HomeOhioWashington CountyWaterford CDP
Waterford CDP, Ohio: commercial real estate data.
Waterford CDP is a Census CDP of 395 people across 0.47 square miles of land, in Washington County. 87.8 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $415,000.
63 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Waterford through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 395 with a margin of error of plus or minus 249, which is 63.0 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Waterford
What Waterford is
- Census place typeCDP
- Land area0.47 sq mi
- Water area0.05 sq mi
- Population per square mile of land839 plus or minus 529
- County holding the largest share of its areaWashington County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterford
How many people live in Waterford
- Population395 plus or minus 249
- Median age52.7
- Population under 1888 plus or minus 88
- Share under 1822.3 percent plus or minus 17.4
- Population 65 and over100 plus or minus 72
- Share 65 and over25.3 percent plus or minus 9.0
- Households148 plus or minus 70
- Family households115 plus or minus 75
- Share of households that are families77.7 percent plus or minus 34.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterford
Income and work in Waterford
- Per capita income$49,336 plus or minus $32,799
- Civilian labor force207 plus or minus 197
- Employed207 plus or minus 197
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over267 plus or minus 156
- Adults 25 and over with a high school diploma or higher100.0 percent plus or minus 80.0
- Adults 25 and over with a bachelor degree or higher36.7 percent plus or minus 30.4
- Adults 25 and over with a graduate degree16.9 percent plus or minus 22.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterford
Housing in Waterford
- Housing units163 plus or minus 73
- Occupied units148 plus or minus 70
- Vacant units15 plus or minus 26
- Vacancy rate9.2 percent plus or minus 15.4
- Owner occupied130 plus or minus 75
- Renter occupied18 plus or minus 19
- Ownership rate87.8 percent plus or minus 29.0
- Median owner-occupied home value$208,900 plus or minus $122,143
- Single family units155 plus or minus 73
- Share single family95.1 percent
- Units in buildings of two or more8 plus or minus 17
- Share in buildings of two or more4.9 percent plus or minus 10.2
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterford
How Waterford gets to work
- Workers 16 and over who commute138 plus or minus 130
- Commuting under 15 minutes53 plus or minus 75
- Share commuting under 15 minutes38.4 percent plus or minus 40.7
- Commuting 30 minutes or more40 plus or minus 57
- Share commuting 30 minutes or more29.0 percent plus or minus 30.5
- Drove alone61.8 percent plus or minus 24.6
- Carpooled4.8 percent plus or minus 6.8
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home33.3 percent plus or minus 11.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterford
SBA loans in Waterford (7(a))
- Approvals3
- Gross approval$415,000
- Average approval$138,333
- Median approval$65,000
- Ninetieth percentile approval$325,000
- Largest approval$325,000
- Jobs supported6
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Washington County, not Waterford
Washington County context, not Waterford figures
These are Washington County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Waterford measurements.
- Establishments in Washington County1,378
- Employment at those establishments, Washington County23,113
- Covered employment, Washington County25,263
- Average annual pay, Washington County$59,165
- Average weekly wage, Washington County$1,138
- Housing units permitted, Washington County5
- Of those, single family, Washington County5
- County product, 2024, Washington County$4,760,394,000
- County product change over the prior year, Washington County3.6 percent
- Average income of an arriving household, Washington County$55,759
Every figure in this section is published for Washington County as a whole and is not a measurement of Waterford. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- The American Community Survey does not publish a median household income for this place, which happens where the sample is too small to support one.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Waterford questions, answered from the record.
How many people live in Waterford, Ohio?
395, in 148 households. Waterford CDP covers 0.47 square miles of land, which is 839 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Waterford in?
Washington County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Waterford businesses?
3 7(a) approvals totalling $415,000, across 1 lenders, median approval $65,000. These count approvals to borrowers whose address is in Waterford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Waterford borrowers get paid back?
No rate is published for Waterford. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Waterford figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Washington County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waterford.
Is zoning published for Waterford?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.