Monroe County, Ohio: commercial real estate data.

Monroe County

How many people live in Monroe County

• Population13,227
• Households5,651
• Average household size2.34
• Median household income$60,134
• Median age46.3
• Median gross rent$672 per month
• Median owner-occupied home value$142,700
• Home value to household income2.4 times
• Annual rent as a share of median income13.4 percent
• Adults 25 and over with a bachelor degree or higher12.1 percent
• Adults 25 and over with a graduate degree4.8 percent
• Adults 25 and over9,586
• Population under 182,689
• Share under 1820.3 percent
• Population 65 and over3,138
• Share 65 and over23.7 percent
• Working age population, 18 to 647,400
• Civilian labor force5,852
• Unemployment rate5.4 percent
• Labor force participation, adults 18 and over55.5 percent
• Rank by population among Ohio counties87th of 88
• Rank by population among US county-equivalents2273rd

Monroe County is the 87th largest of 88 Ohio counties by population. A median home costs 2.4 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 23.7 percent against 20.3 percent, which points demand at health care, services and single storey product rather than schools.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Monroe County

Where are people moving to Monroe County from?

• Tax returns filed by households arriving198
• People arriving, from those returns373
• Adjusted gross income arriving$10.6 m
• Net adjusted gross income movement$0
• Average income of an arriving household$53,283
• Largest single originMonroe County Non-migrants (5,201 households)
• Largest single destination (5,201 households)

The largest single source of arrivals is Monroe County Non-migrants, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Monroe County

Largest employers in Monroe County

• Covered employment, annual average2,869
• Establishments reporting373
• Average annual pay$47,331
• Average weekly wage$910
• Sector 44-45, employment305
• Sector 44-45, average annual pay$24,616
• Sector 48-49, employment187
• Sector 48-49, average annual pay$63,713
• Sector 52, employment109
• Sector 52, average annual pay$46,580
• Sector 56, employment91
• Sector 56, average annual pay$29,234
• Sector 42, employment49
• Sector 22, employment39

The largest sector is the biggest private employer group at 305 jobs, 10.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Monroe County

Building permits in Monroe County

• Housing units authorised by permit, 20240
• Declared construction value permitted$0
• Single family units authorised0
• Multifamily units authorised0

No residential units were authorised by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.

US Census Bureau, Building Permits Survey, 2024 annual.

Monroe County

SBA loan default and charge-off rates in Monroe County

Do SBA loans in Monroe County get paid back?

• Loans with a final outcome recorded0
• Paid in full0
• Charged off0
• Status: Exempt from disclosure1

Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Monroe County

Flood risk in Monroe County

• Communities in the NFIP Community Status Book3
• Of those, participating in the NFIP3
• NFIP participation rate100.0 percent
• Communities carrying a CRS class0
• Radon levels in Monroe County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2

The EPA places Monroe County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.

FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Feasibility studies

When a Monroe County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Monroe County site starts with the figures you are reading, carrying the same source and period into the credit file.

• Population13,227
• Households5,651
• Average household size2.34
• Median household income$60,134
• Median age46.3

How a feasibility study works →

Monroe County

Cities and places in Monroe.

12 Census places lie wholly or partly in Monroe County. 12 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.