Pawnee County, Oklahoma: commercial real estate data.
Pawnee County, Oklahoma had an estimated 16,111 residents on July 1, 2024, up 3.6 percent since the 2020 census base of 15,558, across 568 square miles. County output reached $457.5 m in 2024, 263 establishments operate here, and the SBA record carries 17 7(a) approvals worth $10.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Pawnee County
How many people live in Pawnee County
- Population, American Community Survey 2020-202415,795
- Households6,108
- Average household size2.59
- Median household income$58,738
- Median age41.6
- Median gross rent$864 per month
- Median owner-occupied home value$131,500
- Home value to household income2.2 times
- Annual rent as a share of median income17.7 percent
- Adults 25 and over with a bachelor degree or higher16.9 percent
- Adults 25 and over with a graduate degree5.0 percent
- Adults 25 and over10,944
- Population under 183,665
- Share under 1823.2 percent
- Population 65 and over3,174
- Share 65 and over20.1 percent
- Working age population, 18 to 648,956
- Civilian labor force6,717
- Unemployment rate4.4 percent
- Labor force participation, adults 18 and over55.4 percent
- Rank by population among Oklahoma counties43rd of 77
- Rank by population among US county-equivalents, Puerto Rico included2110th of 3,222
Pawnee County is the 43rd largest of 77 Oklahoma counties by population. A median home costs 2.2 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.2 percent against 20.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Pawnee County
Is Pawnee County's population growing?
- Population, July 1, 202416,111
- Census 2020 base population15,558
- Population change since the 2020 census base3.55 percent
- Population change, 2023 to 2024219
- Births, 2024166
- Deaths, 2024225
- Natural change, 2024-59
- Net domestic migration, 2024276
- Net international migration, 20244
- Total net migration, 2024280
- Cumulative net domestic migration, 2021 to 2024914
- Rank by growth among US county-equivalents768th of 3,144
The county has grown 3.55 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Pawnee County
Where are people moving to Pawnee County from?
- Tax returns filed by households arriving525
- People arriving, from those returns1,098
- Tax returns filed by households leaving363
- Net household movement162
- Adjusted gross income arriving$25.0 m
- Net adjusted gross income movement$10.5 m
- Average income of an arriving household$47,655
- Average income of a leaving household$40,022
- Largest single originTulsa County (147 households)
- Largest single destinationTulsa County (111 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Tulsa County | 147 | 302 | $7.3 m |
| Creek County | 69 | 155 | $3.3 m |
| Osage County | 45 | 100 | $1.8 m |
| Payne County | 44 | 89 | $1.3 m |
Households arriving report $7,633 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Tulsa County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Pawnee County
What is the Pawnee County economy?
- County GDP, 2024$457.5 m
- County GDP, 2023$450.6 m
- GDP change, 2023 to 20241.5 percent
- GDP change over five years29.0 percent
- Rank by GDP among the Oklahoma areas BEA publishes59th of 77
- Rank by GDP among the US county areas BEA publishes2461st of 3,127
- GDP per resident$28,965
Output grew 1.5 percent in the latest year and 29.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Pawnee County
Employment by industry in Pawnee County
- Covered employment, annual average3,458
- Establishments reporting358
- Average annual pay$45,260
- Average weekly wage$870
- Health care and social assistance, employment576
- Health care and social assistance, average annual pay$45,504
- Retail trade, employment424
- Retail trade, average annual pay$39,395
- Construction, employment163
- Construction, average annual pay$48,801
- Manufacturing, employment130
- Manufacturing, average annual pay$44,263
- Finance and insurance, employment84
- Other services, except public administration, employment47
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 576 | 36 | $45,504 |
| Retail trade | 424 | 45 | $39,395 |
| Construction | 163 | 36 | $48,801 |
| Manufacturing | 130 | 14 | $44,263 |
| Finance and insurance | 84 | 23 | $56,273 |
| Other services, except public administration | 47 | 17 | $42,864 |
| Wholesale trade | 44 | 12 | $48,591 |
| Real estate and rental and leasing | 25 | 4 | $42,657 |
Health care and social assistance is the largest private sector at 576 jobs, 16.7 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Pawnee County
How many businesses are in Pawnee County?
- Establishments, all industries263
- Employment at those establishments2,972
- Annual payroll$157.1 m
- Establishments per 1,000 residents16.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Pawnee County
Building permits in Pawnee County
- Housing units authorized by permit, 20240
- Declared construction value permitted$0
- Single family units authorized0
- Multifamily units authorized0
No residential units were authorized by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Pawnee County
SBA loans in Pawnee County (7(a) and 504)
- 7(a) approvals recorded17
- 7(a) gross approval dollars$10.3 m
- Average 7(a) approval$604,959
- Median 7(a) approval$350,000
- Largest single approval$2,191,500
- Jobs reported supported, 7(a)141
- Jobs per approval8.3
- Distinct 7(a) lenders active11
- Distinct industries receiving approvals13
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer29.4 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter11
- Franchise loans1
- Franchise share of approvals5.9 percent
- Most active lenderBancFirst (5)
- 504 approvals recorded1
- 504 gross approval dollars$199,000
- Average 504 approval$199,000
- Median 504 approval$199,000
- Distinct CDCs active1
- 504 jobs per approval6.0
- 504 jobs per million dollars approved30.2
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$10.5 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pawnee County
SBA loan default and charge-off rates in Pawnee County
Do SBA loans in Pawnee County get paid back?
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Paid in full4
- Status: Cancelled3
- Status: Exempt from disclosure10
Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pawnee County
SBA lending by place in Pawnee County
- Borrower cities with recorded lending4
- Cleveland, approvals7
- Pawnee, approvals5
- Jennings, approvals4
- Mannford, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Cleveland | 7 | $5,134,800 |
| Pawnee | 5 | $1,986,500 |
| Jennings | 4 | $2,858,000 |
| Mannford | 1 | $305,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pawnee County
How large is Pawnee County?
- Land area568 sq mi
- Rank by land area among Oklahoma counties67th of 77
- Width, east to west44 mi
- Height, north to south27.9 mi
- Geographies sharing a boundary5
- Residents per square mile of land28
- Establishments per square mile0.46
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Pawnee County
Flood risk in Pawnee County
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Pawnee County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The EPA places Pawnee County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Pawnee County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Pawnee County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202415,795
- Households6,108
- Average household size2.59
- Median household income$58,738
- Median age41.6
Common questions
Pawnee County questions, answered from the record.
How many people live in Pawnee County, Oklahoma?
The Census Bureau estimates 16,111 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 15,795, in 6,108 households, ranking 43rd of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Pawnee County's population growing?
The population has grown 3.55 percent since the 2020 census base of 15,558, to 16,111 on July 1, 2024. In 2024 there were 166 births against 225 deaths, with net migration of 280. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Pawnee County?
$58,738. The median owner-occupied home is valued at $131,500, which is 2.2 times income, and median gross rent is $864 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Pawnee County?
263 establishments, employing 2,972 people with an annual payroll of $157.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Pawnee County?
Health care and social assistance is the largest private sector at 576 jobs, 16.7 percent of covered employment. Covered employment averages 3,458 jobs at an average annual pay of $45,260, or $870 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Pawnee County?
17 7(a) approvals totaling $10.3 m since FY2020, across 11 lenders, with a median approval of $350,000, plus 1 504 approvals worth $199,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Pawnee County?
No residential units were authorized by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Pawnee County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Pawnee County come from?
The largest single origin is Tulsa County, with 147 households. Arriving households report an average income of $47,655 against $40,022 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Pawnee County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Pawnee County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Pawnee County
Cities and places in Pawnee.
15 Census places lie wholly or partly in Pawnee County. 14 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Mannford | town | 3,269 | 1 | 2.2 percent here, 94.0 percent Creek County, 3.8 percent Tulsa County |
| Cleveland | city | 3,225 | 7 | Wholly in this county |
| Pawnee | city | 1,886 | 5 | Wholly in this county |
| Westport | town | 606 | None recorded | Wholly in this county |
| Jennings | town | 346 | 4 | Wholly in this county |
| Ralston | town | 328 | None recorded | Wholly in this county |
| Hallett | town | 132 | None recorded | Wholly in this county |
| Terlton | town | 78 | None recorded | Wholly in this county |
| Blackburn | town | 76 | None recorded | Wholly in this county |
| Skedee | town | 62 | None recorded | Wholly in this county |
| Lone Chimney | town | 51 | None recorded | Wholly in this county |
| Oak Grove | town | 46 | None recorded | Wholly in this county |
| Maramec | town | 34 | None recorded | Wholly in this county |
| Mule Barn | town | 0 | None recorded | Wholly in this county |
| Quay | CDP | 0 | None recorded | 51.4 percent here, 48.6 percent Payne County |
Nearby