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Nowata, Oklahoma: commercial real estate data.

Nowata is a Census city of 3,542 people across 3.40 square miles of land, in Nowata County. Median household income is $47,776, 61.0 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $285,000 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Nowata

What Nowata is

  • Census place typecity
  • Land area3.4 sq mi
  • Water area0 sq mi
  • Population per square mile of land1,040
  • County holding the largest share of its areaNowata County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Nowata

How many people live in Nowata

  • Population3,542
  • Median age37.8
  • Population under 18866
  • Share under 1824.4 percent
  • Population 65 and over665
  • Share 65 and over18.8 percent
  • Households1,411
  • Family households889
  • Share of households that are families63.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Nowata

Income and work in Nowata

  • Median household income$47,776 plus or minus $12,312
  • Per capita income$24,346
  • Civilian labor force1,447
  • Employed1,334
  • Unemployed113 plus or minus 58
  • Unemployment rate7.8 percent plus or minus 3.9
  • Adults 25 and over2,422
  • Adults 25 and over with a high school diploma or higher90.4 percent
  • Adults 25 and over with a bachelor degree or higher13.2 percent plus or minus 3.6
  • Adults 25 and over with a graduate degree4.7 percent plus or minus 2.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Nowata

Housing in Nowata

  • Housing units1,735
  • Occupied units1,411
  • Vacant units324 plus or minus 92
  • Vacancy rate18.7 percent plus or minus 5.2
  • Owner occupied861
  • Renter occupied550
  • Ownership rate61.0 percent
  • Median owner-occupied home value$89,900
  • Median gross rent, monthly$752 plus or minus $215
  • Annual rent as a share of median income18.9 percent plus or minus 7.3
  • Single family units1,292
  • Share single family74.5 percent
  • Units in buildings of two or more285 plus or minus 83
  • Share in buildings of two or more16.4 percent plus or minus 4.7
  • Mobile homes158 plus or minus 64
  • Median year structure built1967

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Nowata

How Nowata gets to work

  • Workers 16 and over who commute1,217
  • Commuting under 15 minutes429 plus or minus 110
  • Share commuting under 15 minutes35.3 percent plus or minus 8.1
  • Commuting 30 minutes or more547 plus or minus 113
  • Share commuting 30 minutes or more44.9 percent
  • Drove alone69.7 percent
  • Carpooled19.6 percent plus or minus 7.0
  • Public transport0.1 percent plus or minus 0.2
  • Walked1.7 percent plus or minus 2.0
  • Worked from home8.3 percent plus or minus 4.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Nowata

SBA loans in Nowata (7(a))

  • Approvals3
  • Gross approval$285,000
  • Average approval$95,000
  • Median approval$59,400
  • Largest approval$171,600
  • Jobs supported6
  • Jobs per approval2.0
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS3

Counted by borrower city: approvals to borrowers whose address is in Nowata, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Nowata

Flood risk in Nowata

  • NFIP communityCity of Nowata
  • NFIP community number400136
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date02/16/12

The City of Nowata participates in the National Flood Insurance Program as community 400136 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Nowata County, not Nowata

Nowata County context, not Nowata figures

  • Establishments in Nowata County153
  • Covered employment, Nowata County1,696
  • Average annual pay, Nowata County$45,323
  • Housing units permitted, Nowata County26

Every figure in this section is published for Nowata County as a whole and is not a measurement of Nowata.

All Nowata County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Nowata questions, answered from the record.

How many people live in Nowata, Oklahoma?

3,542, in 1,411 households. Nowata city covers 3.40 square miles of land, which is 1,040 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Nowata in?

Nowata County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Nowata?

$47,776. The median owner-occupied home is valued at $89,900. Median gross rent is $752 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Nowata businesses?

3 7(a) approvals totaling $285,000 since FY2020, across 2 lenders, median approval $59,400. These count approvals to borrowers whose address is in Nowata, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Nowata borrowers get paid back?

No rate is published for Nowata. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Nowata in the National Flood Insurance Program?

Yes. Nowata appears in the FEMA Community Status Book as Nowata, city of, community 400136, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Nowata figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Nowata County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Nowata.

Is zoning published for Nowata?

No. Nothing on this page presents parcel level zoning.