Okmulgee County, Oklahoma: commercial real estate data.
Okmulgee County, Oklahoma had an estimated 37,084 residents on July 1, 2024, up 1.0 percent since the 2020 census base of 36,704, across 697 square miles. County output reached $1.16 bn in 2024, 641 establishments operate here, and the SBA record carries 27 7(a) approvals worth $15.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Okmulgee County
How many people live in Okmulgee County
- Population, American Community Survey 2020-202436,899
- Households14,246
- Average household size2.59
- Median household income$54,029
- Median age39.5
- Median gross rent$834 per month
- Median owner-occupied home value$121,200
- Home value to household income2.2 times
- Annual rent as a share of median income18.5 percent
- Adults 25 and over with a bachelor degree or higher17.7 percent
- Adults 25 and over with a graduate degree5.0 percent
- Adults 25 and over24,776
- Population under 188,695
- Share under 1823.6 percent
- Population 65 and over6,818
- Share 65 and over18.5 percent
- Working age population, 18 to 6421,386
- Civilian labor force15,483
- Unemployment rate7.3 percent
- Labor force participation, adults 18 and over54.9 percent
- Rank by population among Oklahoma counties29th of 77
- Rank by population among US county-equivalents, Puerto Rico included1288th of 3,222
Okmulgee County is the 29th largest of 77 Oklahoma counties by population. A median home costs 2.2 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.6 percent against 18.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Okmulgee County
Is Okmulgee County's population growing?
- Population, July 1, 202437,084
- Census 2020 base population36,704
- Population change since the 2020 census base1.04 percent
- Population change, 2023 to 2024144
- Births, 2024413
- Deaths, 2024592
- Natural change, 2024-179
- Net domestic migration, 2024328
- Net international migration, 20240
- Total net migration, 2024328
- Cumulative net domestic migration, 2021 to 20241,329
- Rank by growth among US county-equivalents1473rd of 3,144
The county has grown 1.04 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Okmulgee County
Where are people moving to Okmulgee County from?
- Tax returns filed by households arriving942
- People arriving, from those returns1,977
- Tax returns filed by households leaving858
- Net household movement84
- Adjusted gross income arriving$45.6 m
- Net adjusted gross income movement$11.4 m
- Average income of an arriving household$48,441
- Average income of a leaving household$39,893
- Largest single originTulsa County (269 households)
- Largest single destinationTulsa County (286 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Tulsa County | 269 | 585 | $14.3 m |
| Creek County | 85 | 193 | $4.5 m |
| McIntosh County | 38 | 72 | $1.4 m |
| Okfuskee County | 34 | 74 | $1.3 m |
| Oklahoma County | 32 | 55 | $1.2 m |
| Muskogee County | 30 | 54 | $1.3 m |
| Wagoner County | 27 | 69 | $1.4 m |
Households arriving report $8,548 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Tulsa County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Okmulgee County
What is the Okmulgee County economy?
- County GDP, 2024$1.16 bn
- County GDP, 2023$1.10 bn
- GDP change, 2023 to 20245.7 percent
- GDP change over five years25.8 percent
- Rank by GDP among the Oklahoma areas BEA publishes39th of 77
- Rank by GDP among the US county areas BEA publishes1716th of 3,127
- GDP per resident$31,522
Output grew 5.7 percent in the latest year and 25.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Okmulgee County
Employment by industry in Okmulgee County
- Covered employment, annual average10,276
- Establishments reporting824
- Average annual pay$47,716
- Average weekly wage$918
- Retail trade, employment1,340
- Retail trade, average annual pay$31,739
- Accommodation and food services, employment1,091
- Accommodation and food services, average annual pay$18,486
- Manufacturing, employment1,033
- Manufacturing, average annual pay$85,939
- Finance and insurance, employment318
- Finance and insurance, average annual pay$59,464
- Construction, employment278
- Professional, scientific and technical services, employment225
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 1,340 | 128 | $31,739 |
| Accommodation and food services | 1,091 | 64 | $18,486 |
| Manufacturing | 1,033 | 33 | $85,939 |
| Finance and insurance | 318 | 57 | $59,464 |
| Construction | 278 | 69 | $58,504 |
| Professional, scientific and technical services | 225 | 59 | $57,962 |
| Other services, except public administration | 164 | 42 | $23,494 |
| Transportation and warehousing | 58 | 20 | $44,213 |
Retail trade is the largest private sector at 1,340 jobs, 13.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Okmulgee County
How many businesses are in Okmulgee County?
- Establishments, all industries641
- Employment at those establishments6,636
- Annual payroll$280.7 m
- Establishments per 1,000 residents17.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Okmulgee County
Building permits in Okmulgee County
- Housing units authorized by permit, 202412
- Declared construction value permitted$2.0 m
- Single family units authorized12
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$164,640
- Units authorized per 1,000 households0.8
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Okmulgee County
SBA loans in Okmulgee County (7(a) and 504)
- 7(a) approvals recorded27
- 7(a) gross approval dollars$15.1 m
- Average 7(a) approval$557,852
- Median 7(a) approval$255,000
- 10th percentile approval$56,680
- 90th percentile approval$961,800
- Largest single approval$4,600,000
- Jobs reported supported, 7(a)215
- Jobs per approval8.0
- Distinct 7(a) lenders active16
- Distinct industries receiving approvals18
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms9
- Loans on working capital terms, 120 months or shorter18
- Franchise loans4
- Franchise share of approvals14.8 percent
- Leading industry by approval countSite Preparation Contractors (3)
- 504 approvals recorded3
- 504 gross approval dollars$1.6 m
- Average 504 approval$537,000
- Median 504 approval$279,000
- Distinct CDCs active3
- 504 jobs per approval4.0
- 504 jobs per million dollars approved7.4
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$16.7 m
The average approval of $557,852 sits well above the median of $255,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 33.3 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Okmulgee County
SBA loan default and charge-off rates in Okmulgee County
Do SBA loans in Okmulgee County get paid back?
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Paid in full4
- Status: Exempt from disclosure21
- Status: Cancelled2
Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Okmulgee County
SBA lending by place in Okmulgee County
- Borrower cities with recorded lending6
- Okmulgee, approvals8
- Henryetta, approvals7
- Beggs, approvals5
- Morris, approvals4
- Mounds, approvals2
- Edmond, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Okmulgee | 8 | $7,085,800 |
| Henryetta | 7 | $5,620,500 |
| Beggs | 5 | $523,100 |
| Morris | 4 | $806,000 |
| Mounds | 2 | $936,000 |
| Edmond | 1 | $90,600 |
Okmulgee accounts for 8 approvals against 7 in Henryetta. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Okmulgee County
How large is Okmulgee County?
- Land area697 sq mi
- Rank by land area among Oklahoma counties52nd of 77
- Width, east to west27 mi
- Height, north to south33.2 mi
- Geographies sharing a boundary6
- Residents per square mile of land53
- Establishments per square mile0.92
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Okmulgee County
Flood risk in Okmulgee County
- Participation of the county's own NFIP community Okmulgee County, unincorporated areasParticipating, community 400492
- Communities in the county in the NFIP Community Status Book10
- Of those, participating in the NFIP7
- NFIP participation rate70.0 percent
- Communities carrying a CRS class0
- Radon levels in Okmulgee County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Okmulgee County (community 400492), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Okmulgee County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 70.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Okmulgee County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Okmulgee County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202436,899
- Households14,246
- Average household size2.59
- Median household income$54,029
- Median age39.5
Common questions
Okmulgee County questions, answered from the record.
How many people live in Okmulgee County, Oklahoma?
The Census Bureau estimates 37,084 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 36,899, in 14,246 households, ranking 29th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Okmulgee County's population growing?
The population has grown 1.04 percent since the 2020 census base of 36,704, to 37,084 on July 1, 2024. In 2024 there were 413 births against 592 deaths, with net migration of 328. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Okmulgee County?
$54,029. The median owner-occupied home is valued at $121,200, which is 2.2 times income, and median gross rent is $834 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Okmulgee County?
641 establishments, employing 6,636 people with an annual payroll of $280.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Okmulgee County?
Retail trade is the largest private sector at 1,340 jobs, 13.0 percent of covered employment. Covered employment averages 10,276 jobs at an average annual pay of $47,716, or $918 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Okmulgee County?
27 7(a) approvals totaling $15.1 m since FY2020, across 16 lenders, with a median approval of $255,000, plus 3 504 approvals worth $1.6 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Okmulgee County?
12 housing units were authorized by permit in 2024, with a declared construction value of $2.0 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Okmulgee County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Okmulgee County come from?
The largest single origin is Tulsa County, with 269 households. Arriving households report an average income of $48,441 against $39,893 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Okmulgee County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Okmulgee County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Okmulgee County
Cities and places in Okmulgee.
12 Census places lie wholly or partly in Okmulgee County. All 12 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Okmulgee | city | 11,348 | 8 | 93.9 percent here, 6.1 percent Okfuskee County |
| Henryetta | city | 5,608 | 7 | Wholly in this county |
| Morris | city | 1,555 | 4 | Wholly in this county |
| Beggs | city | 1,024 | 5 | Wholly in this county |
| Dewar | town | 764 | None recorded | Wholly in this county |
| Winchester | town | 633 | None recorded | Wholly in this county |
| Schulter | town | 522 | None recorded | Wholly in this county |
| Liberty | town | 179 | None recorded | 46.5 percent here, 53.5 percent Tulsa County |
| Preston | CDP | 165 | None recorded | Wholly in this county |
| Grayson | town | 121 | None recorded | Wholly in this county |
| Hoffman | town | 82 | None recorded | Wholly in this county |
| Bryant | CDP | 6 | None recorded | Wholly in this county |
A further 3 of the county's 27 SBA 7(a) approvals are to borrowers in cities that match no Census place in Okmulgee County, the largest being Mounds (2), Edmond (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby