HomeOhioWarren CountySpringboro
Springboro, Ohio: commercial real estate data.
Springboro is a Census city of 19,980 people across 9.23 square miles of land, lying across Warren County and Montgomery County. Median household income is $119,659, 88.9 percent of occupied homes are owned, and the SBA record carries 52 7(a) approvals to borrowers here worth $21.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Springboro
What Springboro is
- Census place typecity
- Land area9.23 sq mi
- Water area0 sq mi
- Population per square mile of land2,165
- County holding the largest share of its areaWarren County, 94.1 percent
- Counties this place lies inWarren County 94.1 percent, Montgomery County 5.9 percent
Springboro crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springboro
How many people live in Springboro
- Population19,980
- Median age36.8
- Population under 185,728
- Share under 1828.7 percent
- Population 65 and over3,274
- Share 65 and over16.4 percent
- Households7,020
- Family households5,410
- Share of households that are families77.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springboro
Income and work in Springboro
- Median household income$119,659
- Per capita income$51,391
- Civilian labor force10,066
- Employed9,809
- Unemployed257 plus or minus 143
- Unemployment rate2.6 percent plus or minus 1.4
- Adults 25 and over12,763
- Adults 25 and over with a high school diploma or higher97.0 percent
- Adults 25 and over with a bachelor degree or higher53.2 percent
- Adults 25 and over with a graduate degree22.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springboro
Housing in Springboro
- Housing units7,185
- Occupied units7,020
- Vacant units165 plus or minus 122
- Vacancy rate2.3 percent plus or minus 1.7
- Owner occupied6,241
- Renter occupied779 plus or minus 207
- Ownership rate88.9 percent
- Median owner-occupied home value$357,800
- Median gross rent, monthly$1,203 plus or minus $297
- Annual rent as a share of median income12.1 percent plus or minus 3.2
- Single family units6,486
- Share single family90.3 percent
- Units in buildings of two or more699 plus or minus 213
- Share in buildings of two or more9.7 percent plus or minus 2.9
- Mobile homes0
- Median year structure built1996
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springboro
How Springboro gets to work
- Workers 16 and over who commute7,873
- Commuting under 15 minutes1,957 plus or minus 432
- Share commuting under 15 minutes24.9 percent plus or minus 5.1
- Commuting 30 minutes or more2,759
- Share commuting 30 minutes or more35.0 percent
- Drove alone75.0 percent
- Carpooled4.8 percent plus or minus 1.9
- Public transport0.0 percent
- Walked0.4 percent plus or minus 0.5
- Worked from home19.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springboro
SBA loans in Springboro (7(a))
- Approvals52
- Gross approval$21,676,200
- Average approval$416,850
- Median approval$120,000
- Ninetieth percentile approval$979,500
- Largest approval$4,830,600
- Jobs supported383
- Jobs per approval7.4
- Loans with a final outcome16
- Paid in full15
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more9.6 percent
- Share to franchises5.8 percent
- Distinct lenders17
- Distinct industries by NAICS31
Counted by borrower city: approvals to borrowers whose address is in Springboro, in any county, FY2020 to FY2026. Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Springboro
SBA loans in Springboro (504)
- Approvals17
- Gross approval$10,928,000
- Average approval$642,824
- Median approval$425,000
- Largest approval$2,039,000
- Jobs supported168
- Loans with a final outcome6
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Springboro, in any county, FY2010 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Springboro
Flood risk in Springboro
- NFIP communityCity of Springboro
- NFIP community number390564
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/23/25
The City of Springboro participates in the National Flood Insurance Program as community 390564 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Warren County, not Springboro
Warren County context, not Springboro figures
- Establishments in Warren County4,826
- Covered employment, Warren County100,746
- Average annual pay, Warren County$69,570
- Housing units permitted, Warren County1,232
Every figure in this section is published for Warren County as a whole and is not a measurement of Springboro.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Springboro questions, answered from the record.
How many people live in Springboro, Ohio?
19,980, in 7,020 households. Springboro city covers 9.23 square miles of land, which is 2,165 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Springboro in?
Springboro lies in more than one. By area it is 94.1 percent in Warren County, 5.9 percent in Montgomery County. This page sits under Warren County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Springboro?
$119,659. The median owner-occupied home is valued at $357,800. Median gross rent is $1,203 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Springboro businesses?
52 7(a) approvals totaling $21.7 m since FY2020, across 17 lenders, median approval $120,000, plus 17 504 approvals worth $10.9 m since FY2010. These count approvals to borrowers whose address is in Springboro, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Springboro borrowers get paid back?
No rate is published for Springboro. Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Springboro in the National Flood Insurance Program?
Yes. Springboro appears in the FEMA Community Status Book as Springboro, city of, community 390564, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Springboro figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Warren County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Springboro.
Is zoning published for Springboro?
No. Nothing on this page presents parcel level zoning.