McIntosh County, Oklahoma: commercial real estate data.
McIntosh County, Oklahoma had an estimated 19,710 residents on July 1, 2024, up 4.0 percent since the 2020 census base of 18,944, across 618 square miles. County output reached $511.7 m in 2024, 333 establishments operate here, and the SBA record carries 11 7(a) approvals worth $7.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
McIntosh County
How many people live in McIntosh County
- Population, American Community Survey 2020-202419,400
- Households7,784
- Average household size2.49
- Median household income$46,281
- Median age47.1
- Median gross rent$780 per month
- Median owner-occupied home value$146,200
- Home value to household income3.2 times
- Annual rent as a share of median income20.2 percent
- Adults 25 and over with a bachelor degree or higher15.8 percent
- Adults 25 and over with a graduate degree5.7 percent
- Adults 25 and over14,189
- Population under 183,869
- Share under 1819.9 percent
- Population 65 and over4,950
- Share 65 and over25.5 percent
- Working age population, 18 to 6410,581
- Civilian labor force6,668
- Unemployment rate5.3 percent
- Labor force participation, adults 18 and over42.9 percent
- Rank by population among Oklahoma counties42nd of 77
- Rank by population among US county-equivalents, Puerto Rico included1917th of 3,222
McIntosh County is the 42nd largest of 77 Oklahoma counties by population. A median home costs 3.2 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 25.5 percent against 19.9 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
McIntosh County
Is McIntosh County's population growing?
- Population, July 1, 202419,710
- Census 2020 base population18,944
- Population change since the 2020 census base4.04 percent
- Population change, 2023 to 202440
- Births, 2024200
- Deaths, 2024355
- Natural change, 2024-155
- Net domestic migration, 2024180
- Net international migration, 202415
- Total net migration, 2024195
- Cumulative net domestic migration, 2021 to 20241,473
- Rank by growth among US county-equivalents681st of 3,144
The county has grown 4.04 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
McIntosh County
Where are people moving to McIntosh County from?
- Tax returns filed by households arriving673
- People arriving, from those returns1,383
- Tax returns filed by households leaving536
- Net household movement137
- Adjusted gross income arriving$35.3 m
- Net adjusted gross income movement$11.9 m
- Average income of an arriving household$52,481
- Average income of a leaving household$43,608
- Largest single originMuskogee County (83 households)
- Largest single destinationMuskogee County (93 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Muskogee County | 83 | 173 | $3.4 m |
| Oklahoma County | 60 | 114 | $3.4 m |
| Okmulgee County | 56 | 140 | $2.5 m |
| Pittsburg County | 56 | 111 | $2.7 m |
| Tulsa County | 39 | 70 | $1.9 m |
| Cleveland County | 22 | 33 | $2.2 m |
Households arriving report $8,873 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Muskogee County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
McIntosh County
What is the McIntosh County economy?
- County GDP, 2024$511.7 m
- County GDP, 2023$500.5 m
- GDP change, 2023 to 20242.2 percent
- GDP change over five years22.9 percent
- Rank by GDP among the Oklahoma areas BEA publishes57th of 77
- Rank by GDP among the US county areas BEA publishes2392nd of 3,127
- GDP per resident$26,374
Output grew 2.2 percent in the latest year and 22.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
McIntosh County
Employment by industry in McIntosh County
- Covered employment, annual average4,604
- Establishments reporting421
- Average annual pay$36,904
- Average weekly wage$710
- Retail trade, employment1,262
- Retail trade, average annual pay$35,002
- Health care and social assistance, employment780
- Health care and social assistance, average annual pay$33,935
- Accommodation and food services, employment572
- Accommodation and food services, average annual pay$19,496
- Administrative and support and waste management services, employment160
- Administrative and support and waste management services, average annual pay$57,842
- Finance and insurance, employment156
- Other services, except public administration, employment116
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 1,262 | 64 | $35,002 |
| Health care and social assistance | 780 | 50 | $33,935 |
| Accommodation and food services | 572 | 40 | $19,496 |
| Administrative and support and waste management services | 160 | 20 | $57,842 |
| Finance and insurance | 156 | 29 | $45,880 |
| Other services, except public administration | 116 | 22 | $31,473 |
| Construction | 88 | 34 | $42,544 |
| Manufacturing | 78 | 11 | $42,345 |
Retail trade is the largest private sector at 1,262 jobs, 27.4 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
McIntosh County
How many businesses are in McIntosh County?
- Establishments, all industries333
- Employment at those establishments3,241
- Annual payroll$119.4 m
- Establishments per 1,000 residents17.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
McIntosh County
Building permits in McIntosh County
- Housing units authorized by permit, 202413
- Declared construction value permitted$2.4 m
- Single family units authorized11
- Multifamily units authorized2
- Multifamily share of units15.4 percent
- Average declared value per unit$185,385
- Units authorized per 1,000 households1.7
Single-family homes are 84.6 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
McIntosh County
SBA loans in McIntosh County (7(a) and 504)
- 7(a) approvals recorded11
- 7(a) gross approval dollars$7.2 m
- Average 7(a) approval$650,836
- Median 7(a) approval$252,000
- Largest single approval$4,576,200
- Jobs reported supported, 7(a)156
- Jobs per approval14.2
- Distinct 7(a) lenders active5
- Distinct industries receiving approvals7
- Median 7(a) term144 months
- Share of loans on real estate terms, 240 months or longer36.4 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter5
- Franchise loans1
- Franchise share of approvals9.1 percent
- Most active lenderArvest Bank (6)
- 504 approvals recorded3
- 504 gross approval dollars$1.3 m
- Average 504 approval$433,000
- Median 504 approval$243,000
- Distinct CDCs active1
- 504 jobs per approval5.7
- 504 jobs per million dollars approved13.1
- Most active CDCRural Enterprises of Oklahoma, Inc. (3)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$8.5 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
McIntosh County
SBA loan default and charge-off rates in McIntosh County
Do SBA loans in McIntosh County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure9
- Status: Cancelled1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McIntosh County
SBA lending by place in McIntosh County
- Borrower cities with recorded lending2
- Eufaula, approvals8
- Checotah, approvals3
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Eufaula | 8 | $2,056,500 |
| Checotah | 3 | $5,102,700 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McIntosh County
How large is McIntosh County?
- Land area618 sq mi
- Rank by land area among Oklahoma counties62nd of 77
- Width, east to west36.1 mi
- Height, north to south27.7 mi
- Geographies sharing a boundary6
- Residents per square mile of land31
- Establishments per square mile0.54
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
McIntosh County
Flood risk in McIntosh County
- Participation of the county's own NFIP community McIntosh County, unincorporated areasParticipating, community 400166
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in McIntosh County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated McIntosh County (community 400166), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places McIntosh County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a McIntosh County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a McIntosh County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202419,400
- Households7,784
- Average household size2.49
- Median household income$46,281
- Median age47.1
Common questions
McIntosh County questions, answered from the record.
How many people live in McIntosh County, Oklahoma?
The Census Bureau estimates 19,710 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 19,400, in 7,784 households, ranking 42nd of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is McIntosh County's population growing?
The population has grown 4.04 percent since the 2020 census base of 18,944, to 19,710 on July 1, 2024. In 2024 there were 200 births against 355 deaths, with net migration of 195. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in McIntosh County?
$46,281. The median owner-occupied home is valued at $146,200, which is 3.2 times income, and median gross rent is $780 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in McIntosh County?
333 establishments, employing 3,241 people with an annual payroll of $119.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in McIntosh County?
Retail trade is the largest private sector at 1,262 jobs, 27.4 percent of covered employment. Covered employment averages 4,604 jobs at an average annual pay of $36,904, or $710 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in McIntosh County?
11 7(a) approvals totaling $7.2 m since FY2020, across 5 lenders, with a median approval of $252,000, plus 3 504 approvals worth $1.3 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in McIntosh County?
13 housing units were authorized by permit in 2024, with a declared construction value of $2.4 m. Multifamily was 15.4 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for McIntosh County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to McIntosh County come from?
The largest single origin is Muskogee County, with 83 households. Arriving households report an average income of $52,481 against $43,608 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for McIntosh County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for McIntosh County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
McIntosh County
Cities and places in McIntosh.
10 Census places lie wholly or partly in McIntosh County. All 10 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Checotah | city | 3,064 | 3 | Wholly in this county |
| Eufaula | city | 2,825 | 8 | Wholly in this county |
| Texanna | CDP | 2,401 | None recorded | Wholly in this county |
| Shady Grove | CDP | 501 | None recorded | Wholly in this county |
| Duchess Landing | CDP | 214 | None recorded | Wholly in this county |
| Hanna | town | 128 | None recorded | Wholly in this county |
| Rentiesville | town | 105 | None recorded | Wholly in this county |
| Hitchita | town | 40 | None recorded | Wholly in this county |
| Vernon | town | 33 | None recorded | Wholly in this county |
| Stidham | town | 21 | None recorded | Wholly in this county |
Nearby