Kiowa County, Oklahoma: commercial real estate data.
Kiowa County, Oklahoma had an estimated 8,257 residents on July 1, 2024, down 2.9 percent since the 2020 census base of 8,505, across 1,015 square miles. County output reached $255.4 m in 2024, 163 establishments operate here, and the SBA record carries 8 7(a) approvals worth $3.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Kiowa County
How many people live in Kiowa County
- Population, American Community Survey 2020-20248,383
- Households3,438
- Average household size2.44
- Median household income$44,962
- Median age42.4
- Median gross rent$780 per month
- Median owner-occupied home value$96,100
- Home value to household income2.1 times
- Annual rent as a share of median income20.8 percent
- Adults 25 and over with a bachelor degree or higher16.7 percent
- Adults 25 and over with a graduate degree4.9 percent
- Adults 25 and over5,783
- Population under 182,021
- Share under 1824.1 percent
- Population 65 and over1,704
- Share 65 and over20.3 percent
- Working age population, 18 to 644,658
- Civilian labor force3,532
- Unemployment rate5.2 percent
- Labor force participation, adults 18 and over55.5 percent
- Rank by population among Oklahoma counties62nd of 77
- Rank by population among US county-equivalents, Puerto Rico included2619th of 3,222
Kiowa County is the 62nd largest of 77 Oklahoma counties by population. A median home costs 2.1 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 24.1 percent against 20.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Kiowa County
Is Kiowa County's population growing?
- Population, July 1, 20248,257
- Census 2020 base population8,505
- Population change since the 2020 census base-2.92 percent
- Population change, 2023 to 2024-65
- Births, 202481
- Deaths, 2024155
- Natural change, 2024-74
- Net domestic migration, 20245
- Net international migration, 20245
- Total net migration, 202410
- Cumulative net domestic migration, 2021 to 202431
- Rank by growth among US county-equivalents2726th of 3,144
The county has lost 2.92 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Kiowa County
Where are people moving to Kiowa County from?
- Tax returns filed by households arriving173
- People arriving, from those returns367
- Tax returns filed by households leaving205
- Net household movement-32
- Adjusted gross income arriving$6.0 m
- Net adjusted gross income movement$-2.7 m
- Average income of an arriving household$34,699
- Average income of a leaving household$42,366
- Largest single originJackson County (20 households)
- Largest single destinationComanche County (27 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Jackson County | 20 | 40 | $649,000 |
Households arriving report $7,667 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Jackson County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Kiowa County
What is the Kiowa County economy?
- County GDP, 2024$255.4 m
- County GDP, 2023$288.7 m
- GDP change, 2023 to 2024-11.5 percent
- GDP change over five years0.2 percent
- Rank by GDP among the Oklahoma areas BEA publishes71st of 77
- Rank by GDP among the US county areas BEA publishes2793rd of 3,127
- GDP per resident$30,463
Output grew -11.5 percent in the latest year and 0.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Kiowa County
Employment by industry in Kiowa County
- Covered employment, annual average1,980
- Establishments reporting242
- Average annual pay$44,330
- Average weekly wage$852
- Retail trade, employment276
- Retail trade, average annual pay$25,726
- Agriculture, forestry, fishing and hunting, employment108
- Agriculture, forestry, fishing and hunting, average annual pay$46,763
- Finance and insurance, employment102
- Finance and insurance, average annual pay$61,779
- Utilities, employment98
- Utilities, average annual pay$133,488
- Mining, quarrying, and oil and gas extraction, employment80
- Wholesale trade, employment71
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 276 | 30 | $25,726 |
| Agriculture, forestry, fishing and hunting | 108 | 11 | $46,763 |
| Finance and insurance | 102 | 20 | $61,779 |
| Utilities | 98 | 4 | $133,488 |
| Mining, quarrying, and oil and gas extraction | 80 | 6 | $71,992 |
| Wholesale trade | 71 | 13 | $38,599 |
| Transportation and warehousing | 39 | 9 | $68,428 |
| Real estate and rental and leasing | 12 | 3 | $44,546 |
Retail trade is the largest private sector at 276 jobs, 13.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Kiowa County
How many businesses are in Kiowa County?
- Establishments, all industries163
- Employment at those establishments1,294
- Annual payroll$48.7 m
- Establishments per 1,000 residents19.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Kiowa County
Building permits in Kiowa County
- Housing units authorized by permit, 20240
- Declared construction value permitted$0
- Single family units authorized0
- Multifamily units authorized0
No residential units were authorized by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Kiowa County
SBA loans in Kiowa County (7(a) and 504)
- 7(a) approvals recorded8
- 7(a) gross approval dollars$3.4 m
- Average 7(a) approval$426,563
- Median 7(a) approval$82,000
- Largest single approval$2,543,000
- Jobs reported supported, 7(a)29
- Jobs per approval3.6
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals8
- Median 7(a) term102 months
- Share of loans on real estate terms, 240 months or longer12.5 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter6
- Franchise loans1
- Franchise share of approvals12.5 percent
- Most active lenderBancFirst (4)
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kiowa County
SBA loan default and charge-off rates in Kiowa County
Do SBA loans in Kiowa County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure6
- Status: Paid in full1
- Status: Committed, not yet disbursed1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kiowa County
SBA lending by place in Kiowa County
- Borrower cities with recorded lending2
- Hobart, approvals7
- Mountain View, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Hobart | 7 | $3,262,500 |
| Mountain View | 1 | $150,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kiowa County
How large is Kiowa County?
- Land area1,015 sq mi
- Rank by land area among Oklahoma counties18th of 77
- Width, east to west44.8 mi
- Height, north to south36.1 mi
- Geographies sharing a boundary7
- Residents per square mile of land8
- Establishments per square mile0.16
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Kiowa County
Flood risk in Kiowa County
- Participation of the county's own NFIP community Kiowa County, unincorporated areasParticipating, community 400543
- Communities in the county in the NFIP Community Status Book9
- Of those, participating in the NFIP7
- NFIP participation rate77.8 percent
- Communities carrying a CRS class0
- Radon levels in Kiowa County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Kiowa County (community 400543), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Kiowa County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 77.8 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Kiowa County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Kiowa County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20248,383
- Households3,438
- Average household size2.44
- Median household income$44,962
- Median age42.4
Common questions
Kiowa County questions, answered from the record.
How many people live in Kiowa County, Oklahoma?
The Census Bureau estimates 8,257 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 8,383, in 3,438 households, ranking 62nd of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Kiowa County's population growing?
The population has fallen 2.92 percent since the 2020 census base of 8,505, to 8,257 on July 1, 2024. In 2024 there were 81 births against 155 deaths, with net migration of 10. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Kiowa County?
$44,962. The median owner-occupied home is valued at $96,100, which is 2.1 times income, and median gross rent is $780 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Kiowa County?
163 establishments, employing 1,294 people with an annual payroll of $48.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Kiowa County?
Retail trade is the largest private sector at 276 jobs, 13.9 percent of covered employment. Covered employment averages 1,980 jobs at an average annual pay of $44,330, or $852 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Kiowa County?
8 7(a) approvals totaling $3.4 m since FY2020, across 4 lenders, with a median approval of $82,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Kiowa County?
No residential units were authorized by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Kiowa County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Kiowa County come from?
The largest single origin is Jackson County, with 20 households. Arriving households report an average income of $34,699 against $42,366 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Kiowa County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Kiowa County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Kiowa County
Cities and places in Kiowa.
8 Census places lie wholly or partly in Kiowa County. All 8 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Hobart | city | 3,358 | 7 | Wholly in this county |
| Snyder | city | 1,297 | None recorded | Wholly in this county |
| Mountain View | town | 543 | 1 | Wholly in this county |
| Lone Wolf | town | 410 | None recorded | Wholly in this county |
| Mountain Park | town | 265 | None recorded | Wholly in this county |
| Gotebo | town | 262 | None recorded | Wholly in this county |
| Roosevelt | town | 213 | None recorded | Wholly in this county |
| Cooperton | town | 7 | None recorded | Wholly in this county |