HomeOhioWarren CountySpringboro city
Springboro city, Ohio: commercial real estate data.
Springboro city is a Census city of 19,980 people across 9.23 square miles of land, lying across Warren County and Montgomery County. Median household income is $119,659, 88.9 percent of occupied homes are owned, and the SBA record carries 52 7(a) approvals to borrowers here worth $21.7 m.
82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Springboro
What Springboro is
- Census place typecity
- Land area9.23 sq mi
- Water area0 sq mi
- Population per square mile of land2,165
- County holding the largest share of its areaWarren County, 94.1 percent
- Counties this place lies inWarren County 94.1 percent, Montgomery County 5.9 percent
Springboro city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springboro
How many people live in Springboro
- Population19,980
- Median age36.8
- Population under 185,728
- Share under 1828.7 percent
- Population 65 and over3,274
- Share 65 and over16.4 percent
- Households7,020
- Family households5,410
- Share of households that are families77.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springboro
Income and work in Springboro
- Median household income$119,659
- Per capita income$51,391
- Civilian labor force10,066
- Employed9,809
- Unemployed257 plus or minus 143
- Unemployment rate2.6 percent plus or minus 1.4
- Adults 25 and over12,763
- Adults 25 and over with a high school diploma or higher97.0 percent
- Adults 25 and over with a bachelor degree or higher53.2 percent
- Adults 25 and over with a graduate degree22.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springboro
Housing in Springboro
- Housing units7,185
- Occupied units7,020
- Vacant units165 plus or minus 122
- Vacancy rate2.3 percent plus or minus 1.7
- Owner occupied6,241
- Renter occupied779 plus or minus 207
- Ownership rate88.9 percent
- Median owner-occupied home value$357,800
- Median gross rent, monthly$1,203 plus or minus $297
- Annual rent as a share of median income12.1 percent plus or minus 3.2
- Single family units6,486
- Share single family90.3 percent
- Units in buildings of two or more699 plus or minus 213
- Share in buildings of two or more9.7 percent plus or minus 2.9
- Mobile homes0
- Median year structure built1996
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springboro
How Springboro gets to work
- Workers 16 and over who commute7,873
- Commuting under 15 minutes1,957 plus or minus 432
- Share commuting under 15 minutes24.9 percent plus or minus 5.1
- Commuting 30 minutes or more2,759
- Share commuting 30 minutes or more35.0 percent
- Drove alone75.0 percent
- Carpooled4.8 percent plus or minus 1.9
- Public transport0.0 percent
- Walked0.4 percent plus or minus 0.5
- Worked from home19.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Springboro
SBA loans in Springboro (7(a))
- Approvals52
- Gross approval$21,676,200
- Average approval$416,850
- Median approval$120,000
- Ninetieth percentile approval$1,005,000
- Largest approval$4,830,600
- Jobs supported383
- Jobs per approval7.4
- Loans with a final outcome16
- Paid in full15
- Charged off1
- Charge-off rate over resolved loans6.3 percent
- Median term120 months
- Share on real estate terms of 20 years or more9.6 percent
- Share to franchises5.8 percent
- Distinct lenders17
- Distinct industries by NAICS31
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Springboro
SBA loans in Springboro (504)
- Approvals17
- Gross approval$10,928,000
- Average approval$642,824
- Median approval$425,000
- Largest approval$2,039,000
- Jobs supported168
- Loans with a final outcome6
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Springboro
Flood risk in Springboro
- Listed NFIP communities1
- Of those, participating1
- NFIP community number390564
- Currently effective map date04/23/25
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Warren County, not Springboro
Warren County context, not Springboro figures
These are Warren County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Springboro measurements.
- Establishments in Warren County4,826
- Employment at those establishments, Warren County82,752
- Covered employment, Warren County100,746
- Average annual pay, Warren County$69,570
- Average weekly wage, Warren County$1,338
- Housing units permitted, Warren County1,232
- Of those, single family, Warren County693
- County product, 2024, Warren County$18,761,883,000
- County product change over the prior year, Warren County6.7 percent
- Average income of an arriving household, Warren County$97,565
Every figure in this section is published for Warren County as a whole and is not a measurement of Springboro. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Springboro questions, answered from the record.
How many people live in Springboro, Ohio?
19,980, in 7,020 households. Springboro city covers 9.23 square miles of land, which is 2,165 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Springboro in?
Springboro lies in more than one. By area it is 94.1 percent in Warren County, 5.9 percent in Montgomery County. This page sits under Warren County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Springboro?
$119,659. The median owner-occupied home is valued at $357,800. Median gross rent is $1,203 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Springboro businesses?
52 7(a) approvals totalling $21.7 m, across 17 lenders, median approval $120,000, plus 17 504 approvals worth $10.9 m. These count approvals to borrowers whose address is in Springboro, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Springboro borrowers get paid back?
Of the 16 loans that have reached a final outcome, 15 were paid in full and 1 charged off, a charge off rate of 6.3 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Springboro in the National Flood Insurance Program?
Yes. Springboro appears in the FEMA Community Status Book as community 390564, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Springboro figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Warren County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Springboro.
Is zoning published for Springboro?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.