HomeOhioHancock CountyFindlay city
Findlay city, Ohio: commercial real estate data.
Findlay city is a Census city of 40,287 people across 19.66 square miles of land, in Hancock County. Median household income is $61,423, 59.9 percent of occupied homes are owned, and the SBA record carries 89 7(a) approvals to borrowers here worth $32.5 m.
82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Findlay
What Findlay is
- Census place typecity
- Land area19.66 sq mi
- Water area0.13 sq mi
- Population per square mile of land2,049
- County holding the largest share of its areaHancock County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Findlay
How many people live in Findlay
- Population40,287
- Median age38.0
- Population under 188,015
- Share under 1819.9 percent
- Population 65 and over7,715
- Share 65 and over19.2 percent
- Households17,986
- Family households9,724
- Share of households that are families54.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Findlay
Income and work in Findlay
- Median household income$61,423
- Per capita income$37,029
- Civilian labor force20,835
- Employed20,103
- Unemployed732 plus or minus 260
- Unemployment rate3.5 percent plus or minus 1.2
- Adults 25 and over27,825
- Adults 25 and over with a high school diploma or higher95.3 percent
- Adults 25 and over with a bachelor degree or higher30.6 percent
- Adults 25 and over with a graduate degree11.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Findlay
Housing in Findlay
- Housing units19,200
- Occupied units17,986
- Vacant units1,214 plus or minus 353
- Vacancy rate6.3 percent plus or minus 1.8
- Owner occupied10,769
- Renter occupied7,217
- Ownership rate59.9 percent
- Median owner-occupied home value$191,000
- Median gross rent, monthly$975
- Annual rent as a share of median income19.0 percent
- Single family units12,936
- Share single family67.4 percent
- Units in buildings of two or more5,250
- Share in buildings of two or more27.3 percent
- Mobile homes1,014 plus or minus 273
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Findlay
How Findlay gets to work
- Workers 16 and over who commute17,851
- Commuting under 15 minutes10,961
- Share commuting under 15 minutes61.4 percent
- Commuting 30 minutes or more2,820
- Share commuting 30 minutes or more15.8 percent
- Drove alone76.8 percent
- Carpooled9.0 percent plus or minus 2.2
- Public transport0.0 percent
- Walked2.7 percent plus or minus 0.9
- Worked from home9.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Findlay
SBA loans in Findlay (7(a))
- Approvals89
- Gross approval$32,463,800
- Average approval$364,762
- Median approval$72,000
- Ninetieth percentile approval$1,500,000
- Largest approval$4,680,000
- Jobs supported539
- Jobs per approval6.1
- Loans with a final outcome19
- Paid in full13
- Charged off6
- Charge-off rate over resolved loans31.6 percent
- Median term120 months
- Share on real estate terms of 20 years or more7.9 percent
- Share to franchises14.6 percent
- Distinct lenders15
- Distinct industries by NAICS53
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Findlay
SBA loans in Findlay (504)
- Approvals23
- Gross approval$15,071,000
- Average approval$655,261
- Median approval$391,000
- Largest approval$2,504,000
- Jobs supported276
- Loans with a final outcome12
- Charged off1
- Charge-off rate over resolved loans8.3 percent
- Median term240 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Findlay
Flood risk in Findlay
- Listed NFIP communities1
- Of those, participating1
- NFIP community number390244
- Currently effective map date06/02/11
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Hancock County, not Findlay
Hancock County context, not Findlay figures
These are Hancock County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Findlay measurements.
- Establishments in Hancock County1,691
- Employment at those establishments, Hancock County41,210
- Covered employment, Hancock County44,126
- Average annual pay, Hancock County$65,463
- Average weekly wage, Hancock County$1,259
- Housing units permitted, Hancock County261
- Of those, single family, Hancock County80
- County product, 2024, Hancock County$7,322,911,000
- County product change over the prior year, Hancock County2.5 percent
- Average income of an arriving household, Hancock County$60,872
Every figure in this section is published for Hancock County as a whole and is not a measurement of Findlay. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Findlay questions, answered from the record.
How many people live in Findlay, Ohio?
40,287, in 17,986 households. Findlay city covers 19.66 square miles of land, which is 2,049 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Findlay in?
Hancock County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Findlay?
$61,423. The median owner-occupied home is valued at $191,000. Median gross rent is $975 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Findlay businesses?
89 7(a) approvals totalling $32.5 m, across 15 lenders, median approval $72,000, plus 23 504 approvals worth $15.1 m. These count approvals to borrowers whose address is in Findlay, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Findlay borrowers get paid back?
Of the 19 loans that have reached a final outcome, 13 were paid in full and 6 charged off, a charge off rate of 31.6 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Findlay in the National Flood Insurance Program?
Yes. Findlay appears in the FEMA Community Status Book as community 390244, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Findlay figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hancock County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Findlay.
Is zoning published for Findlay?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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