Custer County, Oklahoma: commercial real estate data.
Custer County, Oklahoma had an estimated 28,266 residents on July 1, 2024, down 0.9 percent since the 2020 census base of 28,518, across 989 square miles. County output reached $1.81 bn in 2024, 945 establishments operate here, and the SBA record carries 39 7(a) approvals worth $19.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Custer County
How many people live in Custer County
- Population, American Community Survey 2020-202428,259
- Households11,044
- Average household size2.56
- Median household income$59,738
- Median age32.8
- Median gross rent$824 per month
- Median owner-occupied home value$181,500
- Home value to household income3.0 times
- Annual rent as a share of median income16.6 percent
- Adults 25 and over with a bachelor degree or higher31.7 percent
- Adults 25 and over with a graduate degree11.8 percent
- Adults 25 and over16,708
- Population under 187,050
- Share under 1824.9 percent
- Population 65 and over4,114
- Share 65 and over14.6 percent
- Working age population, 18 to 6417,095
- Civilian labor force14,911
- Unemployment rate4.2 percent
- Labor force participation, adults 18 and over70.3 percent
- Rank by population among Oklahoma counties33rd of 77
- Rank by population among US county-equivalents, Puerto Rico included1533rd of 3,222
Custer County is the 33rd largest of 77 Oklahoma counties by population. A median home costs 3.0 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 24.9 percent against 14.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Custer County
Is Custer County's population growing?
- Population, July 1, 202428,266
- Census 2020 base population28,518
- Population change since the 2020 census base-0.88 percent
- Population change, 2023 to 2024-66
- Births, 2024350
- Deaths, 2024307
- Natural change, 202443
- Net domestic migration, 2024-163
- Net international migration, 202454
- Total net migration, 2024-109
- Cumulative net domestic migration, 2021 to 2024-380
- Rank by growth among US county-equivalents2153rd of 3,144
The county has lost 0.88 percent of its population since the 2020 census base. More people left than moved in during 2024 and births over deaths did not make up the difference, so the population fell.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Custer County
Where are people moving to Custer County from?
- Tax returns filed by households arriving731
- People arriving, from those returns1,432
- Tax returns filed by households leaving829
- Net household movement-98
- Adjusted gross income arriving$33.4 m
- Net adjusted gross income movement$-6.6 m
- Average income of an arriving household$45,627
- Average income of a leaving household$48,169
- Largest single originOklahoma County (80 households)
- Largest single destinationOklahoma County (132 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Oklahoma County | 80 | 142 | $3.3 m |
| Washita County | 80 | 177 | $3.7 m |
| Caddo County | 54 | 115 | $2.1 m |
| Canadian County | 44 | 80 | $1.9 m |
| Beckham County | 36 | 69 | $1.2 m |
| Cleveland County | 20 | 34 | $671,000 |
Households arriving report $2,542 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Oklahoma County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Custer County
What is the Custer County economy?
- County GDP, 2024$1.81 bn
- County GDP, 2023$2.01 bn
- GDP change, 2023 to 2024-10.0 percent
- GDP change over five years31.3 percent
- Rank by GDP among the Oklahoma areas BEA publishes27th of 77
- Rank by GDP among the US county areas BEA publishes1364th of 3,127
- GDP per resident$64,108
Output grew -10.0 percent in the latest year and 31.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Custer County
Employment by industry in Custer County
- Covered employment, annual average12,644
- Establishments reporting1,024
- Average annual pay$49,256
- Average weekly wage$947
- Retail trade, employment1,534
- Retail trade, average annual pay$30,915
- Accommodation and food services, employment1,303
- Accommodation and food services, average annual pay$18,900
- Health care and social assistance, employment1,292
- Health care and social assistance, average annual pay$37,441
- Manufacturing, employment1,098
- Manufacturing, average annual pay$53,118
- Wholesale trade, employment846
- Mining, quarrying, and oil and gas extraction, employment709
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 1,534 | 134 | $30,915 |
| Accommodation and food services | 1,303 | 86 | $18,900 |
| Health care and social assistance | 1,292 | 87 | $37,441 |
| Manufacturing | 1,098 | 31 | $53,118 |
| Wholesale trade | 846 | 65 | $71,194 |
| Mining, quarrying, and oil and gas extraction | 709 | 52 | $101,131 |
| Construction | 694 | 86 | $57,583 |
| Finance and insurance | 377 | 65 | $58,706 |
Retail trade is the largest private sector at 1,534 jobs, 12.1 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Custer County
How many businesses are in Custer County?
- Establishments, all industries945
- Employment at those establishments9,694
- Annual payroll$492.7 m
- Establishments per 1,000 residents33.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Custer County
Building permits in Custer County
- Housing units authorized by permit, 202428
- Declared construction value permitted$7.8 m
- Single family units authorized23
- Multifamily units authorized5
- Multifamily share of units17.9 percent
- Average declared value per unit$279,311
- Units authorized per 1,000 households2.5
Single-family homes are 82.1 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Custer County
SBA loans in Custer County (7(a) and 504)
- 7(a) approvals recorded39
- 7(a) gross approval dollars$19.8 m
- Average 7(a) approval$507,938
- Median 7(a) approval$310,100
- 10th percentile approval$63,000
- 90th percentile approval$1,000,000
- Largest single approval$3,300,000
- Jobs reported supported, 7(a)415
- Jobs per approval10.6
- Distinct 7(a) lenders active17
- Distinct industries receiving approvals29
- Median 7(a) term128 months
- Share of loans on real estate terms, 240 months or longer43.6 percent
- Loans on real estate terms17
- Loans on working capital terms, 120 months or shorter19
- Franchise loans5
- Franchise share of approvals12.8 percent
- Leading industry by approval countLessors of Miniwarehouses and Self-Storage Units (3)
- Most active lenderLegacy Bank (8)
- 504 approvals recorded2
- 504 gross approval dollars$747,000
- Average 504 approval$373,500
- Median 504 approval$373,500
- Distinct CDCs active2
- 504 jobs per approval7.0
- 504 jobs per million dollars approved18.7
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$20.6 m
The average approval of $507,938 sits well above the median of $310,100, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 43.6 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Custer County
SBA loan default and charge-off rates in Custer County
Do SBA loans in Custer County get paid back?
- Loans with a final outcome recorded8
- Paid in full8
- Charged off0
- Status: Exempt from disclosure26
- Status: Paid in full8
- Status: Cancelled2
- Status: Committed, not yet disbursed3
Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Custer County
SBA lending by place in Custer County
- Borrower cities with recorded lending4
- Weatherford, approvals27
- Clinton, approvals10
- Hydro, approvals1
- Thomas, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Weatherford | 27 | $15,408,400 |
| Clinton | 10 | $3,591,100 |
| Hydro | 1 | $500,000 |
| Thomas | 1 | $310,100 |
Weatherford accounts for 27 approvals against 10 in Clinton. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Custer County
How large is Custer County?
- Land area989 sq mi
- Rank by land area among Oklahoma counties22nd of 77
- Width, east to west42.3 mi
- Height, north to south24 mi
- Geographies sharing a boundary6
- Residents per square mile of land29
- Establishments per square mile0.96
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Custer County
Flood risk in Custer County
- Participation of the county's own NFIP community Custer County, unincorporated areasParticipating, community 400486
- Communities in the county in the NFIP Community Status Book6
- Of those, participating in the NFIP6
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Custer County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Custer County (community 400486), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Custer County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Custer County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Custer County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202428,259
- Households11,044
- Average household size2.56
- Median household income$59,738
- Median age32.8
Common questions
Custer County questions, answered from the record.
How many people live in Custer County, Oklahoma?
The Census Bureau estimates 28,266 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 28,259, in 11,044 households, ranking 33rd of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Custer County's population growing?
The population has fallen 0.88 percent since the 2020 census base of 28,518, to 28,266 on July 1, 2024. In 2024 there were 350 births against 307 deaths, with net migration of -109. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Custer County?
$59,738. The median owner-occupied home is valued at $181,500, which is 3.0 times income, and median gross rent is $824 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Custer County?
945 establishments, employing 9,694 people with an annual payroll of $492.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Custer County?
Retail trade is the largest private sector at 1,534 jobs, 12.1 percent of covered employment. Covered employment averages 12,644 jobs at an average annual pay of $49,256, or $947 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Custer County?
39 7(a) approvals totaling $19.8 m since FY2020, across 17 lenders, with a median approval of $310,100, plus 2 504 approvals worth $747,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Custer County?
28 housing units were authorized by permit in 2024, with a declared construction value of $7.8 m. Multifamily was 17.9 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Custer County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Custer County come from?
The largest single origin is Oklahoma County, with 80 households. Arriving households report an average income of $45,627 against $48,169 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Custer County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Custer County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Custer County
Cities and places in Custer.
7 Census places lie wholly or partly in Custer County. All 7 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Weatherford | city | 12,004 | 27 | Wholly in this county |
| Clinton | city | 8,388 | 10 | Wholly in this county |
| Thomas | city | 1,170 | 1 | Wholly in this county |
| Arapaho | town | 715 | None recorded | Wholly in this county |
| Custer City | town | 566 | None recorded | Wholly in this county |
| Hammon | town | 457 | None recorded | 3.3 percent here, 96.7 percent Roger Mills County |
| Butler | town | 250 | None recorded | Wholly in this county |
A further 1 of the county's 39 SBA 7(a) approvals are to borrowers in cities that match no Census place in Custer County, the largest being Hydro (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby