HomeOhioMadison CountyMount Sterling
Mount Sterling, Ohio: commercial real estate data.
Mount Sterling is a Census village of 1,737 people across 1.69 square miles of land, in Madison County. Median household income is $72,692, 72.3 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $3.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Mount Sterling
What Mount Sterling is
- Census place typevillage
- Land area1.69 sq mi
- Water area0 sq mi
- Population per square mile of land1,029
- County holding the largest share of its areaMadison County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Sterling
How many people live in Mount Sterling
- Population1,737
- Median age35.0
- Population under 18490 plus or minus 136
- Share under 1828.2 percent
- Population 65 and over257 plus or minus 74
- Share 65 and over14.8 percent plus or minus 3.1
- Households664
- Family households466 plus or minus 97
- Share of households that are families70.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Sterling
Income and work in Mount Sterling
- Median household income$72,692 plus or minus $16,301
- Per capita income$31,058
- Civilian labor force860 plus or minus 192
- Employed819 plus or minus 185
- Unemployed41 plus or minus 52
- Unemployment rate4.8 percent plus or minus 6.0
- Adults 25 and over1,193
- Adults 25 and over with a high school diploma or higher89.6 percent plus or minus 23.0
- Adults 25 and over with a bachelor degree or higher19.4 percent plus or minus 7.1
- Adults 25 and over with a graduate degree5.1 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Sterling
Housing in Mount Sterling
- Housing units756
- Occupied units664
- Vacant units92 plus or minus 67
- Vacancy rate12.2 percent plus or minus 8.6
- Owner occupied480 plus or minus 114
- Renter occupied184 plus or minus 63
- Ownership rate72.3 percent
- Median owner-occupied home value$197,200 plus or minus $40,034
- Median gross rent, monthly$835
- Annual rent as a share of median income13.8 percent plus or minus 3.5
- Single family units570 plus or minus 129
- Share single family75.4 percent
- Units in buildings of two or more163 plus or minus 70
- Share in buildings of two or more21.6 percent plus or minus 8.5
- Mobile homes23 plus or minus 23
- Median year structure built1966
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Sterling
How Mount Sterling gets to work
- Workers 16 and over who commute752 plus or minus 187
- Commuting under 15 minutes128 plus or minus 67
- Share commuting under 15 minutes17.0 percent plus or minus 7.8
- Commuting 30 minutes or more355 plus or minus 102
- Share commuting 30 minutes or more47.2 percent
- Drove alone78.7 percent
- Carpooled11.6 percent plus or minus 7.3
- Public transport0.2 percent plus or minus 0.7
- Walked1.6 percent plus or minus 1.8
- Worked from home7.5 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Sterling
SBA loans in Mount Sterling (7(a))
- Approvals12
- Gross approval$3,327,200
- Average approval$277,267
- Median approval$50,000
- Largest approval$2,500,000
- Jobs supported106
- Jobs per approval8.8
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS10
Counted by borrower city: approvals to borrowers whose address is in Mount Sterling, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mount Sterling
SBA loans in Mount Sterling (504)
- Approvals1
- Gross approval$52,000
- Average approval$52,000
- Median approval$52,000
- Largest approval$52,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Mount Sterling, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Mount Sterling
Flood risk in Mount Sterling
- NFIP communityVillage of Mount Sterling
- NFIP community number390844
- Participating in the NFIPNo
- Community Rating System classNone
- Currently effective map date06/18/10
The Village of Mount Sterling does not participate in the National Flood Insurance Program as community 390844 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Madison County, not Mount Sterling
Madison County context, not Mount Sterling figures
- Establishments in Madison County723
- Covered employment, Madison County23,600
- Average annual pay, Madison County$54,168
- Housing units permitted, Madison County519
Every figure in this section is published for Madison County as a whole and is not a measurement of Mount Sterling.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Mount Sterling questions, answered from the record.
How many people live in Mount Sterling, Ohio?
1,737, in 664 households. Mount Sterling village covers 1.69 square miles of land, which is 1,029 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mount Sterling in?
Madison County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mount Sterling?
$72,692. The median owner-occupied home is valued at $197,200. Median gross rent is $835 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mount Sterling businesses?
12 7(a) approvals totaling $3.3 m since FY2020, across 4 lenders, median approval $50,000, plus 1 504 approvals worth $52,000 since FY2010. These count approvals to borrowers whose address is in Mount Sterling, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mount Sterling borrowers get paid back?
No rate is published for Mount Sterling. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Mount Sterling in the National Flood Insurance Program?
No, it is listed but not participating. Mount Sterling appears in the FEMA Community Status Book as Mount Sterling, village of, community 390844, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Mount Sterling figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Madison County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mount Sterling.
Is zoning published for Mount Sterling?
No. Nothing on this page presents parcel level zoning.
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