reading
SBA loans in Reading (7(a))
- Approvals2
- Gross approval$1,250,000
- Average approval$625,000
- Median approval$625,000
- Largest approval$1,175,000
- Jobs supported5
- Jobs per approval2.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term123 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises50.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Reading, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Reading
Flood risk in Reading
- NFIP communityCity of Reading
- NFIP community number390234
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/17/10
The City of Reading participates in the National Flood Insurance Program as community 390234 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Hamilton County, not Reading
Hamilton County context, not Reading figures
- Establishments in Hamilton County21,087
- Covered employment, Hamilton County515,652
- Average annual pay, Hamilton County$76,924
- Housing units permitted, Hamilton County822
Every figure in this section is published for Hamilton County as a whole and is not a measurement of Reading.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Reading questions, answered from the record.
How many people live in Reading, Ohio?
10,502, in 5,158 households. Reading city covers 2.89 square miles of land, which is 3,635 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Reading in?
Hamilton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Reading?
$61,866. The median owner-occupied home is valued at $211,300. Median gross rent is $940 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Reading businesses?
2 7(a) approvals totaling $1.3 m since FY2020, across 2 lenders, median approval $625,000. These count approvals to borrowers whose address is in Reading, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Reading borrowers get paid back?
No rate is published for Reading. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Reading in the National Flood Insurance Program?
Yes. Reading appears in the FEMA Community Status Book as Reading, city of, community 390234, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Reading figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hamilton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Reading.
Is zoning published for Reading?
No. Nothing on this page presents parcel level zoning.