HomeOhioRoss CountyChillicothe city
Chillicothe city, Ohio: commercial real estate data.
Chillicothe city is a Census city of 21,902 people across 10.50 square miles of land, in Ross County. Median household income is $54,086, 60.1 percent of occupied homes are owned, and the SBA record carries 47 7(a) approvals to borrowers here worth $12.4 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Chillicothe
What Chillicothe is
- Census place typecity
- Land area10.5 sq mi
- Water area0.17 sq mi
- Population per square mile of land2,086
- County holding the largest share of its areaRoss County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chillicothe
How many people live in Chillicothe
- Population21,902
- Median age40.7
- Population under 184,497
- Share under 1820.5 percent
- Population 65 and over4,598
- Share 65 and over21.0 percent
- Households9,783
- Family households5,159
- Share of households that are families52.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chillicothe
Income and work in Chillicothe
- Median household income$54,086
- Per capita income$34,688
- Civilian labor force9,959
- Employed9,470
- Unemployed489 plus or minus 198
- Unemployment rate4.9 percent plus or minus 2.0
- Adults 25 and over15,612
- Adults 25 and over with a high school diploma or higher92.5 percent
- Adults 25 and over with a bachelor degree or higher21.8 percent
- Adults 25 and over with a graduate degree10.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chillicothe
Housing in Chillicothe
- Housing units10,659
- Occupied units9,783
- Vacant units876 plus or minus 244
- Vacancy rate8.2 percent plus or minus 2.3
- Owner occupied5,883
- Renter occupied3,900
- Ownership rate60.1 percent
- Median owner-occupied home value$162,500
- Median gross rent, monthly$887
- Annual rent as a share of median income19.7 percent
- Single family units8,003
- Share single family75.1 percent
- Units in buildings of two or more2,314
- Share in buildings of two or more21.7 percent
- Mobile homes342 plus or minus 104
- Median year structure built1957
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chillicothe
How Chillicothe gets to work
- Workers 16 and over who commute8,620
- Commuting under 15 minutes4,373
- Share commuting under 15 minutes50.7 percent
- Commuting 30 minutes or more1,964
- Share commuting 30 minutes or more22.8 percent
- Drove alone83.5 percent
- Carpooled6.7 percent plus or minus 2.3
- Public transport0.1 percent plus or minus 0.3
- Walked3.6 percent plus or minus 1.6
- Worked from home5.4 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chillicothe
SBA loans in Chillicothe (7(a))
- Approvals47
- Gross approval$12,437,600
- Average approval$264,630
- Median approval$85,000
- Ninetieth percentile approval$720,000
- Largest approval$2,688,100
- Jobs supported453
- Jobs per approval9.6
- Loans with a final outcome10
- Paid in full10
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more6.4 percent
- Share to franchises17.0 percent
- Distinct lenders9
- Distinct industries by NAICS31
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chillicothe
SBA loans in Chillicothe (504)
- Approvals2
- Gross approval$791,000
- Average approval$395,500
- Median approval$396,000
- Largest approval$396,000
- Jobs supported87
- Loans with a final outcome2
- Charged off1
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Chillicothe
Flood risk in Chillicothe
- Listed NFIP communities1
- Of those, participating1
- NFIP community number390482
- Currently effective map date12/07/23
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Ross County, not Chillicothe
Ross County context, not Chillicothe figures
These are Ross County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Chillicothe measurements.
- Establishments in Ross County1,245
- Employment at those establishments, Ross County24,319
- Covered employment, Ross County29,510
- Average annual pay, Ross County$58,036
- Average weekly wage, Ross County$1,116
- Housing units permitted, Ross County24
- Of those, single family, Ross County22
- County product, 2024, Ross County$3,868,624,000
- County product change over the prior year, Ross County6.7 percent
- Average income of an arriving household, Ross County$45,908
Every figure in this section is published for Ross County as a whole and is not a measurement of Chillicothe. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Chillicothe questions, answered from the record.
How many people live in Chillicothe, Ohio?
21,902, in 9,783 households. Chillicothe city covers 10.50 square miles of land, which is 2,086 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chillicothe in?
Ross County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chillicothe?
$54,086. The median owner-occupied home is valued at $162,500. Median gross rent is $887 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chillicothe businesses?
47 7(a) approvals totalling $12.4 m, across 9 lenders, median approval $85,000, plus 2 504 approvals worth $791,000. These count approvals to borrowers whose address is in Chillicothe, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chillicothe borrowers get paid back?
Of the 10 loans that have reached a final outcome, 10 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Chillicothe in the National Flood Insurance Program?
Yes. Chillicothe appears in the FEMA Community Status Book as community 390482, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Chillicothe figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ross County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chillicothe.
Is zoning published for Chillicothe?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.