Muskogee County, Oklahoma: commercial real estate data.
Muskogee County, Oklahoma had an estimated 66,752 residents on July 1, 2024, up 0.6 percent since the 2020 census base of 66,343, across 810 square miles. County output reached $3.72 bn in 2024, 1,334 establishments operate here, and the SBA record carries 53 7(a) approvals worth $43.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Muskogee County
How many people live in Muskogee County
- Population, American Community Survey 2020-202466,444
- Households25,739
- Average household size2.58
- Median household income$53,619
- Median age37.9
- Median gross rent$849 per month
- Median owner-occupied home value$153,200
- Home value to household income2.9 times
- Annual rent as a share of median income19.0 percent
- Adults 25 and over with a bachelor degree or higher18.8 percent
- Adults 25 and over with a graduate degree5.9 percent
- Adults 25 and over44,286
- Population under 1816,195
- Share under 1824.4 percent
- Population 65 and over11,446
- Share 65 and over17.2 percent
- Working age population, 18 to 6438,803
- Civilian labor force27,726
- Unemployment rate5.7 percent
- Labor force participation, adults 18 and over55.2 percent
- Rank by population among Oklahoma counties11th of 77
- Rank by population among US county-equivalents, Puerto Rico included824th of 3,222
Muskogee County is the 11th largest of 77 Oklahoma counties by population. A median home costs 2.9 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 24.4 percent against 17.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Muskogee County
Is Muskogee County's population growing?
- Population, July 1, 202466,752
- Census 2020 base population66,343
- Population change since the 2020 census base0.62 percent
- Population change, 2023 to 202496
- Births, 2024821
- Deaths, 2024965
- Natural change, 2024-144
- Net domestic migration, 2024201
- Net international migration, 202439
- Total net migration, 2024240
- Cumulative net domestic migration, 2021 to 20241,313
- Rank by growth among US county-equivalents1614th of 3,144
The county has grown 0.62 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Muskogee County
Where are people moving to Muskogee County from?
- Tax returns filed by households arriving1,578
- People arriving, from those returns3,093
- Tax returns filed by households leaving1,519
- Net household movement59
- Adjusted gross income arriving$66.3 m
- Net adjusted gross income movement$1.6 m
- Average income of an arriving household$42,000
- Average income of a leaving household$42,581
- Largest single originTulsa County (242 households)
- Largest single destinationTulsa County (323 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Tulsa County | 242 | 472 | $10.2 m |
| Wagoner County | 156 | 332 | $6.9 m |
| Cherokee County | 132 | 281 | $6.0 m |
| McIntosh County | 93 | 176 | $3.4 m |
| Sequoyah County | 57 | 129 | $2.0 m |
| Oklahoma County | 52 | 72 | $1.3 m |
| Okmulgee County | 32 | 64 | $1.3 m |
| Rogers County | 28 | 50 | $1.0 m |
Households arriving report $581 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Tulsa County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Muskogee County
What is the Muskogee County economy?
- County GDP, 2024$3.72 bn
- County GDP, 2023$3.56 bn
- GDP change, 2023 to 20244.6 percent
- GDP change over five years26.7 percent
- Rank by GDP among the Oklahoma areas BEA publishes12th of 77
- Rank by GDP among the US county areas BEA publishes860th of 3,127
- GDP per resident$56,048
Output grew 4.6 percent in the latest year and 26.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Muskogee County
Employment by industry in Muskogee County
- Covered employment, annual average26,755
- Establishments reporting1,570
- Average annual pay$53,923
- Average weekly wage$1,037
- Health care and social assistance, employment4,321
- Health care and social assistance, average annual pay$51,031
- Manufacturing, employment3,263
- Manufacturing, average annual pay$66,059
- Retail trade, employment3,245
- Retail trade, average annual pay$32,722
- Accommodation and food services, employment2,208
- Accommodation and food services, average annual pay$18,720
- Administrative and support and waste management services, employment1,225
- Construction, employment1,093
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 4,321 | 242 | $51,031 |
| Manufacturing | 3,263 | 65 | $66,059 |
| Retail trade | 3,245 | 247 | $32,722 |
| Accommodation and food services | 2,208 | 135 | $18,720 |
| Administrative and support and waste management services | 1,225 | 81 | $34,295 |
| Construction | 1,093 | 145 | $59,582 |
| Transportation and warehousing | 911 | 45 | $58,140 |
| Wholesale trade | 814 | 76 | $60,701 |
Health care and social assistance is the largest private sector at 4,321 jobs, 16.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Muskogee County
How many businesses are in Muskogee County?
- Establishments, all industries1,334
- Employment at those establishments24,190
- Annual payroll$1.28 bn
- Establishments per 1,000 residents20.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Muskogee County
Building permits in Muskogee County
- Housing units authorized by permit, 202461
- Declared construction value permitted$14.4 m
- Single family units authorized61
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$235,507
- Units authorized per 1,000 households2.4
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Muskogee County
SBA loans in Muskogee County (7(a) and 504)
- 7(a) approvals recorded53
- 7(a) gross approval dollars$43.3 m
- Average 7(a) approval$816,628
- Median 7(a) approval$350,000
- 10th percentile approval$79,180
- 90th percentile approval$1,826,580
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)616
- Jobs per approval11.6
- Distinct 7(a) lenders active19
- Distinct industries receiving approvals28
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer30.2 percent
- Loans on real estate terms16
- Loans on working capital terms, 120 months or shorter33
- Franchise loans3
- Franchise share of approvals5.7 percent
- Leading industry by approval countOther Heavy and Civil Engineering Construction (9)
- Most active lenderBancFirst (24)
- 504 approvals recorded14
- 504 gross approval dollars$10.2 m
- Average 504 approval$730,071
- Median 504 approval$543,500
- Distinct CDCs active4
- 504 jobs per approval13.3
- 504 jobs per million dollars approved18.2
- Most active CDCRural Enterprises of Oklahoma, Inc. (8)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$53.5 m
The average approval of $816,628 sits well above the median of $350,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 30.2 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Muskogee County
SBA loan default and charge-off rates in Muskogee County
Do SBA loans in Muskogee County get paid back?
- Loans with a final outcome recorded7
- Paid in full7
- Charged off0
- Status: Exempt from disclosure38
- Status: Paid in full7
- Status: Cancelled5
- Status: Committed, not yet disbursed3
Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Muskogee County
SBA lending by place in Muskogee County
- Borrower cities with recorded lending6
- Muskogee, approvals38
- Fort Gibson, approvals10
- Haskell, approvals2
- Stigler, approvals1
- Warner, approvals1
- Webbers Falls, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Muskogee | 38 | $32,265,600 |
| Fort Gibson | 10 | $8,575,200 |
| Haskell | 2 | $1,165,500 |
| Stigler | 1 | $745,000 |
| Warner | 1 | $350,000 |
| Webbers Falls | 1 | $180,000 |
Muskogee accounts for 38 approvals against 10 in Fort Gibson. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Muskogee County
How large is Muskogee County?
- Land area810 sq mi
- Rank by land area among Oklahoma counties37th of 77
- Width, east to west40.3 mi
- Height, north to south41.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land82
- Establishments per square mile1.65
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Muskogee County
Flood risk in Muskogee County
- Participation of the county's own NFIP community Muskogee County, unincorporated areasParticipating, community 400491
- Communities in the county in the NFIP Community Status Book15
- Of those, participating in the NFIP13
- NFIP participation rate86.7 percent
- Communities carrying a CRS class0
- Radon levels in Muskogee County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Muskogee County (community 400491), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Muskogee County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 86.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Muskogee County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Muskogee County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202466,444
- Households25,739
- Average household size2.58
- Median household income$53,619
- Median age37.9
Common questions
Muskogee County questions, answered from the record.
How many people live in Muskogee County, Oklahoma?
The Census Bureau estimates 66,752 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 66,444, in 25,739 households, ranking 11th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Muskogee County's population growing?
The population has grown 0.62 percent since the 2020 census base of 66,343, to 66,752 on July 1, 2024. In 2024 there were 821 births against 965 deaths, with net migration of 240. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Muskogee County?
$53,619. The median owner-occupied home is valued at $153,200, which is 2.9 times income, and median gross rent is $849 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Muskogee County?
1,334 establishments, employing 24,190 people with an annual payroll of $1.28 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Muskogee County?
Health care and social assistance is the largest private sector at 4,321 jobs, 16.2 percent of covered employment. Covered employment averages 26,755 jobs at an average annual pay of $53,923, or $1,037 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Muskogee County?
53 7(a) approvals totaling $43.3 m since FY2020, across 19 lenders, with a median approval of $350,000, plus 14 504 approvals worth $10.2 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Muskogee County?
61 housing units were authorized by permit in 2024, with a declared construction value of $14.4 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Muskogee County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Muskogee County come from?
The largest single origin is Tulsa County, with 242 households. Arriving households report an average income of $42,000 against $42,581 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Muskogee County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Muskogee County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Muskogee County
Cities and places in Muskogee.
20 Census places lie wholly or partly in Muskogee County. All 20 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Muskogee | city | 36,758 | 38 | Wholly in this county |
| Fort Gibson | town | 3,808 | 10 | Wholly in this county |
| Norwood | CDP | 1,752 | None recorded | 12.2 percent here, 87.8 percent Cherokee County |
| Warner | town | 1,613 | 1 | Wholly in this county |
| Haskell | town | 1,549 | 2 | Wholly in this county |
| Keefton | CDP | 759 | None recorded | Wholly in this county |
| Porum | town | 584 | None recorded | Wholly in this county |
| Simms | CDP | 463 | None recorded | Wholly in this county |
| Sand Hill | CDP | 326 | None recorded | Wholly in this county |
| Webbers Falls | town | 316 | 1 | Wholly in this county |
| Oktaha | town | 306 | None recorded | Wholly in this county |
| River Bottom | CDP | 244 | None recorded | Wholly in this county |
| Braggs | town | 222 | None recorded | Wholly in this county |
| Briartown | CDP | 132 | None recorded | Wholly in this county |
| Summit | town | 124 | None recorded | Wholly in this county |
| Boynton | town | 114 | None recorded | Wholly in this county |
| Wainwright | town | 103 | None recorded | Wholly in this county |
| Taft | town | 92 | None recorded | Wholly in this county |
| Council Hill | town | 91 | None recorded | Wholly in this county |
| Sour John | CDP | 80 | None recorded | Wholly in this county |
A further 1 of the county's 53 SBA 7(a) approvals are to borrowers in cities that match no Census place in Muskogee County, the largest being Stigler (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby