HomeOhioMiami CountyCovington
Covington, Ohio: commercial real estate data.
Covington is a Census village of 2,596 people across 1.37 square miles of land, in Miami County. Median household income is $59,750, 68.5 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $325,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Covington
What Covington is
- Census place typevillage
- Land area1.37 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,894
- County holding the largest share of its areaMiami County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Covington
How many people live in Covington
- Population2,596
- Median age46.1
- Population under 18474 plus or minus 104
- Share under 1818.3 percent plus or minus 4.0
- Population 65 and over586 plus or minus 119
- Share 65 and over22.6 percent plus or minus 4.6
- Households1,077
- Family households611
- Share of households that are families56.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Covington
Income and work in Covington
- Median household income$59,750 plus or minus $20,266
- Per capita income$34,185
- Civilian labor force1,280
- Employed1,189
- Unemployed91 plus or minus 49
- Unemployment rate7.1 percent plus or minus 3.7
- Adults 25 and over1,931
- Adults 25 and over with a high school diploma or higher89.3 percent
- Adults 25 and over with a bachelor degree or higher14.9 percent plus or minus 3.9
- Adults 25 and over with a graduate degree5.9 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Covington
Housing in Covington
- Housing units1,106
- Occupied units1,077
- Vacant units29 plus or minus 33
- Vacancy rate2.6 percent plus or minus 3.0
- Owner occupied738
- Renter occupied339 plus or minus 109
- Ownership rate68.5 percent
- Median owner-occupied home value$175,400
- Median gross rent, monthly$588 plus or minus $192
- Annual rent as a share of median income11.8 percent plus or minus 5.6
- Single family units868
- Share single family78.5 percent
- Units in buildings of two or more209 plus or minus 145
- Share in buildings of two or more18.9 percent plus or minus 12.9
- Mobile homes29 plus or minus 23
- Median year structure built1948
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Covington
How Covington gets to work
- Workers 16 and over who commute1,061
- Commuting under 15 minutes347 plus or minus 95
- Share commuting under 15 minutes32.7 percent plus or minus 7.8
- Commuting 30 minutes or more290 plus or minus 75
- Share commuting 30 minutes or more27.3 percent plus or minus 6.1
- Drove alone76.0 percent
- Carpooled9.5 percent plus or minus 4.1
- Public transport0.0 percent
- Walked1.9 percent plus or minus 2.3
- Worked from home10.8 percent plus or minus 5.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Covington
SBA loans in Covington (7(a))
- Approvals2
- Gross approval$325,000
- Average approval$162,500
- Median approval$162,500
- Largest approval$300,000
- Jobs supported13
- Jobs per approval6.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises50.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Covington, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Covington
Flood risk in Covington
- NFIP communityVillage of Covington
- NFIP community number390399
- Participating in the NFIPYes
- Community Rating System classNone
The Village of Covington participates in the National Flood Insurance Program as community 390399 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Miami County, not Covington
Miami County context, not Covington figures
- Establishments in Miami County2,176
- Covered employment, Miami County41,603
- Average annual pay, Miami County$55,221
- Housing units permitted, Miami County326
Every figure in this section is published for Miami County as a whole and is not a measurement of Covington.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Covington questions, answered from the record.
How many people live in Covington, Ohio?
2,596, in 1,077 households. Covington village covers 1.37 square miles of land, which is 1,894 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Covington in?
Miami County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Covington?
$59,750. The median owner-occupied home is valued at $175,400. Median gross rent is $588 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Covington businesses?
2 7(a) approvals totaling $325,000 since FY2020, across 2 lenders, median approval $162,500. These count approvals to borrowers whose address is in Covington, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Covington borrowers get paid back?
No rate is published for Covington. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Covington in the National Flood Insurance Program?
Yes. Covington appears in the FEMA Community Status Book as Covington, village of, community 390399, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Covington figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Miami County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Covington.
Is zoning published for Covington?
No. Nothing on this page presents parcel level zoning.