HomeOhioKnox CountyHoward CDP
Howard CDP, Ohio: commercial real estate data.
Howard CDP is a Census CDP of 269 people across 0.22 square miles of land, in Knox County. 86.1 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $426,800.
63 sourced place values · tier FULL · 7 sections
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Howard through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 269 with a margin of error of plus or minus 241, which is 89.6 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Howard
What Howard is
- Census place typeCDP
- Land area0.22 sq mi
- Water area0 sq mi
- Population per square mile of land1,202 plus or minus 1,077
- County holding the largest share of its areaKnox County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Howard
How many people live in Howard
- Population269 plus or minus 241
- Median age29.3 plus or minus 16.6
- Population under 1857 plus or minus 69
- Share under 1821.2 percent plus or minus 17.1
- Population 65 and over23 plus or minus 32
- Share 65 and over8.6 percent plus or minus 9.2
- Households79 plus or minus 63
- Family households68 plus or minus 59
- Share of households that are families86.1 percent plus or minus 29.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Howard
Income and work in Howard
- Per capita income$34,839
- Civilian labor force165 plus or minus 153
- Employed165 plus or minus 153
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over157 plus or minus 128
- Adults 25 and over with a high school diploma or higher84.1 percent plus or minus 89.6
- Adults 25 and over with a bachelor degree or higher21.0 percent plus or minus 31.7
- Adults 25 and over with a graduate degree0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Howard
Housing in Howard
- Housing units79 plus or minus 63
- Occupied units79 plus or minus 63
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied68 plus or minus 59
- Renter occupied11 plus or minus 17
- Ownership rate86.1 percent plus or minus 29.4
- Median owner-occupied home value$109,800
- Single family units79 plus or minus 64
- Share single family100.0 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Howard
How Howard gets to work
- Workers 16 and over who commute165 plus or minus 153
- Commuting under 15 minutes14 plus or minus 31
- Share commuting under 15 minutes8.5 percent plus or minus 17.0
- Commuting 30 minutes or more65 plus or minus 104
- Share commuting 30 minutes or more39.4 percent plus or minus 51.2
- Drove alone80.0 percent plus or minus 22.7
- Carpooled20.0 percent plus or minus 27.7
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Howard
SBA 7(a) lending to Howard borrowers
- Approvals4
- Gross approval$426,800
- Average approval$106,700
- Median approval$100,000
- Ninetieth percentile approval$136,800
- Largest approval$136,800
- Jobs supported4
- Jobs per approval1.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises25.0 percent
- Distinct lenders3
- Distinct industries by NAICS4
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Knox County, not Howard
Knox County context, not Howard figures
These are Knox County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Howard measurements.
- Establishments in Knox County1,121
- Employment at those establishments, Knox County17,629
- Covered employment, Knox County20,571
- Average annual pay, Knox County$55,637
- Average weekly wage, Knox County$1,070
- Housing units permitted, Knox County194
- Of those, single family, Knox County184
- County product, 2024, Knox County$3,085,167,000
- County product change over the prior year, Knox County3.3 percent
- Average income of an arriving household, Knox County$65,014
Every figure in this section is published for Knox County as a whole and is not a measurement of Howard. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- The American Community Survey does not publish a median household income for this place, which happens where the sample is too small to support one.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Howard questions, answered from the record.
How many people live in Howard, Ohio?
269, in 79 households. Howard CDP covers 0.22 square miles of land, which is 1,202 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Howard in?
Knox County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Howard businesses?
4 7(a) approvals totalling $426,800, across 3 lenders, median approval $100,000. These count approvals to borrowers whose address is in Howard, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Howard borrowers get paid back?
No rate is published for Howard. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Howard figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Knox County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Howard.
Is zoning published for Howard?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.