HomeOhioLucas CountyWaterville
Waterville, Ohio: commercial real estate data.
Waterville is a Census city of 6,017 people across 5.16 square miles of land, in Lucas County. Median household income is $104,114, 73.0 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $6.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Waterville
What Waterville is
- Census place typecity
- Land area5.16 sq mi
- Water area0.18 sq mi
- Population per square mile of land1,165
- County holding the largest share of its areaLucas County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterville
How many people live in Waterville
- Population6,017
- Median age41.3
- Population under 181,550
- Share under 1825.8 percent
- Population 65 and over1,175
- Share 65 and over19.5 percent
- Households2,418
- Family households1,570
- Share of households that are families64.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterville
Income and work in Waterville
- Median household income$104,114
- Per capita income$56,267
- Civilian labor force2,897
- Employed2,804
- Unemployed93 plus or minus 89
- Unemployment rate3.2 percent plus or minus 3.1
- Adults 25 and over4,127
- Adults 25 and over with a high school diploma or higher97.3 percent
- Adults 25 and over with a bachelor degree or higher47.4 percent
- Adults 25 and over with a graduate degree22.4 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterville
Housing in Waterville
- Housing units2,563
- Occupied units2,418
- Vacant units145 plus or minus 82
- Vacancy rate5.7 percent plus or minus 3.2
- Owner occupied1,764
- Renter occupied654 plus or minus 157
- Ownership rate73.0 percent
- Median owner-occupied home value$308,400
- Median gross rent, monthly$1,415
- Annual rent as a share of median income16.3 percent
- Single family units1,795
- Share single family70.0 percent
- Units in buildings of two or more768 plus or minus 218
- Share in buildings of two or more30.0 percent plus or minus 8.2
- Mobile homes0
- Median year structure built1992
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterville
How Waterville gets to work
- Workers 16 and over who commute2,449
- Commuting under 15 minutes428 plus or minus 124
- Share commuting under 15 minutes17.5 percent plus or minus 4.7
- Commuting 30 minutes or more722 plus or minus 174
- Share commuting 30 minutes or more29.5 percent plus or minus 6.4
- Drove alone81.2 percent
- Carpooled3.8 percent plus or minus 3.4
- Public transport0.8 percent plus or minus 1.2
- Walked0.5 percent plus or minus 0.8
- Worked from home11.6 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterville
SBA loans in Waterville (7(a))
- Approvals11
- Gross approval$6,393,600
- Average approval$581,236
- Median approval$187,000
- Largest approval$3,795,600
- Jobs supported56
- Jobs per approval5.1
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more27.3 percent
- Share to franchises18.2 percent
- Distinct lenders5
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Waterville, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Waterville
SBA loans in Waterville (504)
- Approvals5
- Gross approval$1,470,000
- Average approval$294,000
- Median approval$144,000
- Largest approval$757,000
- Jobs supported27
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Waterville, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Waterville
Flood risk in Waterville
- NFIP communityVillage of Waterville
- NFIP community number390637
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/16/11
The Village of Waterville participates in the National Flood Insurance Program as community 390637 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lucas County, not Waterville
Lucas County context, not Waterville figures
- Establishments in Lucas County9,282
- Covered employment, Lucas County194,869
- Average annual pay, Lucas County$62,231
- Housing units permitted, Lucas County413
Every figure in this section is published for Lucas County as a whole and is not a measurement of Waterville.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Waterville questions, answered from the record.
How many people live in Waterville, Ohio?
6,017, in 2,418 households. Waterville city covers 5.16 square miles of land, which is 1,165 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Waterville in?
Lucas County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Waterville?
$104,114. The median owner-occupied home is valued at $308,400. Median gross rent is $1,415 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Waterville businesses?
11 7(a) approvals totaling $6.4 m since FY2020, across 5 lenders, median approval $187,000, plus 5 504 approvals worth $1.5 m since FY2010. These count approvals to borrowers whose address is in Waterville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Waterville borrowers get paid back?
No rate is published for Waterville. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Waterville in the National Flood Insurance Program?
Yes. Waterville appears in the FEMA Community Status Book as Waterville, village of, community 390637, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Waterville figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lucas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waterville.
Is zoning published for Waterville?
No. Nothing on this page presents parcel level zoning.
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