Noble County, Oklahoma: commercial real estate data.
Noble County, Oklahoma had an estimated 10,896 residents on July 1, 2024, down 0.3 percent since the 2020 census base of 10,924, across 732 square miles. County output reached $844.1 m in 2024, 194 establishments operate here, and the SBA record carries 5 7(a) approvals worth $1.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Noble County
How many people live in Noble County
- Population, American Community Survey 2020-202410,897
- Households4,147
- Average household size2.63
- Median household income$66,365
- Median age42.2
- Median gross rent$826 per month
- Median owner-occupied home value$146,400
- Home value to household income2.2 times
- Annual rent as a share of median income14.9 percent
- Adults 25 and over with a bachelor degree or higher18.2 percent
- Adults 25 and over with a graduate degree5.3 percent
- Adults 25 and over7,528
- Population under 182,466
- Share under 1822.6 percent
- Population 65 and over2,360
- Share 65 and over21.7 percent
- Working age population, 18 to 646,071
- Civilian labor force4,913
- Unemployment rate2.6 percent
- Labor force participation, adults 18 and over58.3 percent
- Rank by population among Oklahoma counties53rd of 77
- Rank by population among US county-equivalents, Puerto Rico included2423rd of 3,222
Noble County is the 53rd largest of 77 Oklahoma counties by population. A median home costs 2.2 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 22.6 percent against 21.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Noble County
Is Noble County's population growing?
- Population, July 1, 202410,896
- Census 2020 base population10,924
- Population change since the 2020 census base-0.26 percent
- Population change, 2023 to 202431
- Births, 2024101
- Deaths, 2024167
- Natural change, 2024-66
- Net domestic migration, 202482
- Net international migration, 202414
- Total net migration, 202496
- Cumulative net domestic migration, 2021 to 2024184
- Rank by growth among US county-equivalents1948th of 3,144
The county has lost 0.26 percent of its population since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Noble County
Where are people moving to Noble County from?
- Tax returns filed by households arriving249
- People arriving, from those returns489
- Tax returns filed by households leaving274
- Net household movement-25
- Adjusted gross income arriving$15.6 m
- Net adjusted gross income movement$3.8 m
- Average income of an arriving household$62,739
- Average income of a leaving household$43,208
- Largest single originPayne County (101 households)
- Largest single destinationPayne County (79 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Payne County | 101 | 196 | $7.1 m |
Households arriving report $19,531 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Payne County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Noble County
What is the Noble County economy?
- County GDP, 2024$844.1 m
- County GDP, 2023$812.8 m
- GDP change, 2023 to 20243.8 percent
- GDP change over five years29.9 percent
- Rank by GDP among the Oklahoma areas BEA publishes46th of 77
- Rank by GDP among the US county areas BEA publishes1992nd of 3,127
- GDP per resident$77,458
Output grew 3.8 percent in the latest year and 29.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Noble County
Employment by industry in Noble County
- Covered employment, annual average4,792
- Establishments reporting267
- Average annual pay$52,976
- Average weekly wage$1,019
- Retail trade, employment311
- Retail trade, average annual pay$37,864
- Construction, employment167
- Construction, average annual pay$62,155
- Wholesale trade, employment62
- Wholesale trade, average annual pay$61,705
- Mining, quarrying, and oil and gas extraction, employment56
- Mining, quarrying, and oil and gas extraction, average annual pay$62,079
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 311 | 32 | $37,864 |
| Construction | 167 | 22 | $62,155 |
| Wholesale trade | 62 | 18 | $61,705 |
| Mining, quarrying, and oil and gas extraction | 56 | 8 | $62,079 |
Retail trade is the largest private sector at 311 jobs, 6.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Noble County
How many businesses are in Noble County?
- Establishments, all industries194
- Employment at those establishments4,183
- Annual payroll$208.0 m
- Establishments per 1,000 residents17.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Noble County
Building permits in Noble County
- Housing units authorized by permit, 20246
- Declared construction value permitted$1.2 m
- Single family units authorized6
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$193,349
- Units authorized per 1,000 households1.4
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Noble County
SBA loans in Noble County (7(a) and 504)
- 7(a) approvals recorded5
- 7(a) gross approval dollars$1.7 m
- Average 7(a) approval$343,920
- Median 7(a) approval$227,300
- Largest single approval$860,000
- Jobs reported supported, 7(a)46
- Jobs per approval9.2
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals4
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer60.0 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter2
- Franchise loans2
- Franchise share of approvals40.0 percent
- 504 approvals recorded1
- 504 gross approval dollars$1.2 m
- Average 504 approval$1,223,000
- Median 504 approval$1,223,000
- Distinct CDCs active1
- 504 jobs per approval10.0
- 504 jobs per million dollars approved8.2
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$2.9 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Noble County
SBA loan default and charge-off rates in Noble County
Do SBA loans in Noble County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure4
- Status: Cancelled1
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Noble County
SBA lending by place in Noble County
- Borrower cities with recorded lending3
- Perry, approvals3
- Morrison, approvals1
- Lucien, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Perry | 3 | $632,300 |
| Morrison | 1 | $860,000 |
| Lucien | 1 | $227,300 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Noble County
How large is Noble County?
- Land area732 sq mi
- Rank by land area among Oklahoma counties48th of 77
- Width, east to west31.1 mi
- Height, north to south30.4 mi
- Geographies sharing a boundary6
- Residents per square mile of land15
- Establishments per square mile0.27
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Noble County
Flood risk in Noble County
- Participation of the county's own NFIP community Noble County, unincorporated areasParticipating, community 400132
- Communities in the county in the NFIP Community Status Book8
- Of those, participating in the NFIP7
- NFIP participation rate87.5 percent
- Communities carrying a CRS class0
- Radon levels in Noble County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Noble County (community 400132), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Noble County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 87.5 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Noble County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Noble County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202410,897
- Households4,147
- Average household size2.63
- Median household income$66,365
- Median age42.2
Common questions
Noble County questions, answered from the record.
How many people live in Noble County, Oklahoma?
The Census Bureau estimates 10,896 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 10,897, in 4,147 households, ranking 53rd of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Noble County's population growing?
The population has fallen 0.26 percent since the 2020 census base of 10,924, to 10,896 on July 1, 2024. In 2024 there were 101 births against 167 deaths, with net migration of 96. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Noble County?
$66,365. The median owner-occupied home is valued at $146,400, which is 2.2 times income, and median gross rent is $826 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Noble County?
194 establishments, employing 4,183 people with an annual payroll of $208.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Noble County?
Retail trade is the largest private sector at 311 jobs, 6.5 percent of covered employment. Covered employment averages 4,792 jobs at an average annual pay of $52,976, or $1,019 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Noble County?
5 7(a) approvals totaling $1.7 m since FY2020, across 4 lenders, with a median approval of $227,300, plus 1 504 approvals worth $1.2 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Noble County?
6 housing units were authorized by permit in 2024, with a declared construction value of $1.2 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Noble County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Noble County come from?
The largest single origin is Payne County, with 101 households. Arriving households report an average income of $62,739 against $43,208 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Noble County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Noble County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Noble County
Cities and places in Noble.
7 Census places lie wholly or partly in Noble County. All 7 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Perry | city | 4,452 | 3 | Wholly in this county |
| Morrison | town | 789 | 1 | Wholly in this county |
| Billings | town | 666 | None recorded | Wholly in this county |
| Marland | town | 358 | None recorded | Wholly in this county |
| Red Rock | town | 218 | None recorded | Wholly in this county |
| Lucien | CDP | 41 | 1 | Wholly in this county |
| Sumner | CDP | 9 | None recorded | Wholly in this county |
Nearby