Creek County, Oklahoma: commercial real estate data.
Creek County, Oklahoma had an estimated 73,971 residents on July 1, 2024, up 3.1 percent since the 2020 census base of 71,763, across 950 square miles. County output reached $2.86 bn in 2024, 1,416 establishments operate here, and the SBA record carries 62 7(a) approvals worth $48.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Creek County
How many people live in Creek County
- Population, American Community Survey 2020-202472,830
- Households28,246
- Average household size2.58
- Median household income$62,338
- Median age40.4
- Median gross rent$936 per month
- Median owner-occupied home value$182,100
- Home value to household income2.9 times
- Annual rent as a share of median income18.0 percent
- Adults 25 and over with a bachelor degree or higher18.7 percent
- Adults 25 and over with a graduate degree5.7 percent
- Adults 25 and over50,079
- Population under 1816,959
- Share under 1823.3 percent
- Population 65 and over13,489
- Share 65 and over18.5 percent
- Working age population, 18 to 6442,382
- Civilian labor force32,775
- Unemployment rate3.3 percent
- Labor force participation, adults 18 and over58.7 percent
- Rank by population among Oklahoma counties10th of 77
- Rank by population among US county-equivalents, Puerto Rico included768th of 3,222
Creek County is the 10th largest of 77 Oklahoma counties by population. A median home costs 2.9 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.3 percent against 18.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Creek County
Is Creek County's population growing?
- Population, July 1, 202473,971
- Census 2020 base population71,763
- Population change since the 2020 census base3.08 percent
- Population change, 2023 to 2024599
- Births, 2024827
- Deaths, 2024952
- Natural change, 2024-125
- Net domestic migration, 2024699
- Net international migration, 202425
- Total net migration, 2024724
- Cumulative net domestic migration, 2021 to 20242,836
- Rank by growth among US county-equivalents850th of 3,144
The county has grown 3.08 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Creek County
Where are people moving to Creek County from?
- Tax returns filed by households arriving2,352
- People arriving, from those returns4,740
- Tax returns filed by households leaving2,102
- Net household movement250
- Adjusted gross income arriving$138.1 m
- Net adjusted gross income movement$-43.1 m
- Average income of an arriving household$58,719
- Average income of a leaving household$86,214
- Largest single originTulsa County (1,176 households)
- Largest single destinationTulsa County (972 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Tulsa County | 1,176 | 2,407 | $69.7 m |
| Payne County | 77 | 143 | $3.4 m |
| Wagoner County | 56 | 104 | $3.3 m |
| Oklahoma County | 53 | 105 | $4.3 m |
| Okmulgee County | 52 | 100 | $2.2 m |
| Osage County | 46 | 106 | $2.1 m |
| Rogers County | 46 | 84 | $2.2 m |
| Lincoln County | 40 | 92 | $2.2 m |
Households arriving report $27,495 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Tulsa County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Creek County
What is the Creek County economy?
- County GDP, 2024$2.86 bn
- County GDP, 2023$2.72 bn
- GDP change, 2023 to 20245.0 percent
- GDP change over five years40.3 percent
- Rank by GDP among the Oklahoma areas BEA publishes14th of 77
- Rank by GDP among the US county areas BEA publishes1016th of 3,127
- GDP per resident$39,208
Output grew 5.0 percent in the latest year and 40.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Creek County
Employment by industry in Creek County
- Covered employment, annual average21,450
- Establishments reporting1,724
- Average annual pay$55,527
- Average weekly wage$1,068
- Manufacturing, employment3,895
- Manufacturing, average annual pay$70,695
- Health care and social assistance, employment2,636
- Health care and social assistance, average annual pay$45,148
- Construction, employment2,244
- Construction, average annual pay$65,597
- Retail trade, employment1,873
- Retail trade, average annual pay$33,055
- Accommodation and food services, employment1,296
- Transportation and warehousing, employment863
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 3,895 | 127 | $70,695 |
| Health care and social assistance | 2,636 | 170 | $45,148 |
| Construction | 2,244 | 222 | $65,597 |
| Retail trade | 1,873 | 185 | $33,055 |
| Accommodation and food services | 1,296 | 97 | $17,526 |
| Transportation and warehousing | 863 | 71 | $65,912 |
| Administrative and support and waste management services | 822 | 106 | $43,411 |
| Wholesale trade | 774 | 95 | $69,619 |
Manufacturing is the largest private sector at 3,895 jobs, 18.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Creek County
How many businesses are in Creek County?
- Establishments, all industries1,416
- Employment at those establishments17,078
- Annual payroll$855.6 m
- Establishments per 1,000 residents19.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Creek County
Building permits in Creek County
- Housing units authorized by permit, 2024193
- Declared construction value permitted$28.5 m
- Single family units authorized117
- Multifamily units authorized76
- Multifamily share of units39.4 percent
- Average declared value per unit$147,845
- Units authorized per 1,000 households6.8
Single-family homes are 60.6 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Creek County
SBA loans in Creek County (7(a) and 504)
- 7(a) approvals recorded62
- 7(a) gross approval dollars$48.4 m
- Average 7(a) approval$780,132
- Median 7(a) approval$246,500
- 10th percentile approval$50,000
- 90th percentile approval$2,456,500
- Largest single approval$4,490,000
- Jobs reported supported, 7(a)595
- Jobs per approval9.6
- Distinct 7(a) lenders active24
- Distinct industries receiving approvals43
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer21.0 percent
- Loans on real estate terms13
- Loans on working capital terms, 120 months or shorter43
- Franchise loans3
- Franchise share of approvals4.8 percent
- Leading industry by approval countPlumbing, Heating, and Air-Conditioning Contractors (7)
- Most active lenderArvest Bank (14)
- 504 approvals recorded9
- 504 gross approval dollars$7.7 m
- Average 504 approval$856,667
- Median 504 approval$792,000
- Distinct CDCs active3
- 504 jobs per approval9.0
- 504 jobs per million dollars approved10.5
- Most active CDCSmall Business Capital Corporation (5)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$56.1 m
The average approval of $780,132 sits well above the median of $246,500, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 21.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Creek County
SBA loan default and charge-off rates in Creek County
Do SBA loans in Creek County get paid back?
- Loans with a final outcome recorded17
- Paid in full15
- Charged off2
- Status: Charged off2
- Status: Paid in full15
- Status: Exempt from disclosure40
- Status: Cancelled4
- Status: Committed, not yet disbursed1
Only 17 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Creek County
SBA lending by place in Creek County
- Borrower cities with recorded lending10
- Sapulpa, approvals19
- Tulsa, approvals11
- Bristow, approvals7
- Kiefer, approvals6
- Mounds, approvals5
- Glenpool, approvals4
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Sapulpa | 19 | $20,488,500 |
| Tulsa | 11 | $14,288,500 |
| Bristow | 7 | $2,387,100 |
| Kiefer | 6 | $409,300 |
| Mounds | 5 | $2,495,300 |
| Glenpool | 4 | $5,735,100 |
| Drumright | 4 | $1,966,100 |
| Mannford | 4 | $476,600 |
| 2 other borrower cities | 2 | $121,700 |
Sapulpa accounts for 19 approvals against 11 in Tulsa. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Creek County
How large is Creek County?
- Land area950 sq mi
- Rank by land area among Oklahoma counties26th of 77
- Width, east to west33.1 mi
- Height, north to south36.2 mi
- Geographies sharing a boundary6
- Residents per square mile of land77
- Establishments per square mile1.49
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Creek County
Flood risk in Creek County
- Participation of the county's own NFIP community Creek County, unincorporated areasParticipating, community 400490
- Communities in the county in the NFIP Community Status Book14
- Of those, participating in the NFIP7
- NFIP participation rate50.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 10
- Communities carrying a CRS class1
- Radon levels in Creek County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Creek County (community 400490), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Creek County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 10, which carries a flood insurance premium discount for policies written in that community. 50.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Creek County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Creek County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202472,830
- Households28,246
- Average household size2.58
- Median household income$62,338
- Median age40.4
Common questions
Creek County questions, answered from the record.
How many people live in Creek County, Oklahoma?
The Census Bureau estimates 73,971 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 72,830, in 28,246 households, ranking 10th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Creek County's population growing?
The population has grown 3.08 percent since the 2020 census base of 71,763, to 73,971 on July 1, 2024. In 2024 there were 827 births against 952 deaths, with net migration of 724. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Creek County?
$62,338. The median owner-occupied home is valued at $182,100, which is 2.9 times income, and median gross rent is $936 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Creek County?
1,416 establishments, employing 17,078 people with an annual payroll of $855.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Creek County?
Manufacturing is the largest private sector at 3,895 jobs, 18.2 percent of covered employment. Covered employment averages 21,450 jobs at an average annual pay of $55,527, or $1,068 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Creek County?
62 7(a) approvals totaling $48.4 m since FY2020, across 24 lenders, with a median approval of $246,500, plus 9 504 approvals worth $7.7 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Creek County?
193 housing units were authorized by permit in 2024, with a declared construction value of $28.5 m. Multifamily was 39.4 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Creek County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Creek County come from?
The largest single origin is Tulsa County, with 1,176 households. Arriving households report an average income of $58,719 against $86,214 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Creek County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Creek County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Creek County
Cities and places in Creek.
16 Census places lie wholly or partly in Creek County. All 16 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Sapulpa | city | 22,570 | 19 | 97.0 percent here, 3.0 percent Tulsa County |
| Bristow | city | 4,272 | 7 | Wholly in this county |
| Mannford | town | 3,269 | 4 | 94.0 percent here, 3.8 percent Tulsa County, 2.2 percent Pawnee County |
| Stroud | city | 2,793 | None recorded | 17.9 percent here, 82.1 percent Lincoln County |
| Kiefer | town | 2,639 | 6 | Wholly in this county |
| Drumright | city | 2,361 | 4 | Wholly in this county |
| Oakhurst | CDP | 2,175 | None recorded | 22.0 percent here, 78.0 percent Tulsa County |
| Mounds | town | 1,059 | 5 | Wholly in this county |
| Kellyville | town | 1,047 | None recorded | Wholly in this county |
| Oilton | city | 921 | None recorded | Wholly in this county |
| Depew | town | 391 | 1 | Wholly in this county |
| Slick | town | 142 | None recorded | Wholly in this county |
| Lawrence Creek | town | 134 | None recorded | Wholly in this county |
| Shamrock | town | 94 | None recorded | Wholly in this county |
| Olive | CDP | 78 | None recorded | Wholly in this county |
| Milfay | CDP | 58 | None recorded | Wholly in this county |
A further 16 of the county's 62 SBA 7(a) approvals are to borrowers in cities that match no Census place in Creek County, the largest being Tulsa (11), Glenpool (4), Bartlesville (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby