HomeOklahomaBeckham CountyElk City
Elk City, Oklahoma: commercial real estate data.
Elk City is a Census city of 11,361 people across 16.06 square miles of land, in Beckham County. Median household income is $51,272, 64.3 percent of occupied homes are owned, and the SBA record carries 22 7(a) approvals to borrowers here worth $11.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Elk City
What Elk City is
- Census place typecity
- Land area16.06 sq mi
- Water area0.22 sq mi
- Population per square mile of land708
- County holding the largest share of its areaBeckham County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elk City
How many people live in Elk City
- Population11,361
- Median age36.4
- Population under 182,852
- Share under 1825.1 percent
- Population 65 and over2,100
- Share 65 and over18.5 percent
- Households4,976
- Family households3,116
- Share of households that are families62.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elk City
Income and work in Elk City
- Median household income$51,272
- Per capita income$26,917
- Civilian labor force5,019
- Employed4,598
- Unemployed421 plus or minus 178
- Unemployment rate8.4 percent plus or minus 3.5
- Adults 25 and over7,576
- Adults 25 and over with a high school diploma or higher86.2 percent
- Adults 25 and over with a bachelor degree or higher14.5 percent plus or minus 3.6
- Adults 25 and over with a graduate degree4.0 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elk City
Housing in Elk City
- Housing units6,269
- Occupied units4,976
- Vacant units1,293 plus or minus 275
- Vacancy rate20.6 percent plus or minus 4.3
- Owner occupied3,198
- Renter occupied1,778
- Ownership rate64.3 percent
- Median owner-occupied home value$150,400
- Median gross rent, monthly$943
- Annual rent as a share of median income22.1 percent
- Single family units4,288
- Share single family68.4 percent
- Units in buildings of two or more1,467 plus or minus 309
- Share in buildings of two or more23.4 percent plus or minus 4.8
- Mobile homes514 plus or minus 194
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elk City
How Elk City gets to work
- Workers 16 and over who commute4,426
- Commuting under 15 minutes3,288
- Share commuting under 15 minutes74.3 percent
- Commuting 30 minutes or more641 plus or minus 278
- Share commuting 30 minutes or more14.5 percent plus or minus 6.1
- Drove alone79.3 percent
- Carpooled13.7 percent plus or minus 6.3
- Public transport0.4 percent plus or minus 0.5
- Walked0.9 percent plus or minus 1.2
- Worked from home1.7 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elk City
SBA loans in Elk City (7(a))
- Approvals22
- Gross approval$11,324,500
- Average approval$514,750
- Median approval$184,100
- Ninetieth percentile approval$866,900
- Largest approval$5,000,000
- Jobs supported174
- Jobs per approval7.9
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more27.3 percent
- Share to franchises4.5 percent
- Distinct lenders9
- Distinct industries by NAICS16
Counted by borrower city: approvals to borrowers whose address is in Elk City, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Elk City
SBA loans in Elk City (504)
- Approvals2
- Gross approval$1,861,000
- Average approval$930,500
- Median approval$930,500
- Largest approval$1,786,000
- Jobs supported62
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Elk City, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Elk City
Flood risk in Elk City
- NFIP communityCity of Elk City
- NFIP community number400010
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/16/03(M)
The City of Elk City participates in the National Flood Insurance Program as community 400010 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Beckham County, not Elk City
Beckham County context, not Elk City figures
- Establishments in Beckham County690
- Covered employment, Beckham County9,947
- Average annual pay, Beckham County$54,143
- Housing units permitted, Beckham County4
Every figure in this section is published for Beckham County as a whole and is not a measurement of Elk City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Elk City questions, answered from the record.
How many people live in Elk City, Oklahoma?
11,361, in 4,976 households. Elk City city covers 16.06 square miles of land, which is 708 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Elk City in?
Beckham County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Elk City?
$51,272. The median owner-occupied home is valued at $150,400. Median gross rent is $943 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Elk City businesses?
22 7(a) approvals totaling $11.3 m since FY2020, across 9 lenders, median approval $184,100, plus 2 504 approvals worth $1.9 m since FY2010. These count approvals to borrowers whose address is in Elk City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Elk City borrowers get paid back?
No rate is published for Elk City. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Elk City in the National Flood Insurance Program?
Yes. Elk City appears in the FEMA Community Status Book as Elk City, city of, community 400010, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Elk City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Beckham County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elk City.
Is zoning published for Elk City?
No. Nothing on this page presents parcel level zoning.
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