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Sidney, Ohio: commercial real estate data.

Sidney is a Census city of 20,501 people across 11.97 square miles of land, in Shelby County. Median household income is $60,668, 62.0 percent of occupied homes are owned, and the SBA record carries 31 7(a) approvals to borrowers here worth $17.5 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Sidney

What Sidney is

  • Census place typecity
  • Land area11.97 sq mi
  • Water area0.13 sq mi
  • Population per square mile of land1,713
  • County holding the largest share of its areaShelby County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sidney

How many people live in Sidney

  • Population20,501
  • Median age40.7
  • Population under 184,720
  • Share under 1823.0 percent
  • Population 65 and over3,920
  • Share 65 and over19.1 percent
  • Households8,904
  • Family households5,410
  • Share of households that are families60.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sidney

Income and work in Sidney

  • Median household income$60,668
  • Per capita income$34,138
  • Civilian labor force10,488
  • Employed9,980
  • Unemployed508 plus or minus 222
  • Unemployment rate4.8 percent plus or minus 2.1
  • Adults 25 and over13,865
  • Adults 25 and over with a high school diploma or higher88.5 percent
  • Adults 25 and over with a bachelor degree or higher18.6 percent
  • Adults 25 and over with a graduate degree6.6 percent plus or minus 1.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sidney

Housing in Sidney

  • Housing units9,433
  • Occupied units8,904
  • Vacant units529 plus or minus 221
  • Vacancy rate5.6 percent plus or minus 2.3
  • Owner occupied5,520
  • Renter occupied3,384
  • Ownership rate62.0 percent
  • Median owner-occupied home value$169,900
  • Median gross rent, monthly$869
  • Annual rent as a share of median income17.2 percent
  • Single family units6,618
  • Share single family70.2 percent
  • Units in buildings of two or more2,457
  • Share in buildings of two or more26.0 percent
  • Mobile homes358 plus or minus 131
  • Median year structure built1971

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sidney

How Sidney gets to work

  • Workers 16 and over who commute9,214
  • Commuting under 15 minutes5,238
  • Share commuting under 15 minutes56.8 percent
  • Commuting 30 minutes or more1,595 plus or minus 335
  • Share commuting 30 minutes or more17.3 percent plus or minus 3.5
  • Drove alone78.0 percent
  • Carpooled14.8 percent plus or minus 3.5
  • Public transport0.4 percent plus or minus 0.4
  • Walked1.3 percent plus or minus 0.9
  • Worked from home4.2 percent plus or minus 2.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sidney

SBA loans in Sidney (7(a))

  • Approvals31
  • Gross approval$17,533,500
  • Average approval$565,597
  • Median approval$177,900
  • Ninetieth percentile approval$1,738,000
  • Largest approval$3,223,000
  • Jobs supported142
  • Jobs per approval4.6
  • Loans with a final outcome10
  • Paid in full10
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more22.6 percent
  • Share to franchises9.7 percent
  • Distinct lenders13
  • Distinct industries by NAICS21

Counted by borrower city: approvals to borrowers whose address is in Sidney, in any county, FY2020 to FY2026. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Sidney

SBA loans in Sidney (504)

  • Approvals9
  • Gross approval$7,158,000
  • Average approval$795,333
  • Median approval$613,000
  • Largest approval$2,878,000
  • Jobs supported62
  • Loans with a final outcome3
  • Charged off0
  • Median term240 months
  • Distinct CDCs3

Counted by borrower city: approvals to borrowers whose address is in Sidney, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Sidney

Flood risk in Sidney

  • NFIP communityCity of Sidney
  • NFIP community number390507
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date04/02/15

The City of Sidney participates in the National Flood Insurance Program as community 390507 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Shelby County, not Sidney

Shelby County context, not Sidney figures

  • Establishments in Shelby County989
  • Covered employment, Shelby County26,643
  • Average annual pay, Shelby County$62,089
  • Housing units permitted, Shelby County563

Every figure in this section is published for Shelby County as a whole and is not a measurement of Sidney.

All Shelby County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Sidney questions, answered from the record.

How many people live in Sidney, Ohio?

20,501, in 8,904 households. Sidney city covers 11.97 square miles of land, which is 1,713 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Sidney in?

Shelby County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Sidney?

$60,668. The median owner-occupied home is valued at $169,900. Median gross rent is $869 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Sidney businesses?

31 7(a) approvals totaling $17.5 m since FY2020, across 13 lenders, median approval $177,900, plus 9 504 approvals worth $7.2 m since FY2010. These count approvals to borrowers whose address is in Sidney, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Sidney borrowers get paid back?

No rate is published for Sidney. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Sidney in the National Flood Insurance Program?

Yes. Sidney appears in the FEMA Community Status Book as Sidney, city of, community 390507, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Sidney figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Shelby County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sidney.

Is zoning published for Sidney?

No. Nothing on this page presents parcel level zoning.