Beckham County, Oklahoma: commercial real estate data.
Beckham County, Oklahoma had an estimated 22,248 residents on July 1, 2024, down 0.7 percent since the 2020 census base of 22,410, across 902 square miles. County output reached $1.26 bn in 2024, 690 establishments operate here, and the SBA record carries 28 7(a) approvals worth $17.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Beckham County
How many people live in Beckham County
- Population, American Community Survey 2020-202422,148
- Households8,188
- Average household size2.70
- Median household income$53,328
- Median age37.1
- Median gross rent$904 per month
- Median owner-occupied home value$143,500
- Home value to household income2.7 times
- Annual rent as a share of median income20.3 percent
- Adults 25 and over with a bachelor degree or higher12.9 percent
- Adults 25 and over with a graduate degree3.5 percent
- Adults 25 and over15,287
- Population under 185,125
- Share under 1823.1 percent
- Population 65 and over3,348
- Share 65 and over15.1 percent
- Working age population, 18 to 6413,675
- Civilian labor force8,863
- Unemployment rate7.9 percent
- Labor force participation, adults 18 and over52.1 percent
- Rank by population among Oklahoma counties38th of 77
- Rank by population among US county-equivalents, Puerto Rico included1765th of 3,222
Beckham County is the 38th largest of 77 Oklahoma counties by population. A median home costs 2.7 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.1 percent against 15.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Beckham County
Is Beckham County's population growing?
- Population, July 1, 202422,248
- Census 2020 base population22,410
- Population change since the 2020 census base-0.72 percent
- Population change, 2023 to 2024116
- Births, 2024267
- Deaths, 2024255
- Natural change, 202412
- Net domestic migration, 202487
- Net international migration, 202414
- Total net migration, 2024101
- Cumulative net domestic migration, 2021 to 202433
- Rank by growth among US county-equivalents2098th of 3,144
The county has lost 0.72 percent of its population since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Beckham County
Where are people moving to Beckham County from?
- Tax returns filed by households arriving531
- People arriving, from those returns1,077
- Tax returns filed by households leaving541
- Net household movement-10
- Adjusted gross income arriving$23.9 m
- Net adjusted gross income movement$4.8 m
- Average income of an arriving household$45,032
- Average income of a leaving household$35,412
- Largest single originWashita County (55 households)
- Largest single destinationWashita County (61 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Washita County | 55 | 109 | $1.6 m |
| Custer County | 37 | 60 | $1.8 m |
| Roger Mills County | 32 | 65 | $1.4 m |
| Canadian County | 29 | 53 | $1.3 m |
| Oklahoma County | 20 | 37 | $809,000 |
Households arriving report $9,620 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Washita County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Beckham County
What is the Beckham County economy?
- County GDP, 2024$1.26 bn
- County GDP, 2023$1.22 bn
- GDP change, 2023 to 20243.2 percent
- GDP change over five years38.2 percent
- Rank by GDP among the Oklahoma areas BEA publishes37th of 77
- Rank by GDP among the US county areas BEA publishes1654th of 3,127
- GDP per resident$56,932
Output grew 3.2 percent in the latest year and 38.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Beckham County
Employment by industry in Beckham County
- Covered employment, annual average9,947
- Establishments reporting777
- Average annual pay$54,143
- Average weekly wage$1,041
- Mining, quarrying, and oil and gas extraction, employment2,306
- Mining, quarrying, and oil and gas extraction, average annual pay$80,236
- Retail trade, employment1,395
- Retail trade, average annual pay$33,523
- Accommodation and food services, employment984
- Accommodation and food services, average annual pay$17,357
- Construction, employment720
- Construction, average annual pay$68,384
- Transportation and warehousing, employment520
- Wholesale trade, employment289
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Mining, quarrying, and oil and gas extraction | 2,306 | 76 | $80,236 |
| Retail trade | 1,395 | 124 | $33,523 |
| Accommodation and food services | 984 | 71 | $17,357 |
| Construction | 720 | 39 | $68,384 |
| Transportation and warehousing | 520 | 42 | $75,406 |
| Wholesale trade | 289 | 38 | $65,130 |
| Finance and insurance | 269 | 36 | $60,022 |
| Professional, scientific and technical services | 216 | 63 | $53,158 |
Mining, quarrying, and oil and gas extraction is the largest private sector at 2,306 jobs, 23.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Beckham County
How many businesses are in Beckham County?
- Establishments, all industries690
- Employment at those establishments6,782
- Annual payroll$324.2 m
- Establishments per 1,000 residents31.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Beckham County
Building permits in Beckham County
- Housing units authorized by permit, 20244
- Declared construction value permitted$1.2 m
- Single family units authorized4
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$298,350
- Units authorized per 1,000 households0.5
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Beckham County
SBA loans in Beckham County (7(a) and 504)
- 7(a) approvals recorded28
- 7(a) gross approval dollars$17.8 m
- Average 7(a) approval$637,321
- Median 7(a) approval$189,250
- 10th percentile approval$36,860
- 90th percentile approval$1,580,970
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)255
- Jobs per approval9.1
- Distinct 7(a) lenders active14
- Distinct industries receiving approvals19
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer35.7 percent
- Loans on real estate terms10
- Loans on working capital terms, 120 months or shorter15
- Franchise loans2
- Franchise share of approvals7.1 percent
- Most active lenderGreat Plains National Bank (9)
- 504 approvals recorded3
- 504 gross approval dollars$2.2 m
- Average 504 approval$735,333
- Median 504 approval$345,000
- Distinct CDCs active2
- 504 jobs per approval22.7
- 504 jobs per million dollars approved30.8
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$20.1 m
The average approval of $637,321 sits well above the median of $189,250, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 35.7 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Beckham County
SBA loan default and charge-off rates in Beckham County
Do SBA loans in Beckham County get paid back?
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Paid in full4
- Status: Cancelled6
- Status: Exempt from disclosure17
- Status: Committed, not yet disbursed1
Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Beckham County
SBA lending by place in Beckham County
- Borrower cities with recorded lending3
- Elk City, approvals22
- Sayre, approvals5
- Erick, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Elk City | 22 | $11,324,500 |
| Sayre | 5 | $6,415,000 |
| Erick | 1 | $105,500 |
Elk City accounts for 22 approvals against 5 in Sayre. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Beckham County
How large is Beckham County?
- Land area902 sq mi
- Rank by land area among Oklahoma counties30th of 77
- Width, east to west36.2 mi
- Height, north to south33.1 mi
- Geographies sharing a boundary8
- Residents per square mile of land25
- Establishments per square mile0.76
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Beckham County
Flood risk in Beckham County
- Participation of the county's own NFIP community Beckham County, unincorporated areasParticipating, community 400487
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Beckham County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Beckham County (community 400487), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Beckham County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Beckham County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Beckham County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202422,148
- Households8,188
- Average household size2.70
- Median household income$53,328
- Median age37.1
Common questions
Beckham County questions, answered from the record.
How many people live in Beckham County, Oklahoma?
The Census Bureau estimates 22,248 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 22,148, in 8,188 households, ranking 38th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Beckham County's population growing?
The population has fallen 0.72 percent since the 2020 census base of 22,410, to 22,248 on July 1, 2024. In 2024 there were 267 births against 255 deaths, with net migration of 101. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Beckham County?
$53,328. The median owner-occupied home is valued at $143,500, which is 2.7 times income, and median gross rent is $904 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Beckham County?
690 establishments, employing 6,782 people with an annual payroll of $324.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Beckham County?
Mining, quarrying, and oil and gas extraction is the largest private sector at 2,306 jobs, 23.2 percent of covered employment. Covered employment averages 9,947 jobs at an average annual pay of $54,143, or $1,041 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Beckham County?
28 7(a) approvals totaling $17.8 m since FY2020, across 14 lenders, with a median approval of $189,250, plus 3 504 approvals worth $2.2 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Beckham County?
4 housing units were authorized by permit in 2024, with a declared construction value of $1.2 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Beckham County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Beckham County come from?
The largest single origin is Washita County, with 55 households. Arriving households report an average income of $45,032 against $35,412 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Beckham County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Beckham County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Beckham County
Cities and places in Beckham.
6 Census places lie wholly or partly in Beckham County. All 6 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Elk City | city | 11,361 | 22 | Wholly in this county |
| Sayre | city | 4,796 | 5 | Wholly in this county |
| Erick | city | 799 | 1 | Wholly in this county |
| Carter | town | 210 | None recorded | Wholly in this county |
| Sweetwater | town | 108 | None recorded | 50.1 percent here, 49.9 percent Roger Mills County |
| Texola | town | 22 | None recorded | Wholly in this county |