HomeOhioMorrow CountyCardington
Cardington, Ohio: commercial real estate data.
Cardington is a Census village of 1,928 people across 2.01 square miles of land, in Morrow County. Median household income is $70,260, 69.1 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $111,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cardington
What Cardington is
- Census place typevillage
- Land area2.01 sq mi
- Water area0 sq mi
- Population per square mile of land961
- County holding the largest share of its areaMorrow County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cardington
How many people live in Cardington
- Population1,928
- Median age37.1
- Population under 18367 plus or minus 98
- Share under 1819.0 percent plus or minus 3.9
- Population 65 and over178 plus or minus 63
- Share 65 and over9.2 percent plus or minus 2.9
- Households773 plus or minus 155
- Family households513 plus or minus 113
- Share of households that are families66.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cardington
Income and work in Cardington
- Median household income$70,260 plus or minus $14,884
- Per capita income$31,934
- Civilian labor force1,115
- Employed1,085
- Unemployed30 plus or minus 28
- Unemployment rate2.7 percent plus or minus 2.5
- Adults 25 and over1,455
- Adults 25 and over with a high school diploma or higher89.6 percent
- Adults 25 and over with a bachelor degree or higher9.3 percent plus or minus 4.8
- Adults 25 and over with a graduate degree2.6 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cardington
Housing in Cardington
- Housing units873 plus or minus 188
- Occupied units773 plus or minus 155
- Vacant units100 plus or minus 73
- Vacancy rate11.5 percent plus or minus 8.0
- Owner occupied534 plus or minus 130
- Renter occupied239 plus or minus 80
- Ownership rate69.1 percent
- Median owner-occupied home value$155,000
- Median gross rent, monthly$905
- Annual rent as a share of median income15.5 percent plus or minus 4.3
- Single family units629 plus or minus 147
- Share single family72.1 percent
- Units in buildings of two or more149 plus or minus 68
- Share in buildings of two or more17.1 percent plus or minus 6.8
- Mobile homes95 plus or minus 58
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cardington
How Cardington gets to work
- Workers 16 and over who commute956
- Commuting under 15 minutes179 plus or minus 90
- Share commuting under 15 minutes18.7 percent plus or minus 8.7
- Commuting 30 minutes or more643 plus or minus 162
- Share commuting 30 minutes or more67.3 percent
- Drove alone83.4 percent
- Carpooled5.1 percent plus or minus 2.8
- Public transport0.1 percent plus or minus 0.3
- Walked0.0 percent
- Worked from home9.7 percent plus or minus 6.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cardington
SBA loans in Cardington (7(a))
- Approvals3
- Gross approval$111,000
- Average approval$37,000
- Median approval$36,000
- Largest approval$50,000
- Jobs supported0
- Jobs per approval0.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Cardington, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cardington
Flood risk in Cardington
- NFIP communityVillage of Cardington
- NFIP community number390652
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/11/24
The Village of Cardington participates in the National Flood Insurance Program as community 390652 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Morrow County, not Cardington
Morrow County context, not Cardington figures
- Establishments in Morrow County456
- Covered employment, Morrow County5,513
- Average annual pay, Morrow County$44,743
- Housing units permitted, Morrow County99
Every figure in this section is published for Morrow County as a whole and is not a measurement of Cardington.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cardington questions, answered from the record.
How many people live in Cardington, Ohio?
1,928, in 773 households. Cardington village covers 2.01 square miles of land, which is 961 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cardington in?
Morrow County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cardington?
$70,260. The median owner-occupied home is valued at $155,000. Median gross rent is $905 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cardington businesses?
3 7(a) approvals totaling $111,000 since FY2020, across 1 lenders, median approval $36,000. These count approvals to borrowers whose address is in Cardington, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cardington borrowers get paid back?
No rate is published for Cardington. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cardington in the National Flood Insurance Program?
Yes. Cardington appears in the FEMA Community Status Book as Cardington, village of, community 390652, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cardington figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Morrow County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cardington.
Is zoning published for Cardington?
No. Nothing on this page presents parcel level zoning.
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