HomeOhioHancock CountyFindlay
Findlay, Ohio: commercial real estate data.
Findlay is a Census city of 40,287 people across 19.66 square miles of land, in Hancock County. Median household income is $61,423, 59.9 percent of occupied homes are owned, and the SBA record carries 89 7(a) approvals to borrowers here worth $32.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Findlay
What Findlay is
- Census place typecity
- Land area19.66 sq mi
- Water area0.13 sq mi
- Population per square mile of land2,049
- County holding the largest share of its areaHancock County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Findlay
How many people live in Findlay
- Population40,287
- Median age38.0
- Population under 188,015
- Share under 1819.9 percent
- Population 65 and over7,715
- Share 65 and over19.2 percent
- Households17,986
- Family households9,724
- Share of households that are families54.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Findlay
Income and work in Findlay
- Median household income$61,423
- Per capita income$37,029
- Civilian labor force20,835
- Employed20,103
- Unemployed732 plus or minus 260
- Unemployment rate3.5 percent plus or minus 1.2
- Adults 25 and over27,825
- Adults 25 and over with a high school diploma or higher95.3 percent
- Adults 25 and over with a bachelor degree or higher30.6 percent
- Adults 25 and over with a graduate degree11.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Findlay
Housing in Findlay
- Housing units19,200
- Occupied units17,986
- Vacant units1,214 plus or minus 353
- Vacancy rate6.3 percent plus or minus 1.8
- Owner occupied10,769
- Renter occupied7,217
- Ownership rate59.9 percent
- Median owner-occupied home value$191,000
- Median gross rent, monthly$975
- Annual rent as a share of median income19.0 percent
- Single family units12,936
- Share single family67.4 percent
- Units in buildings of two or more5,250
- Share in buildings of two or more27.3 percent
- Mobile homes1,014 plus or minus 273
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Findlay
How Findlay gets to work
- Workers 16 and over who commute17,851
- Commuting under 15 minutes10,961
- Share commuting under 15 minutes61.4 percent
- Commuting 30 minutes or more2,820
- Share commuting 30 minutes or more15.8 percent
- Drove alone76.8 percent
- Carpooled9.0 percent plus or minus 2.2
- Public transport0.0 percent
- Walked2.7 percent plus or minus 0.9
- Worked from home9.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Findlay
SBA loans in Findlay (7(a))
- Approvals89
- Gross approval$32,463,800
- Average approval$364,762
- Median approval$72,000
- Ninetieth percentile approval$1,300,000
- Largest approval$4,680,000
- Jobs supported539
- Jobs per approval6.1
- Loans with a final outcome19
- Paid in full13
- Charged off6
- Median term120 months
- Share on real estate terms of 20 years or more7.9 percent
- Share to franchises14.6 percent
- Distinct lenders15
- Distinct industries by NAICS53
Counted by borrower city: approvals to borrowers whose address is in Findlay, in any county, FY2020 to FY2026. Only 19 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Findlay
SBA loans in Findlay (504)
- Approvals23
- Gross approval$15,071,000
- Average approval$655,261
- Median approval$391,000
- Largest approval$2,504,000
- Jobs supported276
- Loans with a final outcome12
- Charged off1
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Findlay, in any county, FY2010 to FY2026. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Findlay
Flood risk in Findlay
- NFIP communityCity of Findlay
- NFIP community number390244
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/02/11
The City of Findlay participates in the National Flood Insurance Program as community 390244 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Hancock County, not Findlay
Hancock County context, not Findlay figures
- Establishments in Hancock County1,691
- Covered employment, Hancock County44,126
- Average annual pay, Hancock County$65,463
- Housing units permitted, Hancock County261
Every figure in this section is published for Hancock County as a whole and is not a measurement of Findlay.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Findlay questions, answered from the record.
How many people live in Findlay, Ohio?
40,287, in 17,986 households. Findlay city covers 19.66 square miles of land, which is 2,049 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Findlay in?
Hancock County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Findlay?
$61,423. The median owner-occupied home is valued at $191,000. Median gross rent is $975 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Findlay businesses?
89 7(a) approvals totaling $32.5 m since FY2020, across 15 lenders, median approval $72,000, plus 23 504 approvals worth $15.1 m since FY2010. These count approvals to borrowers whose address is in Findlay, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Findlay borrowers get paid back?
No rate is published for Findlay. Only 19 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Findlay in the National Flood Insurance Program?
Yes. Findlay appears in the FEMA Community Status Book as Findlay, city of, community 390244, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Findlay figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hancock County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Findlay.
Is zoning published for Findlay?
No. Nothing on this page presents parcel level zoning.
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