HomeOhioRoss CountyChillicothe
Chillicothe, Ohio: commercial real estate data.
Chillicothe is a Census city of 21,902 people across 10.50 square miles of land, in Ross County. Median household income is $54,086, 60.1 percent of occupied homes are owned, and the SBA record carries 47 7(a) approvals to borrowers here worth $12.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Chillicothe
What Chillicothe is
- Census place typecity
- Land area10.5 sq mi
- Water area0.17 sq mi
- Population per square mile of land2,086
- County holding the largest share of its areaRoss County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chillicothe
How many people live in Chillicothe
- Population21,902
- Median age40.7
- Population under 184,497
- Share under 1820.5 percent
- Population 65 and over4,598
- Share 65 and over21.0 percent
- Households9,783
- Family households5,159
- Share of households that are families52.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chillicothe
Income and work in Chillicothe
- Median household income$54,086
- Per capita income$34,688
- Civilian labor force9,959
- Employed9,470
- Unemployed489 plus or minus 198
- Unemployment rate4.9 percent plus or minus 2.0
- Adults 25 and over15,612
- Adults 25 and over with a high school diploma or higher92.5 percent
- Adults 25 and over with a bachelor degree or higher21.8 percent
- Adults 25 and over with a graduate degree10.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chillicothe
Housing in Chillicothe
- Housing units10,659
- Occupied units9,783
- Vacant units876 plus or minus 244
- Vacancy rate8.2 percent plus or minus 2.3
- Owner occupied5,883
- Renter occupied3,900
- Ownership rate60.1 percent
- Median owner-occupied home value$162,500
- Median gross rent, monthly$887
- Annual rent as a share of median income19.7 percent
- Single family units8,003
- Share single family75.1 percent
- Units in buildings of two or more2,314
- Share in buildings of two or more21.7 percent
- Mobile homes342 plus or minus 104
- Median year structure built1957
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chillicothe
How Chillicothe gets to work
- Workers 16 and over who commute8,620
- Commuting under 15 minutes4,373
- Share commuting under 15 minutes50.7 percent
- Commuting 30 minutes or more1,964
- Share commuting 30 minutes or more22.8 percent
- Drove alone83.5 percent
- Carpooled6.7 percent plus or minus 2.3
- Public transport0.1 percent plus or minus 0.3
- Walked3.6 percent plus or minus 1.6
- Worked from home5.4 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chillicothe
SBA loans in Chillicothe (7(a))
- Approvals47
- Gross approval$12,437,600
- Average approval$264,630
- Median approval$85,000
- Ninetieth percentile approval$537,600
- Largest approval$2,688,100
- Jobs supported453
- Jobs per approval9.6
- Loans with a final outcome10
- Paid in full10
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more6.4 percent
- Share to franchises17.0 percent
- Distinct lenders9
- Distinct industries by NAICS31
Counted by borrower city: approvals to borrowers whose address is in Chillicothe, in any county, FY2020 to FY2026. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chillicothe
SBA loans in Chillicothe (504)
- Approvals2
- Gross approval$791,000
- Average approval$395,500
- Median approval$395,500
- Largest approval$396,000
- Jobs supported87
- Loans with a final outcome2
- Charged off1
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Chillicothe, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Chillicothe
Flood risk in Chillicothe
- NFIP communityCity of Chillicothe
- NFIP community number390482
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/07/23
The City of Chillicothe participates in the National Flood Insurance Program as community 390482 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ross County, not Chillicothe
Ross County context, not Chillicothe figures
- Establishments in Ross County1,245
- Covered employment, Ross County29,510
- Average annual pay, Ross County$58,036
- Housing units permitted, Ross County24
Every figure in this section is published for Ross County as a whole and is not a measurement of Chillicothe.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Chillicothe questions, answered from the record.
How many people live in Chillicothe, Ohio?
21,902, in 9,783 households. Chillicothe city covers 10.50 square miles of land, which is 2,086 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chillicothe in?
Ross County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chillicothe?
$54,086. The median owner-occupied home is valued at $162,500. Median gross rent is $887 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chillicothe businesses?
47 7(a) approvals totaling $12.4 m since FY2020, across 9 lenders, median approval $85,000, plus 2 504 approvals worth $791,000 since FY2010. These count approvals to borrowers whose address is in Chillicothe, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chillicothe borrowers get paid back?
No rate is published for Chillicothe. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Chillicothe in the National Flood Insurance Program?
Yes. Chillicothe appears in the FEMA Community Status Book as Chillicothe, city of, community 390482, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Chillicothe figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ross County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chillicothe.
Is zoning published for Chillicothe?
No. Nothing on this page presents parcel level zoning.