Nowata County, Oklahoma: commercial real estate data.
Nowata County, Oklahoma had an estimated 9,561 residents on July 1, 2024, up 2.5 percent since the 2020 census base of 9,324, across 566 square miles. County output reached $253.2 m in 2024, 153 establishments operate here, and the SBA record carries 6 7(a) approvals worth $735,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Nowata County
How many people live in Nowata County
- Population, American Community Survey 2020-20249,435
- Households3,686
- Average household size2.56
- Median household income$54,333
- Median age41.3
- Median gross rent$811 per month
- Median owner-occupied home value$137,800
- Home value to household income2.5 times
- Annual rent as a share of median income17.9 percent
- Adults 25 and over with a bachelor degree or higher16.8 percent
- Adults 25 and over with a graduate degree4.7 percent
- Adults 25 and over6,539
- Population under 182,171
- Share under 1823.0 percent
- Population 65 and over1,881
- Share 65 and over19.9 percent
- Working age population, 18 to 645,383
- Civilian labor force4,028
- Unemployment rate4.5 percent
- Labor force participation, adults 18 and over55.5 percent
- Rank by population among Oklahoma counties59th of 77
- Rank by population among US county-equivalents, Puerto Rico included2534th of 3,222
Nowata County is the 59th largest of 77 Oklahoma counties by population. A median home costs 2.5 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.0 percent against 19.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Nowata County
Is Nowata County's population growing?
- Population, July 1, 20249,561
- Census 2020 base population9,324
- Population change since the 2020 census base2.54 percent
- Population change, 2023 to 202480
- Births, 2024117
- Deaths, 2024166
- Natural change, 2024-49
- Net domestic migration, 2024123
- Net international migration, 20247
- Total net migration, 2024130
- Cumulative net domestic migration, 2021 to 2024375
- Rank by growth among US county-equivalents999th of 3,144
The county has grown 2.54 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Nowata County
Where are people moving to Nowata County from?
- Tax returns filed by households arriving255
- People arriving, from those returns530
- Tax returns filed by households leaving223
- Net household movement32
- Adjusted gross income arriving$10.3 m
- Net adjusted gross income movement$290,000
- Average income of an arriving household$40,318
- Average income of a leaving household$44,803
- Largest single originWashington County (68 households)
- Largest single destinationWashington County (65 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Washington County | 68 | 158 | $2.5 m |
| Tulsa County | 31 | 57 | $1.6 m |
| Montgomery County | 26 | 54 | $864,000 |
| Rogers County | 23 | 51 | $1.1 m |
Households arriving report $4,485 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Washington County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Nowata County
What is the Nowata County economy?
- County GDP, 2024$253.2 m
- County GDP, 2023$261.2 m
- GDP change, 2023 to 2024-3.1 percent
- GDP change over five years31.6 percent
- Rank by GDP among the Oklahoma areas BEA publishes72nd of 77
- Rank by GDP among the US county areas BEA publishes2800th of 3,127
- GDP per resident$26,835
Output grew -3.1 percent in the latest year and 31.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Nowata County
Employment by industry in Nowata County
- Covered employment, annual average1,696
- Establishments reporting205
- Average annual pay$45,323
- Average weekly wage$872
- Manufacturing, employment214
- Manufacturing, average annual pay$59,570
- Retail trade, employment196
- Retail trade, average annual pay$28,088
- Finance and insurance, employment52
- Finance and insurance, average annual pay$63,334
- Construction, employment51
- Construction, average annual pay$43,713
- Wholesale trade, employment50
- Mining, quarrying, and oil and gas extraction, employment31
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 214 | 7 | $59,570 |
| Retail trade | 196 | 25 | $28,088 |
| Finance and insurance | 52 | 9 | $63,334 |
| Construction | 51 | 18 | $43,713 |
| Wholesale trade | 50 | 12 | $42,542 |
| Mining, quarrying, and oil and gas extraction | 31 | 9 | $90,996 |
| Professional, scientific and technical services | 28 | 17 | $53,115 |
| Agriculture, forestry, fishing and hunting | 19 | 7 | $59,021 |
Manufacturing is the largest private sector at 214 jobs, 12.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Nowata County
How many businesses are in Nowata County?
- Establishments, all industries153
- Employment at those establishments1,582
- Annual payroll$68.0 m
- Establishments per 1,000 residents16.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Nowata County
Building permits in Nowata County
- Housing units authorized by permit, 202426
- Declared construction value permitted$4.8 m
- Single family units authorized26
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$182,814
- Units authorized per 1,000 households7.1
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Nowata County
SBA loans in Nowata County (7(a) and 504)
- 7(a) approvals recorded6
- 7(a) gross approval dollars$735,500
- Average 7(a) approval$122,583
- Median 7(a) approval$79,850
- Largest single approval$300,000
- Jobs reported supported, 7(a)24
- Jobs per approval4.0
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals6
- Median 7(a) term84 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter5
- Franchise loans1
- Franchise share of approvals16.7 percent
- Most active lenderRegent Bank (3)
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Nowata County
SBA loan default and charge-off rates in Nowata County
Do SBA loans in Nowata County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure3
- Status: Cancelled2
- Status: Paid in full1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Nowata County
SBA lending by place in Nowata County
- Borrower cities with recorded lending4
- Nowata, approvals3
- Lenapah, approvals1
- Delaware, approvals1
- S Coffeyville, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Nowata | 3 | $285,000 |
| Lenapah | 1 | $300,000 |
| Delaware | 1 | $100,300 |
| S Coffeyville | 1 | $50,200 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Nowata County
How large is Nowata County?
- Land area566 sq mi
- Rank by land area among Oklahoma counties68th of 77
- Width, east to west22.2 mi
- Height, north to south27.8 mi
- Geographies sharing a boundary5
- Residents per square mile of land17
- Establishments per square mile0.27
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Nowata County
Flood risk in Nowata County
- Participation of the county's own NFIP community Nowata County, unincorporated areasParticipating, community 400504
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP3
- NFIP participation rate75.0 percent
- Communities carrying a CRS class0
- Radon levels in Nowata County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Nowata County (community 400504), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Nowata County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 75.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Nowata County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Nowata County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20249,435
- Households3,686
- Average household size2.56
- Median household income$54,333
- Median age41.3
Common questions
Nowata County questions, answered from the record.
How many people live in Nowata County, Oklahoma?
The Census Bureau estimates 9,561 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 9,435, in 3,686 households, ranking 59th of 77 Oklahoma counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Nowata County's population growing?
The population has grown 2.54 percent since the 2020 census base of 9,324, to 9,561 on July 1, 2024. In 2024 there were 117 births against 166 deaths, with net migration of 130. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Nowata County?
$54,333. The median owner-occupied home is valued at $137,800, which is 2.5 times income, and median gross rent is $811 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Nowata County?
153 establishments, employing 1,582 people with an annual payroll of $68.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Nowata County?
Manufacturing is the largest private sector at 214 jobs, 12.6 percent of covered employment. Covered employment averages 1,696 jobs at an average annual pay of $45,323, or $872 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Nowata County?
6 7(a) approvals totaling $735,500 since FY2020, across 3 lenders, with a median approval of $79,850. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Nowata County?
26 housing units were authorized by permit in 2024, with a declared construction value of $4.8 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Nowata County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Nowata County come from?
The largest single origin is Washington County, with 68 households. Arriving households report an average income of $40,318 against $44,803 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Nowata County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Nowata County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Nowata County
Cities and places in Nowata.
7 Census places lie wholly or partly in Nowata County. All 7 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Nowata | city | 3,542 | 3 | Wholly in this county |
| South Coffeyville | town | 684 | None recorded | Wholly in this county |
| Delaware | town | 301 | 1 | Wholly in this county |
| Lenapah | town | 276 | 1 | Wholly in this county |
| Wann | town | 87 | None recorded | Wholly in this county |
| New Alluwe | town | 42 | None recorded | Wholly in this county |
| Watova | CDP | 35 | None recorded | Wholly in this county |
A further 1 of the county's 6 SBA 7(a) approvals are to borrowers in cities that match no Census place in Nowata County, the largest being S Coffeyville (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby